If you know you have a phobia, then you should know by now that it's an irrational fear. In fact, most phobias are silly even to those of us who have them, and the only reason that we harbor them, really, is that we're too emotionally or intellectually lazy to address them. The toughest part about having phobias is acknowledging that they exist and are, in fact, irrational, stupid, and need to go. After they have been identified, the process of curing phobias can be fairly straightforward.
Failure to cure phobias – in throwing up one's hands in the air and saying "well, this is just a part of my personality" – is equally as irrational as the fear itself. In some cases, refusal to address and treat phobia can be outrightly irresponsible.
I have a friend who's absolutely terrified of spiders. Her arachnophobia is so acute, in fact, that she makes her husband kill the little critters when she sees them, going so far as to leave a room and wait until he returns home from work to deal with the little critters. I've heard of her seeing a spider in her bathroom at home in the morning, and waiting for him to kill it after work before she did go back in.
Did I mention that she's seven months pregnant, has two autistic children, and that her husband works during the day? Her refusal to enter the room forced her to go to her neighbor's home next door to use the bathroom several times that day. So phobias, while they might not be nearly as inconvenient as this friend's, almost always have ripple effects throughout the communities around them. In this case, the woman's phobia inconveniences her neighbors, her husband's, and her children's and, as such, must be addressed.