Vocational Training for People With Disabilities

The central government of India has launched various initiatives to inculcate the entrepreneurship skills in differently -abled people. These public schemes include Deendayal Disabled Rehabilitation Scheme, skill training at national institutions, Scheme for Implementation of Persons with Disabilities and Vocational Rehabilitation Center for Handicapped. In this regard, a national action plan has been launched to ensure the proper implementation of these abovementioned initiatives.

Developing Employable Skills in the Population

Today, the government faces the main challenges of developing employable skills in people with physical and mental limitations and to ensure gainful employment for them. According to 2011 census, there are about 2.68 Crore of differently -abled in India which job requirements are not met. One of the major reasons is that 68 percent of the Indian population inhabits the rural areas while their conditions are aggravated from poverty considerations and inaccessible health services.

Connecting Them to Markets and Skills

The number of persons with disabilities living in these areas, are actually disconnected from markets and skills. A financial safety net is ensured for them through voluntary training for people with disabilities and it offers them a reason to rejoice for their economic independence. Better employment opportunities can be thought through voluntary training to ensure quality life for the differently -abled people. It also brings fundamental gains to the economy in a broader context.

Work Upon Where the Huge Gap Lies

Now, the question arises about the place where the huge gap lies. There is a need to upgrade the infrastructure of skill training in order to bridge the gap between demand and supply. Much of the training also lacks quality leading to less employability. There is a great need felt towards the private sector to increase its involvement in the voluntary training of individuals with disabilities. Many times, it has been felt that the skill training delivered by different ministries is either overlapping or fragmented.

Ensuring Quality Vocational Training

Therefore, only quality training training can lead to high employability while adopting a homogenous curriculum and methodology of training. Furthermore, there is a need to have latest technology in content generation as well as training and its monitoring. Also needed is the growing synergy between NGOs and the private sector to participate together in the skill development and placement process of people with different abilities.

Solving the Big Problem

The targeted and optimum utilization of the CSR funds may resolve many of the problems. The key holders like state governments, public sector undertakings, NGOs, the private sector and all Central government ministries may be of great help in such endeavors. This is because it is a known fact that only a collective effort can help us in winning over the existing situation.

Diet Pills Explained

Within the last few years, diet pills have become very popular and there are hundreds of different brand name diet supplements on the internet today. For people who know very little about slimming pills, searching for information online can be very daunting. When you type "diet pills" into Google, you get over 11 million results! Not only is there an abundance of information but most of it contains unfamiliar words such as fat binder, herbal diet pills and carb blockers. For those who are new to the diet pill market, this can be rather confusing.

This guide will break diet pills down into two main categories – prescription diet supplements and non-prescription diet supplements. Each category can be broken down further into different types of slimming tablets but, as a rule, all diet pills fall into either the prescription and non-prescription category.

Prescription diets pills – other wise known as weight loss drugs or anti-obesity drugs – can only be obtained from your GP on prescription. The reason why they are prescription only is because they are strong medical drugs that are made up of pharmaceutically produced chemicals. Many prescription drugs can have unpleasant side-effects and it is for this reason that they must be taken under medical supervision.

Prescription drugs are designed to treat the clinically obese as a last resort when all other forms of treatment, such as diet and exercise, have been exhausted. Generally, if you have a BMI over 30, your doctor may consider prescribing you anti-obesity drugs. However, each doctor is an individual and some may not prescribe them unless you have a BMI of 40+. Common prescribed diet pills are Orlistat and Sibutramine. To find out more about prescription drugs click on the link at the bottom of this article.

Non-prescription diet pills – otherwise known as herbal diet pills or herbal supplements – are available to buy online and over the counter in chemists. With over 400 non-prescription diet supplements available to buy online, herbal weight loss supplements count for the major of the diet pill market.

Unfortunately, 90% of herbal weight loss supplements do not work. This is because there are very few rules and regulations governing the herbal diet pill industry so quite literally anyone can go and make a herbal diet pill and sell it. The safest and most effective slimming tablets come from companies who have obtained certificates, medical backing and clinical trials so if you are ever unsure about a diet pills, always look out for these three features.

Unlike prescription diet supplements, which are chemical drugs, non-prescription diet pills contain naturally occurring ingredients, mainly herbs and foods, which are known for their ability to aid weight loss. Non-prescription weight loss pills can generally be divided into 4 different types – fat binders, appetite suppressants, fat burners and carbohydrates blockers. Fat binders and appetite suppressant are the most successful types of slimming tablets for weight loss and all prescription drugs are either fat binders or appetite suppressants.

Fat binders, as the name suggests, binds with fats in the digestive system form a fluid gel around the fats. This fat complex is too large to be absorbed by your body and the undigested fats are removed in your bowel movements. This natural process helps to reduce the amount of fat absorbed by your body, which significantly reduces your calorie intake. Orlistat is a prescription fat binder and Proactol is the best non-prescription fat binder.

Appetite suppressants work by reducing your appetite so that you eat less and this can significantly reduce your calorie intake. Appetite suppressants work in two ways. Firstly, when eating a meal you start to feel full much sooner than normal which means that you consume much less food, which greatly reduces your calorie intake. Secondly, appetite suppressants keep you feeling fuller for longer which means that you have no desire to snack in between meals. The most common prescribed appetite suppressants are Sibutramine and Phentermine. Hoodia Gordonii is the best non-prescription appetite suppressant – but you have to fully research which brand name of Hoodia you buy as many are scam products.

Do not get confused by the diet pill market. Remember, there are only two kinds of slimming pills:

Prescription diet pills – intended for those who are clinically obese and should only be obtained from your GP.

Non-prescription diet pills – these are herbal based diet pills that are available online and over the counter – the most effective types are fat binders (such as Proactol) and appetite suppressants (such as Hoodia Gordonii).

Laser Hair Removal Treatment For Ingrown Hair

Introduced about 2 decades back, laser hair removal treatment is now widely accepted by dermatologists as a safe and effective method of removing unwanted hair from small and large areas of the body. Laser therapy is also approved by the US Food and Drug Administration (FDA).

Today, laser treatment is being preferred over other methods of hair removal because of its speed and efficacy. To get effective results and to ensure safety, you should get the laser treatment conduced by a skilled and experienced professional. Laser treatment is highly popular for removal of unwanted body hair from the face, underarms, legs, pubic area, back, chest, abdomen and shoulders.

How does laser therapy work?

In laser hair removal therapy, an intense, pulsating beam of focused laser light energy is passed through the skin targeting dark pigment, called melanin, in hair. The intense heat of laser light burns the hair follicle causing permanent damage and thereby prevents the growth of new hair. Laser does not heat or damage the surrounding skin.

Laser therapy is not a permanent method of hair removal as many people claim it to be. However, it does keep unwanted body at bay for several months and even years altogether.

Comparison with electrolysis

Electrolysis is another popular method of hair removal that has been around for more than a century. Discussed below are differences between laser therapy and electrolysis treatment.

-Method of treatment – Electrolysis is an invasive technique in which a needle penetrates deep through the skin in the hair follicle whilst laser is a non-invasive technique. In this method, only light energy is used for hair removal

-Time taken – Electrolysis consumes more time than laser treatment as it treats single hair follicle at a time. Laser on the other hand, targets dozens of follicles simultaneously and hence takes less time. Small procedures may only require a single session

-Re-treatment – Since electrolysis destroys a follicle permanently, a treated hair follicle is not to be treated again. In case of laser, if a follicle treated with laser light begins to grow hair in due course, you may have to treat the same follicle again

-Effectiveness – The FDA currently allows the term “Permanent Hair Removal” for electrolysis. It is effective on all hair colors unlike laser. On the other hand studies prove that laser hair removal is faster, less painful and more reliable hair removal treatment than electrolysis but is effective for only some hair colors.

Parameters that affect the result of laser treatment

Since light is absorbed better by dark objects, laser therapy works best with dark coarse hair. Light skin and dark hair are an ideal combination, however new laser machines are now able to target dark black hair even in patients with dark skin. Besides, the skill and experience of the professional matters a lot in the case of laser treatment.

Number of sessions required for laser hair removal

To achieve effective results, multiple sessions of laser hair removal may be required. The number of sessions depend on various factors such as area of the body treated, skin color, coarseness of hair and gender. Besides, hair grows in several phases and laser treatment is only effective in the growth phase. Several sessions are needed to eradicate all hair in phases of growth. Normally 5-7 sessions may be required to make an area completely hair-free but the number of sessions may increase to as many as 12 sessions of hair treatment.

Intervals between sessions

According to current parameters, interval between sessions of laser treatment may be spaced 4-6 weeks apart for most areas. However, intervals between treatments have not been standardized and depend upon individual response to treatment. For stubborn areas such as the underarms, chest and back several sessions may be required at 6-week intervals. It is recommended that one should wait until treated hairs have been shed and enough hairs have come in after the hair-free period to have another treatment.

Herbal Sex Supplements

There are numerous herbal supplements on the market today that increase sexual performance and satisfaction. How is one to choose which of these products is the right one to try? Trying to sort through the various descriptions can be time-consuming and frustrating. Therefore, when delving into the world of herbal sex supplements, it is important to know basic information concerning herbal remedies.

When looking for an herbal remedy, it is important to find one that states it falls under the category of herbal Se supplements. The Se stands for standardized extract, meaning the ingredients are carefully measured and formulated so that each tablet or capsule contains the exact same portion of ingredients. Some herbal supplements do not offer this imperative procedure; therefore, the doses will vary, even in the same bottle.

In order to gain such goals as penis enlargement, increased sperm count, or heightened sexual desire, the incorporation of herbal Se supplements is the key. With anything else, results will vary due to the variance in the dosages taken daily. When dosages vary, consistent results are much more difficult, if not impossible, to achieve.

A prime example of herbal Se supplements can be found by researching supplements such as the MacaEnhancer or Vig-Rx. There are numerous herbal Se supplements available, and finding which one is right for your needs is simply a matter of research. Maca root has become in an increasingly popular herbal sex supplement. When combined with amino acids, the mixture will result in not only enhanced sex, but also increased semen production. When shopping for herbal sex supplements, look for ones that contain those two key ingredients and try to find one that offers vitamins as well.

Getting the right ingredients from a supplement that utilizes a standardized extract procedure will ensure that you’re using a quality product, leading to the best results. When researching for the right supplement to use, the very first thing to look for is if the supplements being studied are herbal Se supplements. If not, then do not waste any time or money on them. There are simply too many other products available that are proven to work without wasting effort on those supplements that are made with less than quality standards.

Type 2 Diabetes – Deficiency of A Brain Protein Linked With Early Brain Malfunction and Dementia

Brain-derived neurotrophic factor also referred to as BDNF, is a protein found in the central nervous system: the brain and spinal cord. It helps in the growth, maturation, and maintenance of nerve cells, and helps individual nerve cells that make up the brain, communicate with each other and is vital for both learning and memory. It is thought to help manage …

  • eating,
  • drinking,
  • body weight,
  • Type 2 diabetes, and
  • brain function.

In October of 2018, the journal Annals of Nutrition and Metabolism reported on a study from Quanzhou Hospital and Fujian Medical University in Quanzhou, China. Scientists there looked at slight brain malfunction, an early phase of dementia, in 715 people who had been diagnosed with Type 2 diabetes. The researchers found having low levels of BDNF raised the risk of initial brain malfunction by 275 percent. The link was stronger in those with obesity than in nonobese people with diabetes. The investigators agreed measuring levels of BDNF could be one way of discovering those people with diabetes at risk for developing dementia.

Research on BDNF is still in its early stages, so reliable ways to increase it are not known. Fortunately, many controllable risk factors for dementia are known.

Type 2 diabetes has been linked with a …

  • 47 percent higher risk of any type of dementia,
  • 39 percent higher risk of Alzheimer's disease, and a
  • 138 percent higher risk of a condition called vascular dementia, a condition involving the blood vessels.

In November of 2017, the Miami Herald reported 80 percent of people diagnosed with Alzheimer's disease have at least some form of sugar intolerance, if not full-blown Type 2 diabetes. Alzheimer's disease is the most common form of dementia. According to the Alzheimer Society of Canada, the following conditions are common in both Type 2 diabetes and dementia …

  • obesity,
  • heart disease,
  • a family history of heart disease,
  • blood vessel disease,
  • blood circulation problems,
  • high total cholesterol levels, and
  • high blood pressure.

The World Health Organization lists Type 2 diabetes as well as the following as increasing the risk of developing dementia …

  • having a sedentary lifestyle,
  • being obese,
  • eating an unhealthy diet,
  • age,
  • smoking tobacco,
  • drinking too much alcohol,
  • having high blood pressure,
  • having depression,
  • a low educational achievement,
  • being socially isolated, and
  • brain inactivity.

For obese individuals lowering their weight by even 5 percent can be helpful for controlling Type 2 diabetes and for helping to maintain general health. It could also help prevent dementia.

Avian Flu Can Spread Spread Cats

'In February a 2-year old male cat was having lunch. It was an unusual treat of a pigeon that had died. Five days later the cat began to show a discharge from his nose, run a temperature, panting, and appeared to be depressed. This quickly worsened to convulsions and ataxia and died two days after the initial symptoms appeared. ' This article appeared in the Sep 3, 2004 CIDRAP [Center for Infectious Disease Research].

This story is not meant to scare you, it is meant to INFORM you. Based on the recent news release I do not believe any cases of this magnitude have shown up in the United States. But just because it is not here … yet, does not mean that we should ignore the possibility. When the above case was reported the World Health Organization said "cats had not previously been considered naturally unacceptable to flu viruses". This is the first study to report entire H5N1 genome sequences in a naturally infected domestic cat. Cats are companion animals and may live in very close contact with humans. Although no direct transmission of H5N1 from cats to humans has been reported, it is possible.

'At the end of February, 2006 a variation of the H5N1 virus was detected in a domestic cat found dead on the northern island of Ruegen, Germany. Serological studies in several Asian countries suggest that dogs may also contract the H5N1 infection. Countries in Europe have advised owners of pets living near H5N1 wild bird foci to keep cats indoors and dogs on a leash when taken for a walk. '

Now we come back to the 'here / now'! We must accept the fact that there is a threat! It is going to be more difficult on some of us cat owners than others. My two cats, for example, are declawed and do not go outside at all – so I am reasonably sure they are safe. But for those of you that allow your cat free access to the outside to roam and play (and chase those birds) you might want to exercise some extra caution for a time until this threat passes. It may have appeared cute in the past when your 'alpha cat' decided to bring home the bacon in the form of a dead bird and lay it in front of your favorite chair – that time has past. Now we must take some extra caution. Of course, in any circumstances of questionable behavior or possible illness, the vet is the best bet. Even a phone call to discuss the current circumstances will help rule out any possibility of a worse case scenario.

Denis Schwartz

[http://www.nappingpersians.com]

Devolution to Human Extinction From Its Diminution

In a recent new television drama, suggested here only as a reference point, the human race devolves into a lesser animal species. A clever scientist decides some carefully selected original humans should venture into “sleep”, as part of an “ark”, and awakened supposedly thousands of years later. As the story unfolds, the devolution of the masses resulted in dangerously destructive life forms. To save the human race from the deterioration of its previously degenerating state, a new enclave is created for those chosen to carry on human existence. A good question to pose, is why?

As modern day stories go, whether movies or television, the implications concerning human extinction ought to instigate serious social discourse. From a dramatic tone, the particular artistic expression is an interesting conception. Reflecting debasing human antics in today’s world should stir the imagination, and motivate problem-solving action. However, over time, with human beings, what actually changes? Technology aside, where the few create mechanistic conveniences for the many, human nature does not alter its selfish, arrogant and regressive thinking process.

Yet, in defiance to conforming consensus, there are small groups of those willing to work strenuously to change themselves. Regardless though, the challenges are significant. That is because, for the vast numbers of global peoples, many choose the easier ways to relish in more simplistic primordial modes. From a cave-like emergence of primeval ignorance, through successive generations, humans propagate unenlightened “forms” of their own species. Of which, there are a number of real scientists who believe humankind are devolving. By “real science”, as used here, the reference is to what was once referred to as the “hard sciences” versus the “soft sciences”. A hard science refers to fields such as physics, astronomy, chemistry, and biology.

In opposition to evidence based aspects of serious science, and by extension scientific inquiry, there are the competing fields of pseudoscience. These represent the various speculative schools of thought as in criminology, sociology, psychology, religious ideology, and any derivations thereof. Within this scheme, one should also include fringe areas, like the occult, paranormal studies, and ufology. In some universities, some of these were once referred to as the “social and behavioral sciences”.

Seemingly, by way of a pretense to “scientific inquiry” some fields of study concoct an amazing array of diagnoses. In particular, for one of field of “behavioral analysis”, a diagnostics manual was invented. Each year, “new mental illness” designations are entered into a growing database of endless speculations. Without any basis of evidentiary substantiation in terms of physical, organic or biological proof, theories become conclusions, and easily pacify a regressing culture. In such, most people will believe anything. This results in a grotesque collusive infliction throughout society.

From unscientific conjecture to exploitative consumption, to degrading and barbaric acts of torture and murder, both sanctioned and illegal, humans continue to devolve. While fiction is one thing and reality quite another, good storytelling can serve several meaningful purposes. If done well, stories impart compelling ethical lessons. Fables, parables and so forth ought to elevate and inspire, yet demonstrate the horrors of adverse human intentions. A hero’s quest becomes a reminder about important learning points that are relevant for human development. If done wrong, stories can be dangerous.

Unfortunately, in many post-modern depictions, the means of expression through the various “visual art forms” have become intellectually debased, ethically ambiguous and juvenile in the debasement of intellectual capacity. Contrived to be simplistic and not overly taxing to collective imaginations, the array of social networking, media and so on, perpetrate degrading levels of ignorance. Pseudoscience for instance contributes to the growing interactivity of “magical thinking” laced with emotional negativity.

Foolish, immature and socially irrelevant, and communicating below a high school level, many aspects of “edutainment” venues serve mass marketing purposes. To that end, the objective is not intellectual achievement, moral transformation, educational enrichment or social advancement. Instead, from alleged news reporting to politicizing public policy issues, the impetus is to maximize consumptive processes.

As a gluttonous consumer culture, materiality, particularly at the top of the social pyramid is to ensure the perpetuity of special interests. Frequently, constant bombard of advertisements strive to encourage voracious consumerism, tainted by a debasing slant of anti-intellectualism and spurious anti-science inclination. One example is the “invention” of the so-called problem of “mental illness problem”. Any time a major disruptive incident occurs, we label such a “mental health” issued.

From that juncture in the societal crossroads come the prevaricating inferences to promote the next quick fix, remedy, concoction, and easy cure-all answer. For the heavily embedded “belief systems” influenced by supernatural fixations, but pretending to find alleged “scientific” solutions, the vanity hastens irreversible regression. However, for the continuity of wealth building, such perpetrations increase the “productivity”, consumption and output of global commercialized interests. Mass consumerism pacifies a significant number on the planet and ensures commercial servitude.

Certainly, as pseudoscience triumphs over serious science, any modicum of social progress will atrophy into communal regression. Coming up with convenient and clever collusions, particularly solving behavioral issues by labeling people and prescribing “psycho-pharmaceuticals” does nothing to advance human civilization. Such is the incessant arrogance of devolving to an invented “diagnosis of mental illness”. This suggests only a small aspect of species heading toward extinction.

To do that, cite various aspects of behavior as a “mental health problem”, at least on a superficial level, infers a treatment, and treatments assume a “cure”. An alleged fix or remedy potentially invites profitability. The cycle is never ending and the conjecture compounds the incessant and relentless pursuit of a “therapy”, which leads to medicinal intervention. That means moneymaking opportunities. Traveling the rocky road of “diagnosis”, subsequently labeling people in a one size fits all template, and eventually invoking “chemical remedies”, instigates the presumed need for “patient care”.

Such questionable “scientific” attempts at behavioral control have led to an overly medicated society in constant need of “victimization”. Not too long ago, as history tells us, the idea of “social hygiene”, or advances in “mental health”, were considered “scientific” for the betterment of society. The Nazis certainly made good use of pretentiously misguided “scientific” approaches to justify social atrocities.

In the post-modern realm of “anti-thinking”, there comes the incessant drive to characterize a broad range of illicit behaviors as a “mental health problems”. Thus, the persistent intention of capitalizing on hasty and substantiated conclusions continues, by which a majority accepts and contrives to ignore history. The extraordinarily reaches of this “psycho-medical-pharmaceutical” industrial complex aids and abets clever government, media and corporate complicities, in a process of human devolution.

As to the edutainment industry, divergent spectrum in American culture assert the divisive construct of arguing for the excusable nature of immature and maladaptive behaviors. No matter how heinous the destructive conduct, or torturous the infliction, excuses easily come to the rescue for the malevolent actors involved. Seemingly, one might agree that intellectual stimulation, and by innovative connection creativity, is woefully absent, perhaps stupidly crafted to avoid accountability.

Some might debate the deliberate mechanisms of a “dumbing down” effect is taking place, given the immature nature of most visual programming across a wide spectrum. Or, by comparison, a video gone “viral”, perhaps even “bacterial”, purporting substance beyond the immediate superficiality of context, inspires millions to claim belief in the idiocy of their psychic dysfunctions. Fallacies of inference easy masquerade as public policy, as press corps aficionados and politicians assert their cognitive biases.

Expressions of caustic stupidity, simplistic anecdotes and faulty analogies seldom claim the efficacy of well-founded logic and provable evidence. Yet, such things demonstrate the gradual processes of a species in regression. Such is a life form, sometimes erroneous referred to a “civilization”, chase fake news stories, easily accepted at face value. Swiftly, such immature beliefs circulate the internet, stream across social networks, as many people quickly run with what they think are the “facts”.

As the usual foolish course of events transpire, such antics remain amusing to observe how many “experts” suddenly appear. In an age of growing superstitious beliefs, ideological extremism, and fiction promoted as factuality, the magical thinking of global social discourse colludes in debasing the prospects for an ascended human species. Where emotion over-rides the vital necessity to apply logical processes of deductive inquiry, prejudice, bias and malevolent instigations rationalize counterproductive behaviors. Why bother in the labors of transforming into a higher life form?

For those allowing self-deterioration in feeling gluttonously pampered, selfishly entitled, easily entertained, and intellectually simpleminded, the demise in not far away. Human devolution, the eventual extinction of the species, appears more realistic than science fiction could imagine. In fact, major theorists from academia to the hard sciences of the real world, speculate continually about the eventual demise of human civilization. From environmental catastrophe to nuclear terrorism, the regression unfolds.

Other than the notable efforts of a few innovative souls, for the enrichment or presumed entitlement of others, what has changed in terms of human nature? Not very much has transpired in a couple hundred thousand years. The potent singular personal impetus to ascend and transform into a higher life form has not be demonstrated by the vast numbers of the human species. Evils of that primal dichotomy of “good versus evil” in the essential nature of everyone, has not led to lofty heights of enlightenment.

Extraordinary maturation in the amazing energies of creativity and profound inventiveness looms longingly from the shadows. Darkly from the malevolence of amative resistance, alleged civilization on the planet regresses each day. In post-modern times, it is significantly arguable that something is amiss. Many ascribe a notion, or a sense, that there are weakening aspects of human interaction, more so than once believed. Frequently cited, is the metaphorical reference to a “zombie apocalypse”.

Allegory aside, others speculate about war among nation states, viral and bacterial infection, or corporate corruption and environmental exploitation as probable hypothesis for catastrophic demise. Others have reported the mathematical calculation of the inability of the planet to sustain growing global populations. In one report, scientists asserted eleven billion people would populate the earth during the 21st century.

Sustainability has nightmarish implications. Yet, in the illusions of magical thinking, hope springs eternal that simplistic solutions will suddenly fix every human problem. In the concept of “devolution” of the human species, as opposed to a specific defining feature of governmental interactions, legal action involving property, etc., the term “devolving” used here is far more serious.

Instead of “de-evolution”, as used in biology, herein this purpose refers to voluntary selfish actions of people, which are purposely maladaptive. Additionally included are the intentional counterproductive choices that select “devolutionary” behaviors. This correlates to extraordinary acts of social stupidity. Aspects of human regression appear every day in myriad news accounts, where people do harm to others.

Not just injuries and death upon people, but various life forms and the environment, which have become exploited with deliberate malice aforethought. Such behaviors are significantly associated with selfishly contrived inflictions that have regressive with terminal consequences. Such becomes human devolution toward human extinction.

From the classical criminological perspective, malice or selfishness, and with intentional purposes, the scheme of human ascendency regresses to primordial levels. Along with that, rational choice theory prevails with the notion that people make choices, regardless of socio-economic or other externalities of presumed deterministic instigations. The gluttonous self-centered aims to enrich one’s advantage over another, or an entire population remains historic with mounting disastrous consequences.

Basic parameters of illicit and unlawful behaviors, like destroying one’s planet, relates to unevolving thinking patterns that result in maladaptive outcomes. In addition to the exercise of free will, with stupidity of course, and intentional premeditation, along with gain calculated against risk, many forsake the efforts required for transformative ascendency. Transformation into well-differentiated and enlightened beings requires extraordinary devotion to personal change over generations.

Typical of criminogenic inclinations, counterproductive actions from one era to the next, generational replication, and related regressions signify the unevolving hedonistic processes of the human species. Analyze contemporary storytelling as told in recent apocalyptic drama. The revival of the so called “zombie apocalypse” offers insightful viewing of species degeneration as imagined by some creative writers. On closer examination, one might witness a continuous reinvention of an age-old saga.

Television, movies, books and video games depict various stories of the dead reanimating and threatening murderous destruction on the living. There are zombie role-play games, conventions and other related pop culture activities. In contrast to the film making and story tales of the 1930’s, post-modern zombies depict cannibalistic predators that may reflect something more socially regressive. As one group of researchers suggested, the morph from early 20th century fears of human exploitation, to 21st uncertainties of human extinction. A devolving culture is scary.

A potent metaphor by way of creative film and print viewing, could also express the worries about over-population, environmental exploitation, and gluttonous consumption. Add to that growing concern over terrorism, nuclear holocaust, political and corporate corruption, economic disparity, increasing superstitious and paranormal beliefs, and related factors. Along with the magical thinking of extreme ideologies, the seemingly “dumbing down” of one generation after the other, the dangers become real.

Added to the depth of primal fear of irreversible mortality, in a lifelong struggle to define the self, many people fruitlessly war to ensure their fame and fortune. For a legacy soon lost to dusty pages, they clamor for notice and special attention. In the process of sensitive self-pitying aggrandizement, anyone and anything is fair game for misuse and abuse. Seemingly validated as “alive”, a majority desires desperately to be heard, seen and touched so that special recognition anoints their validity.

Yet, for all the expenditures of energy to assert or claim “expertise”, special knowledge, or guru-like insight, in four billion plus years of earth, humanity is a blink of an eye. And in the several hundred thousand years that have passed, what has changed in terms of human nature. As all the “experts” pontificate their pundit “wisdom” for the simplest of answers, most have taken shortcuts in avoiding actual experiences. `

Recently, according to one particular research project, a sizeable majority readily accept a broad range of pseudo-scientific nonsense in place of serious evidentiary substantiation. Proof through verifiable sufficiency of facts has come under siege by egregious fallacies of inference. Cutting across social, economic and political interactivity, a lot people are quick to judge, accuse and react with unstable emotionalism. From pundits to politicians, the shortcut is quick and dangerous to leap into the morass of condescending fault finding in social commentary.

More and more, people find it easier to accept unsubstantiated conjecture, based mainly on personal opinion, and assume a particular correlation equates with definitive causation. Correlation does not yield causation, and neither does antidote equate to evidence. From that, hasty generalizations rapidly enjoin the connectivity of isolated events as “evidence” of a conspiracy, epidemic, or pattern of activity that “proves” something sinister is happening. Simplistic notions embrace foolish thinking.

Such erroneous assumptions perpetuate the willful neglect of critical analysis, rational assessment and logical deduction. The overall deterioration of productive and creative thinking processes the eventual collapse of culture. According to one hypothesis in a recent scientific journal, scientists proposed that human beings are susceptible to the “dumbing down” of thinking processes as an easier course of action. The implications across the spectrum of socio-economic and political interactions do not appear promising. As a species, we have embraced our diminution in our devolution to extinction.

Understanding Your Eyeglass Prescription

Understanding Your Eyeglass Prescription You’ve recently had your eyes examined and you are ready for some new prescription eyeglasses. You were handed a piece of paper, with some numbers on it, as you left your examination. You are wondering what do those numbers mean?

Your eyeglass prescription consists of lens powers needed to give you the best vision possible.

What the Numbers Mean

Your prescription will consist of numbers that represent the lens powers needed to correct the vision in each of your eyes. A typical eyeglass prescription will look something like this:

OD -3.25 -1.25 x 175

OS -4.25 -1.00 x 165

Add +2.25

The first line of an eyeglass prescription is, by convention, for the right eye. It is sometimes noted as O.D. The left eye or O.S. is the second line of your eyeglass prescription. The first column number is the spherical power for each eye. It is indicated by numbers known as diopters usually in .25 steps. Occasionally you may see .12 steps but this is rare. Sphere powers are identified by either a plus or minus sign. This is a very important to know because a minus (-) power corrects the vision problem nearsightedness and a plus (+) power corrects farsightedness. So if the sphere power of your prescription is a negative number you are nearsighted and if the sphere power is a positive number than you are farsighted. The larger the number the greater the degree of nearsightedness or farsightedness.

The second column of your eyeglass prescription is called the cylinder power. If there is a number in this column that means that you have astigmatism. The same plus and minus number conventions as the sphere power apply to the cylinder of your prescription. There may be no number in this column or there may be a sph. or sphere written in this column. In either case there is no power so you have no astigmatism. It is possible to have astigmatism in one eye and not your other.

The last column of your prescription is the axis. This represents the direction or location of your cylinder power. If there is no cylinder power in your eyeglass prescription. than it cannot and will not have an axis number indicated. If you have a cylinder power then it will have an axis. This is a measurement in degrees from 0 to 180. Only half of the 360 degree circle are used because 90 and 270 would be identical.

So if you know your sphere power cylinder power, and axis for each eye, you know if you are nearsighted, farsighted, or have if you have an astigmatism.

Occasionally a prescription may have a prism power. This is usually for people who suffer from diplopia (double vision). It may be a fraction or a decimal such as 1/2 or .75. If there is a prism power it must also have a direction or a base. This is either up, down, in, or out. Prism is relatively rare in occurrence.

A multi focal prescription such as bifocal, trifocal, or progressive lens will also have an add power. This power is in addition to the sphere, cylinder, and axis and is indicated on the next line of the prescription. It is always a positive number such as +1.25 or +2.25. This is the amount of extra focusing power to enable reading or near vision.

The last number need to complete an eyeglass prescription and fabricate a new pair of eyeglasses is the pupillary distance otherwise know as known as “PD”. It is the distance, in millimeters, between the centers of the pupils in your eyes, for example 62. This is further described as distance PD and near PD such as 63/60. Distance PD is when you are looking straight ahead and near PD is when you are looking close. When you look close your eyes turn in, therefore the near PD will always be less than your distance PD. Each eye can also be measured individually. This is called a monocular PD. It would be expressed as 31/30 or 31/31 depending on your symmetry and facial feature. An adult PD varies little with time.

NOTE: A written eyeglass prescription may or may not contain a PD measurement.

Make sure your prescription is current by having your eyes examined regularly to insure you are seeing as clearly as possible. Eyes do change gradually over time and it may be so gradual that you do not notice. Routine eye examinations also screen for the silent stealers of sight such as glaucoma and cataracts.

Did you know that you have a legal right to obtain your eyeglass prescription from your eyecare professional? That’s right. Request your prescription at the time of your eye examination or request it later, it’s your right.

Plastic Surgery and Choosing a Plastic Surgeon

What is Plastic Surgery?

Plastic surgery involves surgical reconstruction of different areas of the body. You may be interested in plastic surgery due to birth defects, disease, burns or for other and more personal cosmetic reasons. A plastic surgeon is a well-defined surgical specialist. The best in the field have completed up to 11 years of combined educational requirements, residency requirements, internship and approved residency in plastic and reconstructive surgery, plus an additional 2 years in actual practice before being board certified by the American Board of Plastic Surgeons, the Gold standard in the plastic surgery field. This is the public’s assurance that they are dealing with one of the best plastic surgeons available.

Plastic surgery can help improve the way you look and enhance your original features. Whether you are looking to have plastic surgery because of birth defects or for personal reasons, the results can boost your self confidence, build your self esteem and provide you with an entirely different outlook on life. There are many options that can improve your life and correct disfigurements or enhance your appearance. Some of the more commonly popular plastic surgery procedures are Breast Augmentation, Abdominoplasty (Tummy Tuck), Liposuction for Body Lifts, Arm Lifts, etc., facial surgeries such as Face Lifts and Rhinoplasty, as well as nonsurgical procedures like Botox injections.

Additionally some of the newer technologies are allowing us to do intricate female surgeries such as correcting vaginal relaxation using Laser Vaginal Rejuvenation procedures. This was typically a surgery only available through conventional methods until recently. By utilizing laser technology and laser surgical techniques, a plastic surgeon trained and certified in these techniques can eliminate the risks inherent with invasive conventional surgical methods, meaning less blood loss as lasers are self-cauterizing, less risk of infection and complications, virtually no hospital time and much quicker recovery times.

Choosing A Plastic or Cosmetic Surgeon

Here are some questions to help you choose a high quality plastic or cosmetic surgeon.

1. Are you Board Certified by the American Board of Plastic Surgeons?

This should be the very first question you ask. There is much public confusion about certification and there are many different certifications available, for instance, state certification. However, to ensure you are getting the highest qualified plastic surgeon available, certification by the American Board of Plastic Surgeons is the designation you are seeking. They are the only board for instance, that can certify in both plastic and reconstructive surgery.

2. Find out who will be assisting your plastic surgeon during your procedure:

There are many people needed as a support team for your surgery to go smoothly and limit the chances of any complications. Typically, your support team will include trained nursing staff, an anesthesiologist, recovery room nursing staff, and any other technicians or support needed for your particular procedure. Find out what and who they are and their qualifications.

3. Where will my surgery be performed?

While some plastic surgery procedures may be performed in the cosmetic surgeon’s office, most require hospitalization or a surgical care center. Be sure and ask about the facilities where you will be having surgery and if those facilities are accredited or certified by the appropriate agencies.

4. What are the potential risks or side effects of my plastic surgery procedure?

Every surgery carries the potential of risk, for instance excessive blood loss, infection, or other complications that may be unforeseen or that can occur. Though very rare with modern day plastic surgery techniques, they can occur, and when they happen it can mean you require additional surgery that will place an added financial risk or burden on you. Find out what these risks are. Dr. Vu, for instance, is the only Portland plastic surgeon that has been approved by CosmetAssure. CosmetAssure is basically complications insurance, and provides Dr. Vu’s patients with an additional layer of financial protection should that rare complication occur. A cosmetic surgeon approved for CosmetAssure carries the highest credentials, a spotless surgical record and possesses the highest surgical skills.

5. How long is the Recovery Time for my procedure?

Find out, every procedure varies, but knowing ahead of time will help you plan for time off work or arrange for any additional home service help you may need.

7. What type of Anesthesia should you choose?

Anesthesia is always one of the larger risks of any type of surgery and there are basically 3 types. A local anesthesia which is very low risk and primarily only used during low risk, low invasive office procedures, an IV sedation, referred to as “twilight sleep” and general anesthesia. The choice is typically left up to the patient for the latter 2, but you need to know the risks associated with each, and the cosmetic surgeon can make a recommendation to you depending upon any additional personal risks you have, such as smoking, medications you’re currently taking, etc. Be sure and cover this topic thoroughly.

8. What do past patients have to say about this particular plastic surgeon?

The fastest way to know about a plastic surgeon is by reputation, and the thing that builds (or ruins) a plastic surgeon’s reputation faster than anything is the testimonials or recommendations from existing patients. Your cosmetic surgeon should either have a good sampling of testimonials on their website, or be able to show them to you if you ask. If the plastic surgeon you are contemplating using hasn’t received cards and letters of thanks, odds are you won’t be sending them one either. If at all possible, find out if prior patients are happy with their surgery results, as well as the personality of the attending plastic surgeon themselves.

I hope you have found this information on plastic surgery useful.

Dr. Kim-Chi Vu, MD, PC

Bowen Therapy – How It Works

How can such a gentle technique produce such profound results?

It has long been understood that homeostasis and balance of all your bodymind's organs and systems is fundamental to your experience of good health.

And harmony between the two branches of your autonomous nervous system (not under the control of your conscious mind) is the essential key for helping your body, mind and spirit maintain optimal balance.

When your bodymind experiences orgoing stress, trauma, or shock the sympathetic branch of your autonomic nervous system gets chronically triggered or stuck in "fight or flight."

When the need to respond is past and your bodymind is stuck in its "flight or flight," or stress response you lose your ability to "rest and relax," or access the parasympathetic branch of your autonomous nervous system.

Bowen Therapy moves effectively send a subtle vibrational signal or message along your proprioceptive nerve pathways to your brain.

These powerful stimuli, when given adequate time for integration by your bodymind reset and balance your autonomic nervous system, signaling "your need for fight or flight is over."

You are able to relax and rest into the natural flow of your being! This results in an immediate improvement in all your bodymind's organs and systems.

The Bowen technique initiates an integrated body response, balancing your bodymind at the cellular level and restoring the energy flows within it.

The rhythmic pattern of movements and pauses that continues through a Bowen treatment allows for the "sacred space" needed for healing to occur.

Treatments are thus directed at normalizing your nervous system, especially the autonomous branch of your nervous system, with concern for establishing and maintaining the normal structural integrity of your bodymind.

Please join me for the next segment of my article about Bowen Therapy – Principles of the Bowen Technique!

Holistic MindBody Therapy, including pure essential oils, are gentle, noninvasive complementary forms of health care for balancing and synchronizing your body, mind and spirit and a natural, safe and effective way to enhance your health and well-being. Holistic health care may produce satisfying results where other methods have failed. Please consult with your physician regarding serious health concerns and do not attempt to self diagnose.

Follow an Alkaline Diet to a Newly Healthy Lifestyle

To get your body in good health you should take the alkaline diet. Hundreds of thousands are now living the Alkaline Diet because of Dr. Robert Young’s research. They are healthy because they follow the PH scale (ratio of acid to alkaline) considering the foods within their diet.

You may remember from high school that pH of 7 is considered neutral as with the common substance water.

Any PH reading that is less than 7 is considered acidic.

Alkaline is a PH above 7.

Unhealthy and acidic, the average American diet is too rich in soft drinks and junk food. As a result of eating this food, our bodies begin to corrode with the passage of time, just like the buildup of winter salt on our cars causes them to rust over time!

The following are all examples of how adhering to an alkaline diet would benefit you.

1) Doctor Young’s research led to the discovery that excess fat in the body is a result of excess acidification. Fat is created by your body to carry away the acids from your vital organs. When this process fails, your internal organs are suffocated. As a result of eating an alkaline diet, you will find that you will naturally achieve your ideal body weight.

2) Are you unable to remain awake with no caffeine? A diet which is excessively acidic has several detrimental effects on the body. This is a core reason for poor regrowth of cells and physical energy.

3) Bowel movements that are inadequate? Do you suffer from gas? A sticky mucus that binds to intestinal walls is created by acidic diets. The mucus restricts healthy probiotic bacteria, resulting in an overgrowth of yeast and bad bowel movements. The colon should be healthy and balanced to perform optimally. Having an alkaline diet helps your colon.

4) A seven year University of California San Francisco study found women are more at risk for Osteoporosis with chronic acidosis. After extensive research, scientists announced that a diet high in acidity can cause brittle bones in older women. Bone mass can be kept healthly through balancing the ph

Studies for years have found that the optimal body PH level is 7.365. The alkaline diet is most likely the best diet for certain people.

The alkaline diet plan has many advantages. The cornerstone of this diet is vegetable and herb consumption every day.

We all know that vegetables and herbs are healthy, but why don’t we eat enough of them?

That is the underlying premise of how the alkaline diet promotes health. Meat and sugar will make your body more acidic, but vegetables and herbs will have the desired effect of reducing the body’s acidity.

Weight Loss Decisions – Get Help – Review A List Of Weight Loss Programs

There are many fad diet experts that say losing weight is simple. That is just not true. So many weight loss programs have you making changes in your lifestyle, your diet, exercise, and supplements that it can leave your head in a spin. We all know that if we burn more calories then we consume we will obviously lose weight. That in itself sounds simple but if you are like me it is way to easy to give in to high calorie temptations.

One way to find options to help your individual needs is to review a list of weight loss programs and find one with the options that will best suit you. Many weight loss programs can be personalized to fit your individual tastes and lifestyle. If you can find a program that appeals to you it is much more likely that you will stick with it. If you are like me and want to get started with small changes right away here are a few options for you.

Get smaller plates! Using a smaller plate will help you cut down on portion size without having to think too much about it. Subconsciously if you place a smaller amount of food on a large plate you think that you are not getting enough. But if you put that same amount of food on a smaller plate your eyes see more food even if it is not there. Take smaller bites and then eat your food slowly taking a few sips of water between every few bites or so.

The object is to first trick your brain into thinking that you are eating more and second to allow your body time to feel full. This may seem small and silly but it can really make a difference and do not underestimate the power of small steps, sometimes small steps can make the biggest differences.

Another thing you can do for yourself right away is to improve the quality of the food you eat. Eating foods like the ones from fast food restaurants will have the exact opposite effect of your weight loss goals. And that also goes for processed and packaged foods; they will pack in more calories and this will be detrimental to your weight loss goals.

You need to be very careful even with processed foods that claim to be low fat; often times when they take out the fat they add calories in other ways to improve the flavor. This way they can still advertise low fat, sneaky huh! Whenever you buy food items that are packaged and processed read the labels carefully.

By doing these simple things you can start on your way to your weight loss goals and keep searching for a list of weight loss programs that might be helpful to you. When you find weight loss program that you are interested find out if there is a support group or forum that you can join. It is proven that when people have the support of others they are much more likely to lose the weight and keep it off.

Trainer Guides Provide Thorough Health and Safety Training

As an employer it has probably come to your attention how important it is to conduct health and safety training at your work place. Health and safety training can reduce the number of work related injuries and minimize damage during an emergency crisis. However it might be a difficult task trying to gather all the necessary information and materials to provide a thorough health and safety training for your workers. Trainer guides are the easiest and most efficient solution to this problem. The convenience of a trainer guide will allow you to educate your workers about health and safety issues in a simple, easy to follow method.

The ease of using trainer guides to conduct health and Safety Training lies in the fact that there is a complete script for you to follow. By following the script there is no possible chance of missing out on sharing critical information with your workers. Trainer guides come with booklets for workers to follow along as you conduct each health and safety training session. By having all the information handy in a trainer guide it gives you more time to focus on your business. The information in a trainer guide is collected and presented in such a way that workers will be able to comprehend easily.

Training should be regularly conducted throughout the year so workers are reminded of the safety procedures to follow. The trainer guide material is easy to separate into individual sessions so by the end of the year you will have covered all the safety awareness material with your workers. It is recommended that you utilize these guides and safety awareness DVDs to effectively get the message across to your workers. It is proven that having both visual and text aids help people understand and absorb information easily. Trainer guides include questionnaires forms for your workers to fill out once they complete the health and safety training so you can assess how much they have understood.

There are several different trainer guides available that cover important health and safety issues. Some of these topics include manual handling, risk assessment, computer safety, fire safety, stress in the workplace, driver safety and more. According to the tasks your workers are involved in on a day to day basis you can select the trainer guides that would be beneficial to your workers. Along with conducting regular health and safety training sessions for your workers it is imperative that you put up safety posts in high risk areas. High risk areas include chemical storage areas, fire hazard areas, stair wells, bathrooms and more. If you take health and safety training seriously so will your workers. You will know that your health and safety training sessions have been successful when your workers are actively following safety procedures to avoid accidents and injury. Trainer guide kits also include certificates to present to the few workers who have successfully understood all of the material and are actively utilizing the information that they have learned. Training will help you run your business smoothly and reduce the occurrence of injuries or accidents.

On the Road a Lot? Have No Fear, Your Online Doctor is Here

With today's busy lifestyles, many people do not spend a lot of time at home. Especially for those in a position where traveling is a part of their jobs and their daily lives, it can be difficult to enjoy or even experience all of the basic comforts of home when they are on the road. Traveling can cause many missed opportunities, but none are as serious or as discouraging as the inability to see a doctor when a medical situation arises. Many people are not able to see doctors out of town, and they are not home long enough to make appointments with the family doctor in their own hometown. These people are left to self-diagnose, live with ailments or illness, or face a huge bill from going to urgent care or an emergency room while on the road. There is another option, though.

Online doctor services can offer anyone the help that they need. When you're on the road and you do not have time to see a doctor, it can be helpful to get an idea of ​​what you're going through through a medical perspective. Even when you do not think that you need medical advice, an online doctor consultation can provide you with insight that can benefit you in many different ways. Online doctors can help you determine whether you need to see an actual doctor, give you online doctor prescriptions to clear up any issues that are minor and do not require physical interaction with a medical professional, and give you back the peace of mind that you deserve when it comes to your health and well being.

By using an online physician consultation, patients are able to fit medical care and advice into their schedule, and spend less time worrying about what might be wrong or what they should do next. Hectic lifestyles and busy work schedules are really no excuse for not seeking appropriate medical care, but for many people there is no choice in the matter. For anyone who travels excessively, online doctor consultations can prove to be a real lifesaver when they need it most. Online doctors might not be able to perform tests or do lab work, but they can talk with a patient to discuss their situation and their needs, giving them insight as to whether the patient requires these services or not. In some cases, people who rely on online doctors will find out that they have a greater need for medical testing or services than they might have originally thought.

The majority of people in the world will minimize their health conditions. The inconvenience of visiting a doctor and the inability to get health insurance coverage causes many to simply take up the mindset of 'it's not that bad.' In many cases, it is not. However, there are some cases where it really is 'that bad,' or worse, and medical attention is needed. With the help of online doctors and online medical consultations, more people can get the perspective that they need from a professional source, allowing them to get the treatment that they require without interfering with their schedule or creating huge emergency room bills that are often unnecessary.

Travel Insurance – A Must-Have For International Travelers

Traveling is one activity that every individual must undertake at one time or the other; it does not matter what the purpose of travel is, or whether the travel is local or international. A lot of people actually look forward to traveling to other parts of the world for various reasons and purposes, including but not limited to business, tourism, vacation, pilgrimage, education and for medical attention.

The euphoria to travel outside of one's domain usually comes with a lot of preparations, and more often than not, a great deal of resources are deployed to ensure that the travel is actually takes place; and these include acquisition of an international passport, medical tests (where applicable), expensive visa processing fees, flight booking and hotel reservation.

A lot of people will do anything and everything just to actualize their international travel ambition. And to be very candid here, international travel is actually fun and something to look forward to. Traveling, especially international travels, is a form of education for the travelers as they have an opportunity to see new environments, meet new people, and learn how things are done elsewhere.

International travel affords the traveller a lot of opportunities irrespective of their original purpose of travel. These include business opportunities, educational opportunities, employment opportunities and even maritime opportunities. Unfortunately, however, it is only these and many other opportunities that these (would-be) travelers see. They seem to be ignorant or care less about risks that are embedded in international travels, so they do not take any steps towards mitigating such risks.

At this joke, you may be tempted to ask the question: "What are those risks that are associated with international travels?" Very good question. Just read on, as most of those risks are discussed in the following paragraphs.

Risks Associated with International Travels

As interesting, fun, enjoyable, profitable and educated as international travels may be, they also come with their own downsides – the risks – just as every other thing in life. And very fortunately for travelers, most of these risks can be transferred to professional travel insurance providers, by way of buying a travel insurance – also referred to as "travel health insurance" or "travel medical insurance".

These international travel risks are many and varied, and they include, but not limited to:

  • Sudden illness in the country of destination requiring urgent medical attention and / or hospitalization.
  • Involvement in an accident leading to bodily injuries, temporary or permanent disability, or death
  • Loss of checked-in baggage
  • Loss of valuable items such as international passport, drivers' license, national identity card, etc.
  • Personal liabilities abroad
  • Emergency dental cases
  • Hijacking
  • Arrest by law enforcement agencies requiring sealing and legal defense

Another question that may be asked at this joke is: "Do travel insurance policies cover all the above-mentioned risks?" And the answer is a big YES, and so much more.

Covers and Benefits Provided by Major Travel Insurance Policies

Below is a list of most of the covers and benefits provided by travel insurance policies – depending on the providers. So the next time you buy a travel insurance policy, look out for these covers and benefits.

  • Medical Expenses and hospitalization abroad
  • Emergency Medical Evacuation
  • Repatriation after treatment
  • Emergency dental care
  • Repatriation of family member traveling with the insured
  • Travel of one Immediate Family Member
  • Emergency Return Home following Death of Close Relative
  • Repatriation of Mortal Remains
  • Medical Assistance
  • Legal Assistance
  • Pre-Departure Services
  • International General Assistance
  • Abroad Information Assistance about lost Luggage and Passport,
  • Delivery of Medicines
  • Legal Defense
  • Advance of Bail Bond
  • Hijacking in means of Public Transport
  • Loss of Passport, driving license, national identity card abroad
  • Compensation for in-flight loss of checked-in baggage
  • Compensation for delay in the arrival of luggage
  • Delayed Departure
  • Location and forwarding of baggage and personal effects.
  • Accidental Death
  • Permanent Disability
  • Personal Civil Liability
  • Trip Cancellation Expenses

Risks Not Covered By Travel Insurance Policies

Having talked about the covers and benefits afforded by travel insurance, it is also important to consider the risks that are not covered by most of these policies, as listed below:

  • Participation in criminal acts, or as a result of his / her fraudulent, seriously negligent or reckless actions including those actions of the Insured in a state of derangement or under psychiatric treatment costs for which are themselves excluded;
  • Natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, atypical cyclonic storms, falling objects from space and aerolites, and in general any exceptional atmospheric, meteorological, seismic or geological phenomenon any other type of natural disaster;
  • Events arising from terrorism, mutiny or crow distortions;
  • Events or actions of the Armed Forces or Security Forces in peacetime;
  • Wars, with or without prior declaration, and any conflicts or international interventions using force or duress or military operations of whatever type.
  • Participation in bets, challenges or brawls, save in the case of legitimate immunity or necessity;
  • Pre-existing Illness or injuries
  • Participation in competitions, sports, and preparatory or training tests;
  • Motor racing or motorcycle racing, horse riding, climbing, pot holing, boxing, wrestling in any of its modes, martial arts, parachuting, hot air ballooning, free falling, gliding and, in general, any sport or recreational activity that is known to be dangerous;
  • Participation in competitions or tournaments organized by sporting federations or similar organizations.
  • Hazardous winter and / or summer sports such as skiing and / or similar sports.
  • Work-related accidents
  • Internally and locally recognized epidemics.
  • Illnesses or injuries arising from chronic ailments or from those that exist prior to theception date of the policy;
  • Death or injuries as a result of suicide or attempted suicide or any self-infected injuries.
  • Illness, injuries or pathological states caused by the consumption of alcohol, drugs, toxic substances, narcotics or medicines accepted without medical prescription, as well as any kind of mental illness or mental imbalance;
  • Illness or injuries caused by pregnancy and childbirth or any complication therefore or voluntary termination of pregnancy;

Where to Buy Travel Insurances

Travel insurances can be bought online – and there are many travel insurance providers to buy from. All you need to do is locate your preferred provider, and complete the online form or questionnaire, and make your payment, and policy is made available to you for immediate printing or sent to your email address.

You can also buy travel insurance offline from a local insurance company or travel agency. whatever method of purchase you choose, you can rest assured that you will be fully protected against insurable gravel insurance risks.

Using Your Travel Insurance

After you have bought your travel insurance policy, whether it is self-purchased using the provider's online portal, at a travel agency or through a local insurance company, you should make sure that you do not forget to take the document with you while traveling. This is so important because you may be required to produce that document by relevant bodies.

You should take particular note of your policy number (if possible copy the number somewhere else) as it will be required by the service providers to property identify you when you call them for assistance.

Another thing you should take note of on your travel insurance certificate or policy document is the Assistance Company's telephone numbers that you need to call when you need help. These numbers are always conspicuously written on the travel insurance document – so take note of them.

You should endeavor to read as much of the document as possible so as to understand the covers provided, the terms and conditions of the policy as well as its exclusions. And very importantly, when making a claim on your policy, be honest and avoid every form of fraudulent practices .

Summary and Conclusion

There are other benefits that travel insurance policies provide which can not be exhaustively discussed here. But having read the few benefits discussed above, you will agree that really, Travel Insurance is a must-have for a successful trip. So the next time you are planning an international travel, make the purchase of a travel insurance a top priority. It is quite affordable, and anyone can buy it. The peace of mind and the protection it will afford you are awesome.