This Indicator Warned Us Before Every Bear Market

Stocks are selling off. Is this the beginning of a bear market, or just a long overdue pullback?

Traders try to forecast market action with indicators. Some indicators are elaborate. Others are simple. Over time, the simple ones tend to be more useful.

This might be surprising. Many of us think Wall Street is using sophisticated tools to make money. It is.

As individuals, we can’t compete with its sophisticated techniques. That’s why day traders tend to lose money. Wall Street firms are trading in nanoseconds, and our data feeds can’t process information that quickly.

But big Wall Street firms also use simple tools to make money. Many long-term trend-following strategies use simple ideas. And we can use these same tools to ride big trends in the stock market.

The Advance-Decline Line

One tool many large firms use is the advance-decline line. The advance-decline line indicator subtracts the number of stocks that closed down every day (declines) from the number that closed up (advances).

If you look at the market action before significant declines, in each case, the A-D line was in a downtrend before the S&P 500 turned lower. This happened before bear markets that led to losses of 50% or more in 1972, 1999 and 2007. It also happened before the 1987 crash.

The A-D line simply counts how many stocks are going up. In a bull market, we expect most stocks to be going up. In a bear market, the majority of stocks should be going down. That is a simple idea, but, as the charts show, it’s an important indicator to follow.

Near market tops, we see fewer stocks going up. The index is moving up because just a few large stocks are producing gains.

In 2007, housing stocks and financials were still moving up after most stocks peaked.

In 1999, internet stocks were the market leaders while most stocks were in downtrends.

In 1987, traders were buying just the largest stocks for a strategy called portfolio insurance. That insurance failed spectacularly in October.

In 1972, the Nifty Fifty became popular, and investment managers bought just the 50 largest companies.

Narrow buying always leads to a sell-off. That means we should watch the A-D line for an advance warning signal of the next bear market.

The S&P 500 and the Advance-Decline line are in synch. As long as they remain in sync, a bear market is unlikely. We might see a pullback, which is a decline of 5% to 10%. But that will be a chance to buy more stocks and prepare for the next upturn.

69 Dirty Talk Messages to Crank Up Your Texting Life

The ability to text message from ANYWHERE on the planet is something new, and gives relationships something they’ve never had before…the ability to keep our relationships exciting, even if we are separated from our lovers.

Now the hard part is trying to be creativity and erotic on your own. While sometimes it just rolls off the tongue, and thinking of what to say is quite easy. Other times, you might receive a sexy message and be dumbfounded on how to respond.

Below is a list of dirty talk messages that should be used when you can’t see the person you want, and your goal is to make them think OBSESS about you and the fact they can’t have you right now.

Some of these dirty talk messages are fun, some are serious, so use them wisely and don’t randomly use them. Sometimes humor when you’re having a seriously sexy chat can spoil the mood.

1. Hi. I’m horny.

2. I just thought about how awesome you are. And how awesome I am. Let’s hook up!

3. If you were the new burger at McDonalds you would be the McSexy!

4. You’re so f’n sexy!!

5. I want you right NOW.

6. The thought of you is turning me on!

7. Can you send me a picture so I can show Santa what I want for Christmas?

8. I can’t wait to see you later

9. You are SO hot

10. I love your body

11. I’ve been thinking about you ALL day

12. You make me want to do BAD things to you…and myself;)

13. I’m so h*rd/w3t right now

14. I would give anything to be with you right now!

15. I’ll be waiting for you later…naked;)

16. You can do whatever you want

17. The fact I can’t have you right now makes me want you MORE

18. What would YOU do to ME?

19. I’ve never been so turned on by someone!

20. I’ve NEVER wanted someone like I want you

21. You’d look so hot going down on me:)

22. No one does me like you!

23. I want you so bad I don’t notice anyone else

24. I’ve never met someone who turns me on like you!

25. You have the nicest a$$ on the planet, is it real?

26. Hey I just realized this, but you look a lot like my next girlfriend/boyfriend!

27. What are you wearing?

28. Your body makes me happy

29. I’m not wearing any underwear… maybe I can wear you later

30. Hello, I’m a thief, and I’m here to steal your heart.

31. Can I please be your slave tonight?

32. Do you know, your hair and my pillow are perfectly color coordinated?

33. God must have been in a very good mood the day we met.

34. I think I could fall madly in bed with you.

35. I want to melt in your mouth, not in your hand.

36. I wonder what our children will look like.

37. I’d like to name a multiple orgasm after you!

38. I’ll cook you dinner if you cook me breakfast.

39. I’ve got a condom with your name on it.

40. Picture this, you, me, bubble baths, and a bottle of champagne.

41. What do you like for breakfast?

42. Why don’t you surprise your roommate and not come home tonight???

43. Will you marry me for just one night?

44. Can I buy you a drink, or do you just want the money?;)

45. Don’t be so picky… I wasn’t! Just kidding, I love you

46. You want me. I can smell it.

47. Damn…..your ass is fine! Want to come see mine?

48. You’re like pizza. Even when you’re bad, you’re good.

49. I would lose my wallet just to see you right now

50. I’m in one of those ‘you could do whatever you want moods’ too bad you’re not here

51. Got any raisins? (No.) Then how about a date?

52. Milk does the body good, but damn how much did you drink?

53. Do you sleep on your stomach? (yes/no) Can I?

54. You so fine!

55. I say we Déjà vu last night all over again later?

56. Hi. My name is (name). I’ll be your play toy tonight.

57. Are you a virgin? (No.) Prove it!

58. My bedroom has a very interesting ceiling…

59. So what did you think of me last night? Pretty fantastic eh?

60. You’re on my list of things to do tonight.

61. OH GOD! OH GOD! Just practicing;)

62. Do you know how to use a whip? hehe

63. I’m drunk:)

64. Didn’t anyone tell you that you wanted to sleep with me??? I thought you knew!

65. Hey babe, wanna get LUCKY!?

66. Your place or mine?

67. You *will* come home with me tonight (Jedi mind trick)

68. I’m gay, think you can convert me?

69. I’m just looking for a friend with benefits (Uhm?) No not sex. A car, nice stuff, etc. Get your mind out of the gutter.

As always we had a lot of fun putting together this list. We know that we’ve missed some GREAT dirty talk lines so please feel free to comment some of your favorite messages.

Gluten and Depression – How Does That Work?

For a lot of years, there has been anecdotal evidence linking depression with gluten (along with more serious mental disorders, up to and including schizophrenia). The problem is, scientists in general, and doctors in particular pay little or no attention to evidence of this type. However, new discoveries have begun to throw light on what is going on.

Clinical depression appears to be linked with serotonin levels in the brain. This has led to the development of new types of anti-depressants, including SSRIs (Prozac is the most well known brand). These new drugs are not without their problems, however. Although initially hailed as dependency-free and safe, there has been a rising rise in suicide among people taking these drugs, and certain patients have apparently had a great difficulty in coming off them.

Serotonin is a natural substance which is produced in the body. This natural production appears to be impaired or reduced in various groups of people, including depressives.

The reasons for this correction are not yet completely clear. However, 90% of the production of serotonin occurs in the digestive tract. So it begins to make sense that the food ate might have an effect, either positive or negative, on serotonin production.

A report by Ron Hoggan MA & James Braly MD examines the relationship between depression and diet. They cite various studies carried out by Christine Zioudrou and later followed up by Fukudome and Yoshikawa. They point to morphine-like substances caused by incomplete digestion of proteins in cereal grains and dairy products (called "exorphins"). It is thought that these exorphins can be absorbed through the intestine, offering a possible explanation for the psychological effects experienced by otherwise healthy individuals.

Another report by Alessio Fasano and Carlo Catassi states that there is an "Asymptomatic Silent Form" of celiac disease. The term asymptomatic is a bit of a misnomer, as it reflects only to the lack of positive test results. Symptoms of this form of gluten intolerance (which may not all be present) are: iron deficiency, a tendency to depression, irritability, or impaired school performance in children "feeling always tired," and easy fatigue during exercise, and reduced bone mineral density .

In a lecture he gave in 2002, James V. Croxton, MA talked about new discoveries relating to previously ignored cells in the brain called glial cells. These appear to be closely involved in the immune system, and directly affected by gliadin, part of the gluten found in wheat and other cereals.

Gluten-free diets (sometimes combined with dairy-free) have been used for autism, depression and schizophrenia, with some success. Even though the mechanism is still not fully clear, it does appear that there is a scientific basis for a connection between gluten and depression in susceptible individuals.

Further research may bring a cure. For the time being, though the only safe approach is to exclude gluten from the diet entirely.

Getting Rid Of Fear

This can be a difficult task. When you suffer from phobias, particularly phobias that you encounter frequently, life can be hell. Suffering from panic anxiety attacks and agoraphobia can be grossly frustrating and depressing. Agoraphobia is arguably one of the worst phobias to have, since it is actually a fear of everyday life.

So How Do You Vanquish Fears And Phobias?

Can it be done? Of course! It's not something you can generally do on your own with absolutely no form of help or guidance. There are tools available to hasten the process. One of the best programs is offered by Change That's Right Now's Phobia Clinic. They have a very high success rate and have helped thousands of people overcome their fears.

US Presidents, one-time world number one golfing legend Greg Norman and tennis player Andre Agassi have all used their programs.

Many users of the programs have had dramatic results. Incredibly, most of the work that they provide you is done over the phone. This has advantages, since it offers privacy and flexibility. These high-quality and effective programs are available in over 190 countries.

Adapting To A Changing World

The world is constantly changing. We need to be able to adapt to this. Other forms of treatment are now available. We have choices, but we must have made aware of these choices. There's no doubt that for certain problems that may require an operation, you'll still need to see a surgeon. However, for some health-related issues, we do not have to depend on drugs. It's always a good idea to see a doctor, but there are other doctors in other fields that may not be recognized at present by the 'scientific world'. Holistic and homeopathic medicines are 2 examples.

For more help on getting rid of fear, overcoming anxiety and dealing with your phobia or phobias, check out the provided resource. It just could have the answer you've been looking for.

3 Steps to Coping With Anxiety

Are you one of the many millions of people from around the world that suffer from anxiety disorders? Anxiety is a real illness that cheats ordinary people out of a good and productive life. This article suggests a few steps you can take towards freedom from anxiety disorder.

Step # 1: Understand how your brain responds to stressful situations.

What happens to your body when you feel anxious or stressed? Well, your physical reaction to stress is controlled largely by what is known as the 'flight or fight' response. This is an instinctive reaction that occurs in a dangerous situation when your survival is threatened by an outside force. This response prepares your body to either fight for survival or run for your life. Your hypothalamus floods your brain and body with chemicals such as adrenaline and noradrenaline to prepare it for survival in a dangerous situation. This causes symptoms such as rapid heartbeat, dizziness, nausea and muscle tension.

Step # 2: Understand that this reaction causes anxiety symptoms.

If you are living a stressful life and you do not manage this stress, then you may start to experience anxiety symptoms such as muscle tension, nausea and dizziness.

Step # 3: Learn how to better manage your stress and anxiety.

Here are some suggestions you may explore further on your own time.

* Learn and practice anxiety reducing activities such as deep breathing, yoga, meditation and regular exercise.

* Learn how to change your anxious thoughts patterns and replace it with positive thinking styles.

* Do not give up. You may need the support of your doctor, counselor, friends and family. Reading motivational books, prayer or listening to hypnosis records may help to keep your spirit strong.

Coping with anxiety is about understanding how your brain reacts to stressful situations, knowing that these reactions can also cause anxiety symptoms and learning how to better manage your stress and anxiety.

Can Sleeping Pills Actually Be Causing My Insomnia?

Sleeping pills causing insomnia? No way. How can pills that put me to sleep be keeping me awake? That just does not sound right. That does not sound at all logical, but it is true.

One of the possible side effects of sleeping pills is sleep walking. You may actually be getting up and going about your regular tasks, including driving, while still being sleep. As you can probably figure out, this does not lead to good things. Driving, cooking, and other things are better done when fully awake. Other side effects are just as scary, confusion, memory loss, hallucinations, depression, anxiety, even thoughts of harm yourself.

Dependency on the pills could also be part of the problem. If you have been taking the pills for a long time, it probably takes more and more to help you sleep until eventually they just do not work at all. You may not actually be physically dependent on the pills, but psychologically dependent. You may feel that there is absolutely no way you can get to sleep without the pills, when physically there is no reason why you can not.

Sleeping pills do not actually treat insomnia, they just help you get some much needed sleep occasionally. They certainly are not meant for the long-term. For the long run, it is a much better idea to treat the undering cause of your insomnia. Yes, sleeping pills could be the cause, but something made you start taking them in the first place.

When you stop taking sleeping pills, you must wean yourself from them. Do not stop abruptly. This could cause withdrawal symptoms such as nausea, shaking and sweating. Even if your sleeping pills are not prescribed, it might be best to get a doctor's help in stopping. With a doctor, you can avoid the worst of the withdrawal, and even treat the insomnia itself.

Drinking, pain medications, any kind of medications can react with sleeping pills causing any number of problems. Be very sure that you do not take sleeping pills with any other kind of depressant, this can overload your system and cause possibly fatal consequences.

Sleeping pills can potentially be the cause of your insomnia, and can be covering up the real cause of the sleep problem as well.

Sexy Things to Do With Your Girlfriend – Get Naughty With Your Girl Tonight

We all get that sudden urge sometimes — love becomes too overwhelming that we just have to express it with our girl no matter what. However, we can’t just drag her inside the bedroom — she needs to be taken ever so slowly but surely and that calls a little effort in your part — yes, even if she’s already your girlfriend. Make her fall in love with you all over again tonight through these tips about sexy things to do with your girlfriend — being naughty is nice!

  • Dinner in bed. Breakfast in bed is overrated (although still romantic), try dinner in bed instead! Ditch your usual routine of going out to dinner and take it to the sheets instead. Couple it with a few DVDs and voila — you got yourself the opportunity to make it more romantic. There’s plenty of time to kiss and caress — everything is accessible for you tonight.
  • Offer her a nice long massage. A massage will always be a sexy and sensual activity for couples — why not offer her one after a long tiring day at work? A nice body massage not only relaxes her — it will be a great way to turn her on and get absolutely aware of the sexual tension building between the two of you. Take your time, treat each part of her body like a precious thing — she will be itching for you to get more intimate sooner.
  • Sweet foreplay. All women absolutely melt if you treat them into a slow, agonizing, exciting and teasing foreplay. Don’t stick to your routine on this one — make it a point to show her that you totally have all the time in the world to make sweet love with her — she will be calling and moaning your name all night long.
  • Make her feel like a goddess. Having naughty things in your head that you’ve been fantasizing all day? Get ready to make it all come true tonight! Make sure that your girl is on the mood though. Prepare a nice dinner for her, talk to her about her day, build sexual tension as much as you can. Try to be a little sensitive with her body language as well, she may be tired or just not feeling it. Otherwise, better get ready for one wild night ahead!

Are you still having trouble uncovering the secrets to of what women want during sex? Do you want to know how to successfully seduce your girl and make her want you more? Discover more tips and techniques on how to talk dirty with your girlfriend by visiting my website right now. It holds all amazing methods on how to do it all! You’re one click away from all the excitement.

Categories of Ethical Dilemmas in Business

First published in Exchange, the magazine of the Brigham Young University School of Business, the following twelve categories were developed to cover the root or cause of most ethical business dilemmas that one might encounter in their jobs. I have summarized them to keep them short and simple.

1. Taking Things That Don’t Belong To You

Everything from taking highlighters from the storage room, to sending personal mail through the mailroom, to downloading unauthorized games to play on your work computer fall into this category. A CFO of a major corporation took a cab from the airport to his home in the city. When he asked the cabbie for receipt, he was handed a full book of blank receipts. Apparently this dilemma of accurately reporting business expenses involves more than just one employee.

2. Saying Things That You Know Are Not True

When a car salesperson insists to a customer that a used car has not been in a previous accident, when it has, an ethical breach has occurred. When a clerk in a store assures a customer that a product has a money-back guarantee, when only trade-ins are allowed, another ethical violation occurred (and perhaps a violation of the law).

3. Giving Or Allowing False Impressions

There is an urban legend in which 2 CD’s were being sold on a TV infomercial that claimed that that all the hits of the 1980’s were on the CDs. The infomercial emphasized over and over again that all songs were performed by the original artists. When they received the CDs, upon closer inspection, they found that all songs had been covered by a band called The Original Artists. While technically true, the impression given by the infomercial was false.

4. Buying Influence or Engaging in Conflict of Interest

When a company awards a construction contract to an organization owned by the brother of the attorney general, or when a county committee who is charged with choosing a new road construction company is traveling around the state looking at roads at the expense of one of the bidders, a conflict of interest arises which might affect the results of that choice.

5. Hiding or Divulging Information

Failing to divulge information from the results of a study on the safety of a new product, or choosing to take your companies proprietary product information to a new job are examples that fall into this category.

6. Taking Unfair Advantage

Have you ever wondered why there seem to be so many product safety rules and procedures? It is primarily the result of laws passed by government institutions to protect the consumer from companies that previously took unfair advantage of them because of their lack of knowledge or through complex contractual obligations.

7. Committing Acts of Personal Decadence

Over time, it has become increasing clear that the acts of employees outside of work can have a negative effect on a businesses image. This is one of the primary reasons companies are minimizing social interactions or events, outside of the office, so that drug or alcohol related events can not be tracked back to the company.

8. Perpetuating Interpersonal Abuse

At the heart of this category of ethical misbehavior is the abuse of employees through sexual harassment, verbal lashing, or public humiliation by a company leader.

9. Permitting Organizational Abuse

When an organization chooses to operate in another country, it sometimes butts up against social culture in which child labor, demeaning work environments or excessive hours are required. It is at this point that the leaders of the company have a choice…whether to perpetuate that abuse or alleviate it.

10. Violating Rules

In some cases, people or organizations violate rules to expedite a process or decision. In many of these cases, the results would have been the same regardless, but by violating the rules or required procedures for that outcome, they can potentially scar the reputation of the organization they work for.

11. Condoning Unethical Actions

Suppose you are at work one day and you notice that a colleague of yours is using petty cash for personal purchases and fail to report it. Perhaps you know that a new product in development has safety issues, but you don’t speak out. In these examples, failing to do right creates a wrong.

12. Balancing Ethical Dilemmas

What about a situation that would be considered neither right, nor wrong? What should be done here? Should Google or Microsoft do business in China when human rights violations are committed daily? Sometimes an organization must balance the need to do business with any ethical dilemmas that might arise from doing business.

Erectile Dysfunction – Symptoms, Causes and Treatment

A lot of us think that we do not have to worry about erectile dysfunction because we're too young to fall under the risk category. Unfortunately, erectile dysfunction can happen at any age, and although it is pretty rare at a young age, by the age 45 most men have experienced erectile dysfunction at some point. Erectile dysfunction is treatable at any age, therefore it is important to know what it is, what its symptoms are and how it can be treated.

Erectile dysfunction, also known as impotence, is a repeated inability to achieve or sustain erection long and firm enough to engage in sexual intercourse. Having trouble maintaining an erection is often not a cause for concern, unless it is a continuing problem. Erectile dysfunction used to be considered a purely psychological issue or something that is just part of getting old. Recent studies revealed that erectile dysfunction is caused by physical problems (such as chronic disease or side effects of a medication) more often than by psychological ones and it is not an inevitable consequence of aging.

The process of penis arousal is complex and involves brain, hormones, nerves, muscles and blood vessels. If something interferes with any one of these systems, it can result in erectile dysfunction. Let's take a closer look at how anection occurs.

Your penal consists of two cylindrical sponge-like chambers called Corpora Cavernosa that run along its length. Corpora Cavernosa are surrounded by a membrane called Tunica Albuginea. The urethra is the tube that carries semen and urine and runs along the side of Corpora Cavernosa.

When a man becomes sexually aroused due to sensory and / or mental stimulation, nerve impulses from the brain and local nerves cause the muscles of Corpora Cavernosa to relax thus allowing the blood flow to it to increase several times the usual amount. This sudden inflow of blood exposes the sponge-like tissue, fills the spaces, and produces an erection. The Tunica Albuginea traps blood in the Corpora Cavernosa, which helps sustain an erection. After ejaculation or when the sexual excitation passes, the blood drains out of the Corpora Cavernosa and the penis returns to the normal size and shape as before the erection.

Since anection requires an exact order of events to take place, it can happen when any of these events is disrupted. The most common cause is damage to nerves, arteries, muscles or tissues as a result of a disease such as diabetes, heart disease, atherosclerosis, high blood pressure, vascular disease, hormone disorders, and the like. It is important that you take your medications for the above mentioned problems just as prescribed by your doctor. Some medicines can be the cause of erectile dysfunction. In that case your doctor may take you off the medication altogether or replace it with a different one.

Smoking, abusing drugs, obesity and lack of exercise can contribute to heart and / or vascular disease and thus can also be the cause of erectile dysfunction.

Surgery or injuries affecting the pelvic area or spinal cord are another common reason for erectile dysfunction.

Recent studies revealed that up to 20% of erectile dysfunction cases occurred due to psychological reasons. Depression, feeling stressed either from work or family issues, fatigue, being nervous because of previous bad sexual experiences, feeling self-conscious, thinking that your partner is reacting negatively to you, guilt, and anxiety can all lead to erectile dysfunction.

There are several ways to diagnose erectile dysfunction. The first step would be to have a physical examination. The doctor will check if your penis is sensitive enough to the touch which reflects if your nervous system is functioning properly, he / she will also check if you have any secondary sex characteristics such as enlarged breasts or excess hair which can mean hormonal imbalance, another thing that might come up is the circulatory issues which can be discovered by checking your pulse. Your doctor will also look at your health history to see if you might have any diseases or are taking any medications that can potentially lead to erectile dysfunction.

There are certain tests for systemic diseases that can reveal erectile dysfunction. Among these tests are blood counts, lipid profile, urinalysis, and measurements of creatinine and liver enzymes.

To reveal the psychological causes, you would have to go through an interview and a questionnaire. It is a good idea to have your partner participate in this process as well.

The treatment for erectile dysfunction depends on what the cause of it is. If it is caused by psychological factors your best option is counseling and / or sex therapy. This could be especially helpful if your partner participates.

If erectile dysfunction is caused by physical issues the most popular method of its treatment is prescription oral medications such as Viagra, Cialis or Levitra. All three of these medications work in the same way by enhancing the effects of chemicals responsible for relaxing the penis muscles, which results in natural increase of blood flow to the penis which in turn causes an erection to occur. There are certain side effects and incompatibilities with other medications so you should always consult with your doctor before taking these drugs.

Another common drug used in treating erectile dysfunction is alprostadil, which is a synthetic version of hormone prostaglandin E, which helps increase the blood flow and thus enables anection. You can either inject alprostadil into the base or side of your penis or use a special disposable applicator to insert alprostadil suppository into the tip of your penis. The side effects of this method are pain, minor bleeding, or formation of fibrous tissue. The cost of injections can be pretty high therefore alprostadil is often mixed with other drugs to decrease the price and increase the effectiveness.

You can also use vacuum devices to manually create an appreciation to last long enough for you and your partner to have sex. The penis is inserted into a plastic tube with a pump attached to it. The pump sucks out the air and thus creates a vacuum that draws blood into the penis, causing it to become engorged. Once the penis is erect the tube is removed and a soft rubber ring is placed around the base of the penis to trap blood and sustain the erection. This method works best for men who are able to achieve at least partial erection.

Those men who suffer from erectile dysfunction due to surgery or injury can undergo vascular surgery. The goal of such surgery is to normalize the blood flow and allow emissions to occur naturally. It may be very hard to find surgeons performing this procedure since it is still considered experimental. The side effects can include nerve damage and creation of scar tissue.

Penile implants involve surgical insertion of a silicon-covered flexible metal rod into both sides of the penis which keep the penis in a strict state and allow the section to occur whenever desired. This method is rather expensive and is usually not recommended without all other methods have already been tried.

For those men who erectile dysfunction is caused by hormonal imbalances testosterone replacement therapy may be an option.

Although all men experience difficulties with erection at some point, you can take measures to prevent this from happening – limit or avoid alcohol, smoking, and illegal drugs, exercise on a regular basis, reduce stress, get plenty of sleep, and see your doctor for regular checksups and screening tests. Most important, do not let one episode of erectile dysfunction interfere with your sex life.

Business Meeting Thank You Note Samples

After just about any meeting, successful or note, it never hurts to follow up with a thank you note. It shows you respect your client’s time and even if your product wasn’t a good fit this time, your client knows you’re a courteous, professional colleague he’d like to do business with again.

Email or snail mail? You know best; think about the client’s company culture. Usually email is fine, especially if you’re thanking for something informal like time.

Your tone is also something only you can gauge. When in doubt, more formal is better. You don’t have to be cold or stuffy but do be respectful.

Here are a few examples you can customize to your own situation.

Example 1:

Dear Todd,

It was a pleasure meeting you yesterday. Your ideas on new approaches to sales in our region were insightful and a great help to me. Thank you for making time to meet with me and for sharing your thoughts.

Sincerely,

—————————————–

Dear Dr. Price,

Thank you for seeing me yesterday. I appreciated the chance to discuss our new products with you. Your opinions are always helpful and interesting. I hope the latest product will fit your needs.

It’s always a pleasure to see you!

Best Regards,

—————————————–

Josh,

It was a pleasure to finally get a chance to meet you today. Your research project sounds very interesting and offers a compelling value proposition to to the mobile phone carriers. As discussed, my team has done extensive work in the type of data collection that your research requires.

Please let me know if I can provide you with more details about how we would work on the project.

Look forward to speaking with you soon.

—————————————–

Dear Paul,

Thank you for your time today. Jack and I very much appreciated your input on our new business development strategy. I know that you have a number of demands on your schedule right now so the fact that you took as much time as you did to guide us is even more welcome.

We will be sure to circle back with you when the plan is finalized in order for you to provide your stamp of approval as well as any final comments.

Thrush Treatment – Cure it Fast

Thrush treatment is a pressing matter and you can not put it off indefinitely because some of its symptoms can be very much embarrassing. You may have a white discharge and reddening and swilling in the vaginal area. You may have itch and burning sensation also, which is the most embarrassing part of thrush. That too, when you are in the middle of many people, you have to prepare and press a reporter smile firmly on to your face, despite the unbearable itching because you may not be able to scratch the "spot" in front of others.

Any absence of consideration of these symptoms may lead to more trouble, though they may not spread to other areas of your body but some lactating women may contract it from infected babies. Men also get these symptoms, with the swilling and itching of penis. You should have the right solution to this problem.

Medication that is given in thrush treatment does not give a permanent cure to this problem. Doctors do not advise medications especially in the case of infants and small children who are affected by oral thrush.

You should not allow this problem to aggravate and since you should find immediate solution. If the problem is allowed to persist and worsen, bits and pieces of symptoms of various problems may show and give grave and confusing signals. This increases the difficulty of doctors in knowing the exact cause of the problem. Here what would have been a simple cure may turn out to be a difficult and drawn-out process. Doctors may also diagnose wrongly and prescribe wrong medications that may cause more severe problems.

Here it is advisable to consult a doctor as soon as you see the symptoms for the first time. By taking the appropriate thrush treatment quickly, you can get fast relief from this embarrassing problem.

Foxes As Pets – 6 Ways They Differ From Dogs

A lot of people are enchanted by the idea of owning a pet fox. They’re charming, intelligent animals, and there is a lot of appeal in having a “special” animal that not many people have. While foxes can make decent pets for someone with the time and resources to care for them, a lot of people make the mistake of buying a pet fox thinking it is going to be just like a dog.

1. Foxes Are Difficult to Train

Dogs are born with a very strong pack mentality. A dog sees you as its alpha, and is hard-wired to want to obey the leader. They live to please you. A fox, however, lives to please itself. While they are very intelligent, the core motivation of a fox is different than that of a dog. The dog wants to please you and make you happy, the fox wants the treat.

2. Foxes Stink

Foxes have a very strong odor. While a dog can take a few weeks without a bath to work up a powerful stink, foxes smell skunky 24/7. This strong, musky odor can be lessened somewhat by having the fox neutered, but it cannot be eliminated entirely.

3. Foxes Are Shy

Many people picture a fox as an awesome pet that they can show off to their friends and neighbors. Unfortunately, the reality almost always falls far short of this. While foxes often become very attached and affectionate with their families, they remain impossibly shy around visitors and strangers.

4. Foxes Have Special Needs

Foxes have special dietary and exercise requirements outside that of a dog. They are extremely energetic, and require loads of exercise every day. A large, carefully-built outdoor enclosure is a must. Which brings me to my next point…

5. Foxes Are Escape Artists

Foxes are much more proficient at getting out of enclosures than even the most determined dog. They can leap six feet in the air, climb up fences, and even cling upside down to climb along a chain link ceiling for short distances. Any enclosure that is meant to keep foxes must not only be large, but impossible to dig out of and have a full roof.

6. Foxes Are Destructive

Many people buy a fox under the mistaken impression that it can be kept as an indoor pet, and left with free run of the house while they are away at work. Nothing could be farther from the truth, particularly with the larger species like red foxes. They will steal and hide anything small enough for them to carry, and shred just about everything they can get their teeth in to. It is nearly impossible to break even the best-trained fox of these behaviors. A dog can be taught not to chew things, a fox can only be taught not to chew things while you’re watching. While a fox is loose in the house, it requires constant supervision.

In conclusion, foxes can make fascinating pets for people who are prepared to care for them. If you are interested in a pet fox, go into it with your eyes wide open, do your research, and understand that caring for a fox is not like caring for a dog.

Class Reunion Quotes – Top 7 Tips For Choosing Great Sayings When Planning Your Reunion Party

If you’re planning a class reunion, sooner or later, you will be looking for wording to add to your save the date cards, website, emails and even favors. A great quote may work to inspire your classmates to attend your reunion party. Here are seven ideas for selecting just the right quotes for your big event.

1. Don’t get discouraged if your favorite search engine doesn’t offer many choices if you type in the words: class reunion quotes. In fact, you may not find any quotations that actually contain that phrase. You might come across this one by Tryon Edwards: Every parting is a form of death, as every reunion is a type of heaven. But that’s a bit heavy for a party.

2. Look for memories. In order to find appropriate class reunion quotes, you have to ask yourself what feelings you are seeking to stir in your former classmates. Encourage them to rekindle memories of the good old school days. Here’s some examples:

* Time endears but cannot fade the memories that friends have made.

* To reminisce with my old friends, a chance to share some memories, and play our songs again. – Ricky Nelson

* Fond memory brings the light of other days around me. – Thomas More

* When you remember me, it means that you have carried something of who I am with you, that I have left some mark of who I am on who you are. It means that you can summon me back to your mind even though countless years and miles may stand between us. It means that if we meet again, you will know me. – Frederick Buechner

* Recall it as often as you wish, a happy memory never wears out. – Libbie Fudim

3. Remind them of old friendships. One of the biggest reasons for attending a class reunion is to reconnect with past high school buddies. Search for quotes on friends, concentrating particularly on the sayings that emphasize those old, tried and true friendships. Here’s some ideas:

* No distance of place or lapse of time can lessen the friendship of those who are thoroughly persuaded of each other’s worth. – Robert Southey

* Nothing is as comfortable as an old friend.

* I count myself in nothing else so happy as in a soul rememb’ring my good friends. – William Shakespeare

* Never forget the days I spent with you. Continue to be my friend, as you will always find me yours. – Ludwig Van Beethoven

* We all take different paths in life, but no matter where we go, we take a little of each other everywhere.

4. Talk about nostalgia. You can help your classmates reminisce by locating facts of events, prices, songs, sports and movies from your high school years. Or you can find quotes with the subject of nostalgia, for example:

* The essence of nostalgia is an awareness that what has been will never be again. – Milton S. Eisenhower

* A trip to nostalgia now and then is good for the spirit. – Dan Bartolovic

5. Try a little humor. A well-chosen funny quip can sometimes be more effective than a philosophical quotation. Here are a couple of humorous ones that may work for you:

* Middle age is when your classmates are so gray and wrinkled and bald they don’t recognize you. – Bennett Cerf

* True terror is to wake up one morning and discover that your high school class is running the country. – Kurt Vonnegut

6. Listen to those old songs. Music can stir up all kinds of memories. So, you might borrow a line or two from a popular song from the year you graduated. If none of them seems quite appropriate, then you could look up the lyrics to songs about missing you, friendship, or remembering the good old days. Some possibilities would be Memories by Barbara Streisand, Reminiscing by the Little River Band and Please Remember by Leann Rimes.

7. Use your own words. You don’t have to quote a famous person to come up with a great saying for your class reunion. Flip through your old yearbook and see if any of your former students or teachers have an interesting remark listed. Brainstorm with your committee and see if you can come up with some wording ideas. Ask your classmates who register online to leave a comment. One of those might be just right for the event. Finally, you can always use your school motto, if you have one.

At first, finding a great class reunion quote might appear to be a difficult task. But it’s easy to assemble a nice selection, if you use these tips. Search for sayings with the right keywords, consider song lyrics or write your own catch phrase, and you’ll soon find you have a lot of choices.

69 Dirty Talk Messages to Crank Up Your Texting Life

The ability to text message from ANYWHERE on the planet is something new, and gives relationships something they’ve never had before…the ability to keep our relationships exciting, even if we are separated from our lovers.

Now the hard part is trying to be creativity and erotic on your own. While sometimes it just rolls off the tongue, and thinking of what to say is quite easy. Other times, you might receive a sexy message and be dumbfounded on how to respond.

Below is a list of dirty talk messages that should be used when you can’t see the person you want, and your goal is to make them think OBSESS about you and the fact they can’t have you right now.

Some of these dirty talk messages are fun, some are serious, so use them wisely and don’t randomly use them. Sometimes humor when you’re having a seriously sexy chat can spoil the mood.

1. Hi. I’m horny.

2. I just thought about how awesome you are. And how awesome I am. Let’s hook up!

3. If you were the new burger at McDonalds you would be the McSexy!

4. You’re so f’n sexy!!

5. I want you right NOW.

6. The thought of you is turning me on!

7. Can you send me a picture so I can show Santa what I want for Christmas?

8. I can’t wait to see you later

9. You are SO hot

10. I love your body

11. I’ve been thinking about you ALL day

12. You make me want to do BAD things to you…and myself;)

13. I’m so h*rd/w3t right now

14. I would give anything to be with you right now!

15. I’ll be waiting for you later…naked;)

16. You can do whatever you want

17. The fact I can’t have you right now makes me want you MORE

18. What would YOU do to ME?

19. I’ve never been so turned on by someone!

20. I’ve NEVER wanted someone like I want you

21. You’d look so hot going down on me:)

22. No one does me like you!

23. I want you so bad I don’t notice anyone else

24. I’ve never met someone who turns me on like you!

25. You have the nicest a$$ on the planet, is it real?

26. Hey I just realized this, but you look a lot like my next girlfriend/boyfriend!

27. What are you wearing?

28. Your body makes me happy

29. I’m not wearing any underwear… maybe I can wear you later

30. Hello, I’m a thief, and I’m here to steal your heart.

31. Can I please be your slave tonight?

32. Do you know, your hair and my pillow are perfectly color coordinated?

33. God must have been in a very good mood the day we met.

34. I think I could fall madly in bed with you.

35. I want to melt in your mouth, not in your hand.

36. I wonder what our children will look like.

37. I’d like to name a multiple orgasm after you!

38. I’ll cook you dinner if you cook me breakfast.

39. I’ve got a condom with your name on it.

40. Picture this, you, me, bubble baths, and a bottle of champagne.

41. What do you like for breakfast?

42. Why don’t you surprise your roommate and not come home tonight???

43. Will you marry me for just one night?

44. Can I buy you a drink, or do you just want the money?;)

45. Don’t be so picky… I wasn’t! Just kidding, I love you

46. You want me. I can smell it.

47. Damn…..your ass is fine! Want to come see mine?

48. You’re like pizza. Even when you’re bad, you’re good.

49. I would lose my wallet just to see you right now

50. I’m in one of those ‘you could do whatever you want moods’ too bad you’re not here

51. Got any raisins? (No.) Then how about a date?

52. Milk does the body good, but damn how much did you drink?

53. Do you sleep on your stomach? (yes/no) Can I?

54. You so fine!

55. I say we Déjà vu last night all over again later?

56. Hi. My name is (name). I’ll be your play toy tonight.

57. Are you a virgin? (No.) Prove it!

58. My bedroom has a very interesting ceiling…

59. So what did you think of me last night? Pretty fantastic eh?

60. You’re on my list of things to do tonight.

61. OH GOD! OH GOD! Just practicing;)

62. Do you know how to use a whip? hehe

63. I’m drunk:)

64. Didn’t anyone tell you that you wanted to sleep with me??? I thought you knew!

65. Hey babe, wanna get LUCKY!?

66. Your place or mine?

67. You *will* come home with me tonight (Jedi mind trick)

68. I’m gay, think you can convert me?

69. I’m just looking for a friend with benefits (Uhm?) No not sex. A car, nice stuff, etc. Get your mind out of the gutter.

As always we had a lot of fun putting together this list. We know that we’ve missed some GREAT dirty talk lines so please feel free to comment some of your favorite messages.

Sexy Things to Do With Your Girlfriend – Get Naughty With Your Girl Tonight

We all get that sudden urge sometimes — love becomes too overwhelming that we just have to express it with our girl no matter what. However, we can’t just drag her inside the bedroom — she needs to be taken ever so slowly but surely and that calls a little effort in your part — yes, even if she’s already your girlfriend. Make her fall in love with you all over again tonight through these tips about sexy things to do with your girlfriend — being naughty is nice!

  • Dinner in bed. Breakfast in bed is overrated (although still romantic), try dinner in bed instead! Ditch your usual routine of going out to dinner and take it to the sheets instead. Couple it with a few DVDs and voila — you got yourself the opportunity to make it more romantic. There’s plenty of time to kiss and caress — everything is accessible for you tonight.
  • Offer her a nice long massage. A massage will always be a sexy and sensual activity for couples — why not offer her one after a long tiring day at work? A nice body massage not only relaxes her — it will be a great way to turn her on and get absolutely aware of the sexual tension building between the two of you. Take your time, treat each part of her body like a precious thing — she will be itching for you to get more intimate sooner.
  • Sweet foreplay. All women absolutely melt if you treat them into a slow, agonizing, exciting and teasing foreplay. Don’t stick to your routine on this one — make it a point to show her that you totally have all the time in the world to make sweet love with her — she will be calling and moaning your name all night long.
  • Make her feel like a goddess. Having naughty things in your head that you’ve been fantasizing all day? Get ready to make it all come true tonight! Make sure that your girl is on the mood though. Prepare a nice dinner for her, talk to her about her day, build sexual tension as much as you can. Try to be a little sensitive with her body language as well, she may be tired or just not feeling it. Otherwise, better get ready for one wild night ahead!

Are you still having trouble uncovering the secrets to of what women want during sex? Do you want to know how to successfully seduce your girl and make her want you more? Discover more tips and techniques on how to talk dirty with your girlfriend by visiting my website right now. It holds all amazing methods on how to do it all! You’re one click away from all the excitement.