Five Power Closing Techniques for Insurance and Financial Advisors

So, you have made it through the prospecting game. You made your cold calls, sent out your mass mortgage mailers, invited people to your coffee-sponsored seminars, you qualified responders as being serious prospects and have set the appointment.

Now what? You have done all this work, are you sure you are going to get their business? In this article are 5 closing techniques to help you solidify the deal and make the sale.

1. Quality Demonstration – If you are going to take the time to give a demonstration, be sure that you listen to your potential client’s needs and interpretations of what they expect to get out of your appointment. There is nothing worse than explaining variable life insurance and all the different cash options and disability waivers…to find out they only have a budget of $50 per month. So, listen and then tailor your demonstration to focus on their needs and to solve whatever void they need filled. Don’t get too wordy. The best demonstrations have few words, but are very poignant.

2. Small-closes – Throughout the demonstration, try to get periodic “buy ins” and acknowledgments that you are on track with solving their needs. Ask for their opinions, ask open ended questions; be sure to engage the potential client. If you can make many small closes throughout the sales process, then when it comes time to pull out the application, they won’t be shocked or caught off guard. When they ask a question, re-state their question. This does two things: it lets the potential client know that you are listening to their concerns, but it also restates to them what they have just said is their need. So, when the time comes for you to discuss possible solutions, such as term insurance to cover the mortgage, or a wrap-around disability income policy to substitute the rest of their income, then they cannot back out and say that it isn’t a concern.

3. Between 1 and 10 – This has got to be one of the greatest closing lines ever. It is easy to do, and it forces the potential client to sell themselves. When you have finished your demonstration, you simply turn to your client and ask them, “Between 1 and 10…10 being ‘I am ready to fill out the application and never worry about how my family will financially survive if something should happen to me’…or 1 being ‘I wish you would leave my house right now’….where do you fall? And no matter what they tell you, you ALWAYS answer, “Really, a “#”? Why so high?” Even if they tell you a “4”….you answer, “Really, a 4? I thought you would be a 3, you had your arms crossed and didn’t seem interested in anything I was saying. Why are you so high? What made you choose a 4?”

And then let them answer. Even with a low number, they will point out the features that they liked. They will point out the solutions that worked best. They will also tell you what they didn’t like…and then you can move forward from there. If they were turned off by the price….them give them other options. If they were turned off by the fee structure of A-share mutual funds, then tell them about B or C shares.

4. Suggest/Recommend– This isn’t so much a closing technique as it is a phrase that sets you apart from others by presenting you as the expert. Think about the times you have heard people use this phrase with you. Typically most large oil changing stations will say at the end of their “12 point inspection”, “I recommend you flush out your steering fluid or use a fuel injector cleaner”. What happens is that, they are recommending this to you, which gets you thinking, “hmm…they are the experts, perhaps I should listen to them”. Versus someone saying, “you NEED to do this.” That phrase turns us off. “I don’t NEED to do anything!” When you are sitting with a prospective client and you have finished your demonstration and they have agreed that they need to begin a college savings plan, or invest in a sound life insurance policy, the next phrase out of your mouth should be, “As your Financial Representative, I suggest we get started with…..” or “I recommend that we…..”. It sets you up as the professional that they will trust.

5. Take the sale away -This phrase sounds like the opposite of what you want to do, but rather than chasing someone for the sale, make them ask you for it. Statements like, “I don’t even know if you will qualify for this….why don’t we fill out some of the medical questions to see if we should even move forward with underwriting.” Or if they balk at the initial deposit to open a college plan or annuity, try saying, “You know what? Maybe you are right. This college plan doesn’t seem like the right fit to help you cover the cost of your children to go to any school they want to….why don’t you check out state savings plans through the bank…I believe that enrollment period starts in 6 more months”. This gets the person thinking, “Well what is wrong with me? I want to fit in, I want to belong.” When you push something, it moves away from you….when you pull the same item, it comes towards you. Another move you can make…if someone says that the premium is more than they want to spend, you can always say, “you know what, maybe you are right, but why don’t we go ahead and get you underwritten, see if you even qualify for this low of a premium, as you could come back rated. Then once you are approved, then we can determine which policy will work best for you.”

It takes a little time to change your thinking, especially when you are just starting out. But give it some time, and practice these steps. You will see clients becoming more attracted to you as a professional.

4 Trends CNC Manufacturing Will See in 2018

Numerical controlled (NC) machines have been in use since their invention in the 1940s and 1950s by John T. Parsons. The first computer numerical controlled (CNC) machine was born when John Runyon used computer controls to produce punch tapes, sharply reducing the time required from 8 hours to a mere 15 minutes. In 1957, the United States Air Force and Massachusetts Institute of Technology (MIT) collaborated on a project to produce the first NC machine controlled entirely by computer.

Fast forward more than 60 years later and the concept of CNC machining has very few differences compared to its predecessor. Though CNC machining and manufacturing still produces three-dimensional directions of output — X axis, depth and Y axis — the scope of the process reaches far beyond what anyone could ever imagine. In fact, 2018 is sure to bring new strides in this versatile technique including the following trends:

1. Complex Cuts Made Even Easier

Refinements in CNC machining will continue to make complex cuts — such as incline surface holes, contours and more — even more accurate and smooth. The project’s parameters are able to be defined in a number of different planes to generate the results that a customer expects within the timeframe needed.

2. Touchscreen Technology

Today, touchscreen technology is expected in smartphones and is increasingly becoming the norm for laptops and desktop computers too. These aren’t the only products taking advantage of this technology though. Touchscreens are integrated with CNC machines to deliver precise programming that is nimble, quick and intuitive. Built-in features are constantly updated and designed to shave precious time from programming parameters. These allow operators to deftly navigate through a range of content such as complex tables, long lists and expansive programs to find the elements that are required to complete projects.

3. Embrace New Materials, Tools and Processes

A dizzying array of new and innovative materials are developed every year, providing companies with new opportunities to deliver products that meet their target audiences’ needs. CNC machining provides processes and tools that meet the challenges of bringing these new materials to market. With the right features at the ready, CNC manufacturing tackles innovative projects with precision and speed.

4. The Trickle-Down Effect

Some industries, such as the aerospace and automobile sectors, require compliance with rigid tolerances, exceptional surface quality and the ability to endure dynamic loads. These same techniques can also be applied to the production of smaller scale items as well. The result is a workmanship and quality that is unsurpassed.

How to Get Rid of Acne Marks – The Treatments Available

Now after the acne is gone, the marks and scars that are left behind are still a source of embarrassment causing psychological damage, or social isolation. However, with advancement in modern medicine, there's no reason to end them. There is a wide range of treatments available. How to get rid of acne marks is just a matter of deciding which treatment is best for you.

If acne marks are just a new occurrence and just in the form of discoloration, then give them some time to fade. Often in the case of severe acne, the redness left behind is just the remnants of the inflammatory reaction, and will fade in time.

Before you seek treatment, do some research on what is available. Treatments can be as complicated as they are varied, so you might want to have a better of idea of ​​what is available and what is involved in each procedure.

Then, determine what kind of acne marks you have. This will give you a better idea of ​​the kind of treatment that is available for the type of acne marks. So, when you decide to get medical intervention for the acne marks, you will know what you are up against, and understand the why the doctor has recommended a particular treatment.

There are a number of categories of acne marks / scars, and there are different treatments available to remedy them. Look at your scars and skin and try to determine if they fit into any of the following selections. It will give you a better idea of ​​what treatment you may be a candidate for.

  • Is it skin discoloration? This is permanent redness, or brown marking making the skin look mottled. Skin discoloration responds well to pulse-dye laser therapy, or chemical peels.
  • Are they ice pick scars? These are deep pits, that are the most common, classic sign of acne scarring. These scars generally are treated with surgery, individually eliminating the scar tissue and stitching the excision back together.
  • Perhaps box car scars? Sometimes referred to as pock marks, these are angular scars that usually occur on the temple and cheeks, and can be either superb or deep. They are very similar in appearance to chickenpox scars. Derma fillers are used in this instance to raise indented scar tissue to the level of the normal skin.
  • Does your skin have a wave like appearance? These are rolling scars – The inconsistency of this type of scarring requires laser treatment or a combination of laser and dermabrasion.
  • Are the scars thick and bumpy? These are hypertrophic scars or thickened, or keloid scars. This type of scarring also responds well to laser therapy.

With all the resources available, you do not have to go through life disfigured by acne scars. Do a little research on how to get rid of acne marks, talk to your Doctor and decide on a course of action that will be best suited to remove your acne marks. Once your scars are removed, you will question why you never took action sooner. It will make that much of a difference in your life.

Importance of Family in Our Life

Family is very important part of our everyday life. It helps us in improving our personality. It also helps us in shaping our life. It teaches us the value of love, affection, care, truthfulness and self-confidence and provides us tools and suggestions which are necessary to get success in life.

Family is a place where you can be yourself. It is a place where you are accepted for what you are. This is where you are completely tension free and everyone is there to help you. Family encourages you when you are surrounded by problems. It helps you survive through tough times and bring joy and happiness into life.

Decency is very important in the communication of daily life. It helps us make strong relationship with others and make us come across as a very gentle, intelligent and likable person. Everyone loves to be in a company of such person. Family helps bring decency into our life which is necessary to lead a happy life.

One of the most important aims of our life is to build a successful and highly rewarding career. Our families help us in creating a strong future. It gives us valuable suggestion about different career prospective. It not only guides us in choosing the best but also financially helps us to cover the expenses of education. Thus it helps us in making a good future.

The importance of family is probably realized when one went to holiday or celebrate an occasion without family members. It was very hard to celebrate an occasion or went to holiday without being surrounded by family members. At that time probably we realize that how important they are to us. At that time, we came to know about the importance of our families.

Today, most people don’t realize the importance of family. They prefer to spend most of their time with their friends. But when they are surrounded by problems, it was their family that helped them get rid of problems. At the time, when even our best friends refuse to help us, it was our family that came to help us. So it is very important for each and every individual to give importance to their families above anything else and enjoy spending time with family members.

Some Of The Foods That Increase Breast Size

Many women desire to have a bigger breast size due to various reasons. These reasons include, increasing self-esteem, feeling desirable, comfort and also for physical appearance. For some time, people thought that only implant surgery could achieve bigger breast size, but, it is now clear that foods and supplements can be used to achieve it. Using foods and supplements is proving to be a safer option than using surgery. These foods and supplements contain estrogen which promotes breast growth.

The foods that you can eat to increase your breast size can be divided into different groups. One such group is fruits and vegetables. Eating plenty of this will improve your general health and also promote breast growth due to the high content of fiber found in them. Examples include; apples, plums, papaya, pumpkins, cucumbers, carrots, potatoes, tomatoes and yams. In addition, you need health fats in your diet. These healthy fats are known as mono-saturated fats. Examples of these fats include; oils found in seeds such as linseed, sesame seeds and pumpkin seeds. Other sources of fats include; olive and olive oil, avocado and avocado oil, oats and raw nuts.

There are also herbs that you can eat to increase breast size. These herbs can be taken in the form of capsules or put in your tea. Examples of these are;

• Greek Hay- used for a variety of functions such as increasing size. It also aids in production of milk for nursing mothers.

• Saw palmetto – is used to stimulate tissue and increase its size.

• Wild yam – which is also used for promoting healthy tissue.

• Fennel – used to increase size and aids in production of milk for nursing mothers.

In addition to the above, certain spices and herbs are also used for this purpose. These spices and herbs are however not taken in form of capsules but are instead used to cook food. Examples of these include; sage, turmeric, pepper, oregano, ginger, Thyme and cloves.

You should also eat foods rich in proteins in order to promote breast growth. This includes; fish, meat, and eggs. In addition, your diet should have dairy products such as milk, cheese, yogurt and ice cream. Soy is also very important. However, it is important to note that, you cannot introduce all these foods into your system at a go. You need to make the change gradually, in order to see how your system adjusts and also to keep track of changes in your breast size. Gradual introduction of foods will also help you know which foods you could be allergic to.

Gulf War Syndrome – Detox the Natural Way

There are two types of toxins in the body, differentiated by their solubility. Hydrophilic toxins are water soluble and Lipophilic are fat soluble. Hydrophilic toxins are generally easily disposed of from the cells in the body through proper hydration, balanced pH and exercise. Lipophilic toxins are much more difficult to dispose of because the body retains the fat that these toxins are attached to and are the focus of this article.

Lipophilic Toxins

Lipophilic toxins such as DDT, dioxins and Agent Orange are more difficult to release from the body. These toxins pollute the lipids or fats in your body and surface as a variety of symptoms ranging from fatigue, headaches and rashes. They are the primary toxin related to Gulf War Syndrome. Fortunately are bodies are designed to dispose of these toxins efficiently.

The liver is the primary organ for disposing of toxins in the lipid system. The liver is mostly fat and is efficient at identifying harmful molecules in the body, such as the dioxin molecule. Dioxins are physically and electrically bisymmetric and Lipophilic, which means that the toxin invades fat and is a weak dielectric. These two factors create an electrical dead spot in the cellular lipid membranes, essentially short-circuiting the cell membrane. This short-circuit inhibits many cellular processes and greatly effects the vitality of the cell.

Potassium Depletion

One of the primary symptoms of lipophilic toxins is severe and chronic potassium deficiency. The shorted cellular membrane lacks the electromagnetic intensity to fuse oxygen and sodium molecules into potassium, resulting in sodium excess, and a systematic potassium deficiency.

Potassium salts make up the majority of bile salts which are essential to digest dietary lipids. The long-term dysfunction of the cellular membrane damages or disables fat digestion, which in turn dramatically effects fat-soluble nutrient absorption.

Natural Lipophilic Detoxification

The strategy for detoxification is straightforward. The fats containing the toxins need to be burned and replaced with ideal lipids without toxins. The liver produces bile made of used-up fats or lipids mixed with bile salts that are primarily alkaline. Potassium salts are a major component of bile.

By eating fat, you cause your liver to release bile, which is made up of fat, to dissolve the fat that you ate. As the fats pass through your digestive track, the body decides which fats to keep and which to discard. Lipophilic cleansing focuses on getting the liver to release the lipophilic toxins into the bile, then trigger the bile release and then prevent the toxins from being reabsorbed.

Phospholipids are Key

Phospholipids are a special class of molecules and are a major component of all cell membranes. They are special because they are bio-identical to the cellular membrane. When a phospholipid capsule comes in contact with the cell membrane, the molecule is absorbed into the cell wall.

Phospholipids have nearly 100% cellular integration, which means that dietary phospholipids almost always become part of the cell. This means that they will dilute toxic cellular lipids through the process of ongoing lipid exchange.

The Natural Detox Diet

The detox program balances carbohydrates, anti-oxidants and fats. The carbohydrates enable utilization of the citric acid pathway to limit the dependence on the beta-oxidation pathway. The increased consumption of lipid fats reduces the likelihood that toxic lipids will be used in the beta-oxidation pathway resulting in the release of lipid-bound toxins inside the cells as well as overall dilution of Lipophilic toxins.

Here are some suggestions on foods for the detox:

· Butter

· Raw or near-raw egg yolks (two dozen per week recommended, unblended)

· Steak or other meat fat

· Cream and sour cream

· Onions and garlic

· Potatoes

· Fresh fruits and vegetables (red, purple berries for anti-oxidants)

· Potassium supplements

· Prune juice and soluble fiber as a natural laxative

Avoid vegetable oils, margarine, artificial sweeteners, alcohol, cigarettes and acidic foods such as junk food. During detoxification, it’s important to engage in regular exercise to accelerate the burning of fat during the process. Get plenty of rest and reduce your stress as your body will be releasing toxins.

Swine Flu Precautions

Swine Flu, Influenza A (HINI) occurs in pigs as a respiratory disease. It is not the same as the human flu virus HINI genetically. Swine Flu normally does not infect humans.

There is commonly has to be a direct exposure of humans to infected pigs. Every 1 to 2 years there is a small outbreak in the United States. Usually it happens when a child touches a sick pig at a petting zoo or a worker comes in contact with a pig that has the Flu. People spread the virus by sneezing and coughing, with unclean hands that touch the nose, eyes or mouth, sharing items such as cups or towels, or going to work or to school when exhibiting symptoms. Usually the infected person sheds virus in the first 4 to 5 days. This period is highly contagious.

Symptoms to look for are fever, lethargy, appetite loss, coughing and at times a runny nose, sore throat, nausea, vomiting, and diarrhea. Eating pork is safe when it is cooked to a temperature of 160 degrees. Viruses are almost clever with an intelligence that allows them to adapt and mutate.

Swine Flu can / is deadly so the World Health Organization has released 25% of its antiviral drugs, personal protection equipment, and respiratory protection devices because of the recent outbreak in the United States. Keeping your immune system at top level is important. Other measures are frequent handwashing especially before touching the mouth and nose, coughing into a disposable tissue, using hand sanitizer, using disinfectant wipes on doorknobs, phones, keyboards, and other shared devices and staying home with symptoms.

The death rate is usually low in pigs but as I write this article the disease has spread internationally and the death rate in humans is rising.

Please Understand My Fibromyalgia

Fibromyalgia is not a new malady that suddenly emerged five or ten years ago. Twenty-five years ago, it was known as fibrositis. Some people think that when people were diagnosed with lumbago years ago, they actually had fibromyalgia. And still others think that those darling spinsters in the 1800's who relied on homemade alcohol to ease pains that doctors insured were imaginary were actually suffering from fibromyalgia.

Today, thankfully, most doctors recognize fibromyalgia as a real problem. Finally, research is being done to find the cause (s) and adequate treatments of fibromyalgia and chronic fatigue, which often accompanies fibro.

Some describe the symptoms of fibromyalgia as being similar to having the flu all the time. One can have headaches, pains through the body, nausea, and fatigue. But unlike the flu, fibromyalgia does not go away. Those symptoms are a daily occurrence. Prescription and over-the-counter medications can alleviate them, as can chiropractic or acupuncture treatments, but fibromyalgia can not – yet – be cured.

It helps the fibro patient to know that doctors have recognized this syndrome as a real problem. Now, rather than just offering a pain pill or scheduling patients for mental evaluation, doctors are willing to set up a program of treatment. They have read the research papers, and they are willing to spend time trying to help patients find comfort as research into the causes and cures continue.

It is also imperative that family and friends understand, but that may not be as easy a task. Family and friends see the fibromyalgia patient on more regularly basis. To them, it appears that their loved one has good days where the symptoms do not affect the life or attitude of the patient. While that may appear to be the case, it is not exactly true. A fibromyalgia patient may, indeed, spend the day with family and friends at the park or the beach, and appear to be "normal." The next day, that "normal" person will, most likely, succumb to the pains and fatigue and be forced to spend time in bed to recuperate from the activities that Invigorated others in the family.

Recently, I discovered the site of a fibromyalgia patient who violated when she learned that one friend understood her enough to explain her and her malady to another friend. The first friend asked the second one to imagine a day when she had overextended herself, where she had done too many physical and mental activities and had to recuperate the following day. This friend suggested that the second woman imagine a time when she was so physically exhausted that she ached from head to toe. She told her to imagine being so mentally fatigued that she had just a touch of "foggy brain" or memory loss. And then she explained that their mutual friend – the fibromyalgia patient – experienced these kinds of physical and mental exhaustion each and every day.

How satisfying it had to be to know that a friend cared enough to understand and to explain her and defend her to another.

So, here's my challenge to you. Visit some web sites that provide information about fibromyalgia, check out a few studies, and read a few essays by persons with fibromyalgia. Then write your own explanation of what fibromyalgia is or how it affects those who live with it every day.

Why should you do this? First, May is Fibromyalgia Awareness Month. Those of us who suffer with fibromyalgia would love to know that our neighbors, friends and family care and understand.

And, secondly, you should do some research and try to understand FM because in the past, it has been poorly understood and commonly misdiagnosed. Fibromyalgia sufferers make up as much as 4% of the entire population. Still, they were left to doubt themselves as doctors struggled to understand and diagnose the disease. What a difficult task that was, since fibromyalgia symptoms can change by the hour! I know mine often do.

According to the National Foundation for Fibromyalgia, 12 million Americans suffer from FM but remain undiagnosed. While fibromyalgia is most common in women, especially between the ages of 20 and 50, it can affect men, the elderly and children. Kids are often mistakenly diagnosed with growing pains or behavioral problems. And often times, FM is mistaken for chronic fatigue syndrome, since the symptoms are similar and the two can go hand-in-hand.

You, or someone you love, could be a fibromyalgia sufferer without knowing it. Should not you find out everything you can? Today?


Disclaimer: I am not part of the medical community. I was diagnosed with fibromyalgia in 2003. Like most fibro patients, I have been forced to do research about the malady myself.

What is the Average Reading Speed and the Best Rate of Reading?

The average reading speed of a child in primary school is around 200 words per minute (wpm). By the time we reach adulthood, it hasn’t improved very much, as, on average, most adults read at a rate of about 200 – 250 wpm. While comprehension at this rate is considered reasonable, at 250 wpm it will be difficult to read large amounts of information in a short period of time.

Certain individuals claim to read at speeds of 10 000 wpm or even 25 000 wpm and say they are still able to understand all they have read. Even though rates like this may be achieved by these exceptional individuals, a speed of 1000 – 1200 wpm is the rate at which contestants read at the World Championship speed reading competitions. Therefore, if your average reading speed comes anywhere near this rate, you can consider yourself doing fantastically well. Do not feel that you need to reach championship levels in order to achieve your learning and reading goals. It is up to each and every individual to decide how far to push the speed limits!

For a person interested in increasing his abilities, a goal of 500 – 800 wpm is an excellent target. At this rate it is possible to get through large quantities of work in a short time and maintain a comprehension level of about 75% or more. This is an excellent level of comprehension and probably more than adequate for any of your required purposes. Compare this to the average reading rate of adults (200 – 250 wpm), where their comprehension level is only half or slightly more of the material they have read.

800 – 1000 wpm would be an outstanding achievement. In order to have reached this level, an individual may have invested in an excellent speed reading course and practiced speed drills. Believe it or not, comprehension at this level is also outstanding, reaching levels of 100% or very close to 100%.

Results of 100 – 200 wpm is considered a basic reading rate. In adult terms this is a below average speed, but for children between the ages of 6 and 12, it may be considered as average. Only low levels of comprehension are achieved at this rate. An adult who reads at this pace will be amazed at what some of the simple techniques will do for his reading speed. Reading at any pace below 100 wpm will probably be read by someone who is still learning to read or perhaps by someone who is reading in a second or third language. At this rate comprehension will be difficult.

Garmin Nuvi 2595LMT – Who Would Buy The 2595LMT GPS?

While researching the latest Garmin GPS devices on the internet, I discovered the Garmin nüvi 2595LMT GPS. With all the GPS devices available on the internet, some people may be overwhelmed and confused by all the information that comes up with just a simple internet search. This article will reveal why technology fans, business travelers, or even those looking for a large 5″ display would want to buy the Garmin nüvi 2595LMT.

Latest Technology Fans

Those looking for Garmin nüvi 2595LMT portable GPS reviews are more than likely technology fans who are searching for a reliable portable GPS system. My search for information concerning the Garmin nüvi 2595lmt revealed it is rather easy to operate so it would be ideal for individuals who frequently travels or needs help with directions or to avoid traffic jams with its Traffic Update feature.

The bluetooth feature will also excite technology fans, simply pair your cell phone to your 2595LMT and now you will be able to make and receive calls through the GPS speaker, instead of fumbling with your cell phone.

And the Voice Command is another exciting feature, no longer will you be reduced to clicking through screen after screen on your GPS. With the Garmin nüvi 2595LMT, you simply speak and this GPS answers and changes the route or directions on the display.

Families or Business Travelers

The Garmin nüvi 2595LMT is a great unit for a family who plans to use a GPS when traveling through a new city or just finding the fastest route to get through town. Others needing a portable GPS as a tour guide when vacationing in a new city.

Imagine having your own personal tour guide to show you are on vacation, with over 8 million points of interest, the Garmin nüvi 2595LMT will guide your steps allowing you to visit more places without the hassle of carrying one of those clumsy travel maps.

The entire city will be in the palm of your hand, if your family wants to enjoy a meal or visit a park, simply follow the step-by-step directions offered by your 2595LMT.

Those Looking for a Large Easy Viewing 5″ Display

Those looking for an easy to see display will find that the Garmin nüvi 2595LMT has a big 5″ touchscreen display that is easily visible when mounted on the dash or windshield.

The large 5″ color touch screen display size has a resolution of 480 x 272 and you will be able to see even in bright sunlight, unlike some GPS devices. You can even increase the magnification of the screen if the default is too small, making this Garmin nüvi 2595LMT the perfect GPS for those looking for a large display.

Those Looking For a Portable GPS

Another bonus we found while doing the 2595LMT review is the ability to be used as a Portable Pedestrian GPS system, simply carry the 2595LMT while sightseeing!

The 2595LMT GPS will automatically sense when you are walking, and you will receive a display prompt that asks if you would like to go to pedestrian mode. The entire city in the palm of your hand, what could be easier than that.

And getting back to your car couldn’t be simpler, set the Park Position Recall, and when you are ready to return to your car simply hit the “GO” button on the Garmin nüvi 2595LMT to return to its parking spot.

In Conclusion

When searching for a new GPS device, I realize the confusion that most have because of the enormous amount of information that overwhelms most people when looking for detailed info about a particular device. With this article, you have discovered why technology fans, those looking for a large display, or people looking for a portable GPS will find the Garmin nüvi 2595LMT would be the perfect GPS that they could buy today.

Blood Sugar Testers – How to Regulate the Amount of Glucose in Your Blood

Blood sugar testers are particularly important for people who are suffering from diabetes to enable them to regularly monitor their blood sugar levels. It is more advantageous to monitor your blood sugar levels in your own home and to then be alerted to the high levels rather than visiting your doctor. Based on the range of the blood sugar provided by the doctor, you can see when you have exceeded that range and also if you are below the minimum level, all with the help of a blood sugar tester.

The main goal of these testers is to keep your blood sugar level within the non-diabetic levels. Keeping a regular track of your blood sugar levels can prove to be lifesaving especially when you have a tendency to consume irregular amounts of sugar.

Patients who are suffering from type 2 diabetes can benefit the most from blood sugar testers. Type 2 diabetes is actually a metabolic syndrome where the body is no longer able to control the amount of blood sugar with the amount of insulin produced by beta cells because of the strong resistance that has been developed to insulin. This resistance causes the liver and the muscle cells to release an uncontrolled amount of glucose into the blood.

The blood sugar testers test the amount of glucose that has not made it to your cells and is still there in the blood stream. People who are over the age of 40 and have sedentary lifestyles are more prone to develop type 2 diabetes. Moreover, this disease’s symptoms are not very visible during the early years and are often confused with the normal symptoms of aging.

It is absolutely necessary for people who suffer from this type of affliction to regularly control their blood sugar levels, because the symptoms alone are not enough to show whether a person is suffering from diabetes. To maintain your blood sugar, it is necessary to stick to a balanced diet and regular exercise. Eating junk food can make your blood sugar levels shoot up. Try to have a balanced food intake, high in the carbohydrates that are digested slowly, like beans, vegetables, and fruits.

You should also try to regulate the amount of sucrose that you ingest by avoiding the intake of manufactured foods, such as bread, processed meats, candies, pastries, and soft drinks.

Blood sugar testers are easily available on the market in this day and age. The ascencia glucose monitors are considered to be the most effective and they only take a very little amount of blood from your finger, causing less pain. Due to this fact, you can easily have frequent tests using these monitors. Most blood sugar testers take a drop of blood from your finger and then place it on a card to get the blood sugar levels.

You must follow the instructions provided by the manufacturer, such as washing your hands before the test, collecting the required amount of blood, and reconducting the test if the reading seems inaccurate. You should also try to keep your meter clean so as to obtain the most accurate results.

Cholesterol-Lowering Diet Matches Statin Drugs in Terms of Efficiency

There are many natural ingredients that can help reduce cholesterol levels and thus reduce the risk of various diseases associated with elevated cholesterol: arteriosclerosis, heart disease, congestive heart failure, diabetes mellitus, kidney failure, etc. However, until recently medical scientists believed that diet alone could not substantially reduce cholesterol levels in persons confronted with high cholesterol problems. Compared to cholesterol-lowering drugs such as statins (medicines that block the enzyme that stimulates the production of cholesterol at the level of the liver), most diets were considered to be ineffective in dealing with cholesterol. However, a newly published diet has clearly opposed such beliefs, providing to be as efficient as many existing cholesterol-lowering medications.

Combining a series of natural ingredients renowned for their efficiency in decreasing cholesterol levels, the special diet can cut down cholesterol by up to 30 percent. Thanks to its remarkable efficiency, the diet is considered to be a good replacement for synthetic cholesterol-lowering drugs such as statins, which are known to produce a series of pronounced side-effects on long-term use. The diet limits the intake of foods rich in saturated fat and simple carbohydrates and encourages the consumption of soy proteins, nuts, viscous fibers (found in barley and oats) and plant sterols – substance with beneficial action, contained by non-starch and leafy green vegetables, as well as most vegetable oils.

A recently conducted clinical study has clearly revealed that the special diet is actually very efficient in reducing cholesterol levels and preventing the occurrence of multiple diseases associated with elevated cholesterol. The study involved the participation of 13 people, who were asked to follow the dietary plan over a period of one month. The subjects' rule consistent solely of the following foods: carrots, broccoli, tomatoes, onions, beans, cauliflower, red peppers, eggplant, oats, barley, almonds, fresh fruits, vegetal margarine and soy products (soy milk, tofu, soy substitutes) for meat). The study participants had the liberty to choose the amount of foods consumed with each meal and combine the ingredients any way they wanted. However, all study participants were asked to only stick with the ingredients included in the diet.

By the end of the study, all subjects had substantially reduced their bad cholesterol (LDL) levels and had increased good cholesterol (HDL) levels. The average reduction in cholesterol levels registered in all 13 participants was around 30 percent, very similar to the effects of statins and other commonly used cholesterol-lowering medications. Considering the fact that it produces very efficient results, the special diet can actually be considered as a suitable replacement for treatments with cholesterol-lowering drugs.

Are You Bothered by Lumps Under Your Armpit?

Many women are afflicted by lumps or bumps under the armpit or a little forward of it. Such lumps normally are not painful even when squeezed a little, maybe soft or a bit hard, roundish or oval, movable or stays in place. Some grows in time; others don’t. Some can be ignored but in others you must see your doctor, and even a specialist if necessary.

There are many reasons a lump formed under your armpit. It can be, for instance, just a subcutaneous abscess or inflammation under the skin caused by an infection. People get some form of abscesses almost anywhere in the body lie in the teeth or gums, throat and wherever infectious bacteria can grow. In the case of armpit bumps, the abscess may be the result of infected armpit hair follicles of which hair you shaved and irritated the follicle. It can be cured by antibiotics or surgery, if extensive, as the doctor may advise.

Or the abscess may be caused by too much antiperspirant or deodorant that are spread on too thick, blocking the pores from excreting substances that should be pushed out, along with the skin bacteria. This may cause the bacteria to multiply, resulting in a small abscess. Dirty razor or shaving the armpit too close may likewise infect the hair follicles and cause the armpit bump.

Sometimes, though, the armpit bump may be due to the lymph nodes doing their job. Lymph nodes are tissues that act as blood filters, removing impurities much like the liver does to what we eat and drink. The axillary lymph nodes in the armpits would sometimes swell when there are cuts or abrasions on the skin to prevent the effects of infection from spreading. Lymph nodes feel like large half-peanut that moves a little when pushed.

But the armpit bump can also a form of lipoma, a kind of fatty adipose tumor that is usually benign, and need not bother you unless it causes you pain or some discomfort. A medical professional can determine for you whether it really lipoma, which feels soft, or another kind of growth, which is commonly firmer.

Rarely, however, the armpit bump may be caused by extra breast tissue. Funny as it may seem, breast fat tissue can develop under the armpits, too, and they can be all sizes. Cases have been documented of such bumps actually hanging from the armpit, and there are cases as well of one armpit simply growing bigger than the other. The result is a lopsided look for the woman which prevents her from wearing sleeveless clothes.

Whatever the cause it is advisable for you to seek medical attention when you feel any kind of armpit bumps. Only a doctor or specialist can really give a definitive opinion probably after a series of tests, whether the lump is benign, cancerous, should be surgically excised, treatable with antibiotics and other common drugs, or eliminated through skin or muscle toning exercises. Most ailments can be cured if treated early enough, even cancer.

So consult with a physician about your armpit bump if only for your peace of mind.

Type 2 Diabetes – Physical Activity and the Risk of a Heart Attack

Heart and blood vessel disease is one of the most dreaded complications of Type 2 diabetes. One of the ways of actually predicting who is at high risk of heart disease is to test the urine for a protein called aluminum. High blood pressure, a leading cause of heart attacks as well as a complication of Type 2 diabetes, is frequently associated with a positive test for albumin in the urine.

Researchers at the University of Saarlandes, in Homburg / Saar, Germany, looked at volunteers who had high blood pressure. These volunteers included people with and without diabetes, and compared their physical activity with tests for aluminum in their urine.

These results were published in October 2011 in the European Journal of Cardiovascular Preventive Rehabilitation.

  • 20,786 volunteers with high blood pressure were included in the study.

The amount of albumin in the urine of people who performed regular physical exercise at least 4 hours per week was significantly lower than that in inactive patients.

Regular physical activity was associated with a 25 per cent lower risk for urinary aluminum than wasactivity. People who regularly performed strenuous activity had a lower risk of urinary albumin than those who performed only moderate exercises.

From this information, the investigators concluded that in people with high blood pressure, including those with Type 2 diabetes, physical activity was associated with a reduced risk for aluminum in the urine.

One definition of strenuous exercise is physical activity that makes the exerciser sweat or breathe hard. By that definition, "strenuous" depends at least to some extent upon the individual's state of fitness …

  • one way to make your exercise strenuous is to subtract your age from 220 and multiply by.80. Keeping your heart rate at that level is considered strenuous.
  • If walking brings your heart rate up to that number, then you probably do not need to try anything more strenuous.
  • if it takes a brisk run to bring your heart rate up to the number, then running briskly is strenuous enough for you.

If you keep up a regular program of doing a certain exercise and keep measuring your heart rate, you will probably see a decrease in your heart rate over time. More strenuous exercises can then be introduced until your target heart rate is reached and lowered again.

If is always advised you check with your doctor, trainer, or physical therapist for a safe, effective way to perform regular physical activity.

High Blood Pressure Causes

With more Americans than ever suffering from the disease known as "The Silent Killer", it's important to know the risk factors associated with this disease and what you can do to prevent it. Having high blood pressure means that the heart is working harder to get blood circulated through your body.

This can cause many other health issues including hardening of the treaties and erectile
dysfunction, as well as increasing your risk of a heart attack and stroke.

So what can cause high blood pressure?

Well, high blood pressure can be caused by a variety of things, most of these are lifestyle
choices that you can control. Things like smoking, obesity and lack of physical activity are some
of the most common culprits for high blood pressure. All three can cause your heart to beat
harder to push blood through your body even without having high blood pressure. The problem
is exacerbated if the heart is already working harder to do its job. Additionally, those three
factors can also contribute to other serious health problems like heart attack and stroke.

Another risk factor associated with high blood pressure is having too much salt in the diet.
Consuming too much salt has been shown to have a negative effect on blood pressure, conversely
lowering ones salt intake has been show to have a positive effect on blood pressure.
Also, some people are "salt-sensitive", which means that the effects of too much salt are increased. And for all you baby boomers out there, salt sensitivity tends to increase with age. So reducing the amount of salt in your diet becomes more important as you age. Not just for your blood pressure either.

Another high blood pressure risk factor is consuming too much alcohol, which is defined as more
than 1 or 2 drinks a day. Heavy drinking in general puts a lot of strain on the body and should be
avoided, not just if you have or are worried about, high blood pressure.

Having too much stress in your life is also commonly attributed to having high blood pressure. This
probably does not come as a surprise to anyone reading this. I'm sure all of us have "felt our blood
pressure rise "when we were unusually stressed or frustrated.
stress levels and practicing relaxation techniques to aid in this. If you currently suffer from high
blood pressure or are just being proactive (good for you!), then give yoga a try. Yoga is a great
way to unwind and get in shape. It's not as easy as you may think.

Old age and genetics are two high blood pressure risk factors that you can not control. Talk with
your doctor if people in your family currently have or have had high blood pressure in the past.

As a general rule, have your blood pressure checked once a year. This disease is called the
silent killer for a reason. There are not any reliable symptoms and it can contribute to so
many serious health problems, without any warning. Having your blood pressure checked
regularly is the only sure way to catch high blood pressure before it's too late.

Working to control the risk factors mentioned above along with leading a healthy lifestyle
can help reduce the risk for getting high blood pressure. And again have your blood
pressure checked by your physician regularly.

Here's to your health!