A stroke, also known as a cerebrovascular accident (CVA), is often caused by a blood clot in the brain which interrupts the brain's blood flow thereby causing serious brain damage. A person who has a stroke may develop paralysis of one side of the body, may lose the ability to speak or might lose his sight. The type of damage done to the person is determined by which side of the brain the blood flow is interrupted. A person who has a stroke affects the right side of the brain, will suffer losses to the left side of the body. A person who has a stroke affects the left side of the brain will suffer loses to the right side of the body. Smoking and high blood pressure are some of the risk factors to having a stroke.
Other factors that determine whether or not you might have a stroke are hereditary factors. If you have a family history of stroke, you are more likely to have a stroke yourself. If you come from a family with a history of heart disease and stroke, then there are health insurance plans that you can purchase to supplement your primary health insurance. The supplementary insurance is known as a critical illness supplement. These types of plans pay out a lump sum upon one's diagnosis of having suffered from a heart attack or stroke. These types of plans are also called catastrophic insurance because they insure the person against a catastrophic illness or injury.
This type of health insurance is not usually cheap, but it is an effective way to ensure that you get all the treatment you want and need in the event that you have a stroke. A person who suffers from a stroke will need not only the initial care at the hospital following the event, but will also need follow-up physical therapy and / or occupational therapy as well as speech therapy to regain his faculties.
Even if you choose not to purchase a supplemental or catastrophic policy of insurance to cover you in the event that you have a stroke, you may want to acclimate yourself to exactly what your existing health insurance policy covers. Figure out your deductibles and the limits of your coverage. In doing so, you can get a good idea about the coverage that you can expect if you have a stroke or suffer from any other serious illness.
If you need assistance in finding coverage that will protect your from these conditions, or if you had a stroke and are having difficulty finding insurance because of this, please visit our website at http://www.health-insurance-buyer.com and provide your contact details so we may respond to your request and help.