Prevent Heart Disease With Delphinidin

Delphinidin is a powerful anthocyanin and phytonutrient (a group of plant based nutrients that are not essential in humans but offer numerous health benefits). It has been provisionally linked with preventing heart disease and various other health disorders. In this article I will be discussing delphinidin in greater detail, outlining the main health benefits and focussing on the richest food sources.


Delphinidin was discovered in 1938 by Albert Szent-Gyorgyi along with the other flavonoids (a group of phytonutrients which include anthocyanins). Upon discovering the flavonoids, Albert Szent-Gyorgyi believed they were vitamins and named them vitamin P. However, it was later discovered that flavonoids were not essential in humans and not technically vitamins.


Research has shown that delphinidin is a powerful antioxidant and can protect the body’s cells from damaging free radicals (harmful by-products that are released during oxygen related reactions and can contribute to the development of cancer, contribute to the development of diabetes and damage the body’s cells).

Early studies also suggest delphinidin may act as an anti-inflammatory (a substance that reduces inflammation in the body), prevent atherosclerosis (a condition where hard plaques form in the artery walls and restrict the flow of blood), prevent cancer (a disease which causes cells to grow in a rapid, uncontrollable way) and heart disease.


Berries are 1 of the best sources of delphinidin around with bilberries containing 161.93 milligrams (mg) per 100 grams (g), blueberries containing 47.4mg per 100g and cranberries containing 7.66mg per 100g. Other fruits and vegetables such as black beans (11.98mg per 100g), cowpeas (94.6mg per 100g) and eggplant (13.76mg per 100g) are also a very good source of this anthocyanin.


Although the majority of research available on delphinidin is still only provisional, the early signs are very promising. So start taking advantage of this powerful anthocyanin today and eat more berries. Not only will this give you all the benefits discussed in this article but it will also supply you with a healthy dose of other vitamins, minerals and phytonutrients.

Berries are a very versatile fruit so even if you are not currently eating them they can be easily incorporated into your diet. They can be mixed with yogurt to create a healthy breakfast or snack, placed in a bowl with fruit juice to create a berry based fruit salad or eaten on their own between meals.

How Did MRSA Come About?

When man plays with nature, there are often unintended consequences. One needs to look no further than our efforts to treat certain health issues, which have led to the MRSA infection problem.

What is MRSA? The abbreviation stands for methicillin-resistant Staphylococcus aureus. Staphylococcus aureus is a common bacteria that is better known as “staph”. It is not deadly and is treatable by many different types of antibiotics. With MRSA, it is the “methicillin-resistant” part of the name that is troubling. Essentially, it means that a strain of the staph bacteria has developed that is resistant to methicillin antibiotics, which are essentially all the usual antibiotics used to treat staph. Whereas staph infection kills almost nobody, MRSA kills over 19,000 people a year.

The question for most people is how did MRSA come to be? Well, every living organism evolves over time. The staph bacteria are not different. The bacteria are continually killed by MRSA bacteria until a slight variation of it survives. That bacteria then starts replicating and spreading. The big fear, of course, is MRSA reproduction explodes and we are suddenly overwhelmed with a bacteria that thrives in our hospitals and medical care facilities, yet is untreatable for the most part. This is why MRSA is considered a superbug and a potential huge problem.

In the view of many people, the MRSA threat did not need to become such a big problem but for one reason – us. How so? We viewed antibiotics as a magical cure for everything. If a little worked well, then a lot must work even better. This led to massive overuse of antibiotics, which sped up the process of staph evolving a resistant strain. Just how massive was and is the overuse? Consider the following:

Do you realize that the food you eat each day has antibiotics in it? We are specifically talking about the meat. Cows are injected with them as are chickens and anything that is mass produced. The rate of this type of antibiotic use is being increased as genetic manipulation produces animals that are larger, but less able to naturally fight off disease.

Perhaps the most maddening part of the problem is the performance of doctors. Simply put, they have acted poorly by prescribing antibiotics for just about everything regardless of whether the treatment was appropriate. For instance, many doctors prescribe antibiotics for the common cold despite the fact antibiotics do nothing to cure it!

MRSA is like the horses out of the barn. It is on the loose and there is nothing we can do to put it back in the barn. It is the super bug killer that nobody really wants to talk about, so nobody does until there is a breakout. In an age of terrorism, it is somewhat ironic that the bug that ultimately does the most damage to us is one we created not through some criminal intent, but our own stupidity.

Is Hair Loss Reversible?

I think it’s safe to say that no one wants to lose their hair. Yes, there are some people who are much more comfortable with the idea of going bald, but for others, it can be a downright emotional roller coaster! So, it is no surprise that when balding begins to occur we ask is hair loss reversible? Well, before we can determine if in fact hair loss is reversible, we have to understand the things that cause this loss of hair in the first place.

The main causes of losing hair stem from:

· Circulation issues

· Genetics

· Nutritional factors

Although, all of these factors contribute to baldness in different ways, they all share one common denominator. All of them are leading to a nutrient starved hair follicle, which in itself will cause damaged hair and its inevitable loss.

Causes of Male Hair Loss:

There are several issues that lead to men losing their hair, and if you are going to get the answer to your question, “is hair loss reversible?” it is extremely helpful if you know exactly what type of problem you are suffering from that is making you lose your hair. There are several types of illnesses, trauma, and even surgeries that can result in the loss of hair. This can occur because your body’s normal functions get interrupted because of some sort of intense stress you have been through. Fungal infections and other types of diseases can also result in losing hair, no matter how old you are. If you think that you are losing your hair because of any of these issues mentioned above, you should contact your doctor.

Losing one’s hair can also be a side effect of certain medications or changes in hormone levels; however, the most commonly known cause of balding in men is genetics and DHP buildup. And, while it was previously thought that genetics were the main cause of losing hair, it has been discovered by experts, that genetics are actually not the main issue at hand. Extensive research has discovered that DHT buildup, more commonly known as dihydrotestosterone, can cause a block between nutrients and your hair follicles, thus, preventing new growth.

Causes of Female Hair Loss:

Loss of hair in females has a somewhat different cause than men’s balding issues. This is due to the fact that women don’t have anywhere near the amount of testosterone production that men do. This means that DHT buildup is not as big of a concern for female hair loss. However, it can be combined with the rest of the causes that contribute to a woman’s loss of hair.

Loss of hair in females can be attributed to a hormonal imbalance. Women go through many periods (no pun intended) in their lives, when there hormones change dramatically, like puberty, periods, pregnancy, menopause, and post menopause. And, all of these hormonal changes can have a great impact on the density and composition of your hair.

Other, less common, female hair loss symptoms can occur from prescription drugs, poor circulation, stress, surgery, environmental pollutants, chemicals from dying your hair, diseases, cosmetic procedures, and malnourishment.

However, in general, it is definitely possible to prevent, stop, and even reverse the loss of hair for both men and women. Yes, your question of “is hair loss reversible” has finally been answered! Yes, hair loss is reversible.

What Causes DHT Buildup?

DHT buildup is caused by a powerful hormone that has been shown to trigger the loss of hair known as Androgenetic Alopecia. This is a condition that effects those people who have been predisposed by genetics to lose their hair; it causes a buildup of DHT which has been known to dwarf hair follicles, which results in a regression in your scalp into a vellus state, that can render your hair as non-existent.

For many people, losing their hair because of a DHP buildup is not simply an issue of vanity; it is actually a condition that can be devastating psychologically, as well as, uncomfortable physically. And, while there are many oral and topical medications that have been designed specifically to aid in re-growing hair, the results are far from fool proof and can often be coupled with several unwanted and unexpected side effects.

However never fear, hair loss is reversible, and this reversal can be achieved naturally without the uncomfortable side effects that come from the medicated treatments. All you have to do is target that DHT buildup and you will be able to nip your balding problem in the bud.

Neuroblastoma In Teenagers: Tristin’s Story

At the age of 13, Tristin, a carefree, healthy-appearing, soccer-playing, and viola-loving teenager’s world changed when he was diagnosed with cancer in the form of stage four neuroblastoma. Even the doctors were hesitant to make the dreaded diagnosis until all the test results were received since this particular form of cancer usually attacks young children and is extremely rare in teenagers.

Six months prior to his diagnosis, Tristin went to the ER with lower abdominal pain and was told he had appendicitis, a reasonable assumption, given his symptoms and age, so a CT scan was not ordered to determine if there could have been another cause for the pain. His appendix was promptly removed, but he continued to have problems. Finally, the tumor in the back of his abdomen became large enough to be felt on a physical exam, and he was diagnosed with a mass. He was sent for scans at that time to validate the mass for size, structure, placement, and malignancy. The news was shocking and devastating to both family and friends.

Neuroblastoma forms from the neurons running down the spinal column where a cell goes crazy, reproducing and growing into a large tumor. The tumor in Tristin was not encased but had threaded itself through small openings, spreading on the other side and wrapping around organs, including the aorta of his heart. A long term intravenous catheter device called a portacath was surgically implanted under the skin on his chest for the frequent lab draws required and the caustic chemotherapy treatments. The first round of chemo required a week long hospital stay.

During hospital stays, Tristin’s family discovered ways to make things a little easier on themselves. Some tips they suggest are:

* Obtain a folding wheeled metal dolly to transport your luggage and belongings from the car to the room. It will make moving in and out much easier.

* Purchase several large plastic containers to hold personal items, food, and drinks.

* Bring some favorite items, pillow and blanket or quilt to make your room look and feel more like home.

* Bring a small television/DVD player, movies, laptop computer, music and/or games

* Keep a journal. is a wonderful place to meet others and to keep friends and family updated.

The support Tristin received from his community and friends were overwhelming and greatly appreciated. Organizations like Emily’s Power for a Cure brought snacks and hot meals for the family which helped tremendously with expenses. School friends visited or texted and continued to be supportive after he went home, even when he lost his hair and entered the world of chemo baldies.

After chemo treatments, Tristin often experiences nausea and vomiting. Then his blood counts drop until they bottom out causing neutropenia, a state where the immune system is compromised, which causes lethargy, weakness, and lack of appetite. At this point, he doesn’t feel like climbing the stairs, talking to friends, or having visitors. A baby monitor is extremely handy during times like these. Video baby monitors are useful for observing a sick child from another room easing parents’ minds, and a monitor with an intercom feature puts communication between parent and child at the touch of a button.

At the time of this writing, Tristin is still battling this disease. He underwent an extensive 12 hour tedious surgery to remove the tumor at Sloan Kettering Hospital in NYC. During surgery it was discovered that he had several pea size areas of neuroblastoma in his liver, along with a few spots on his bones. The good news is that his bone marrow remains clean. He is currently traveling back and forth to NYC for treatments, and his last scans showed some improvement. His attitude is amazing and he is an inspiration to all who know him. To follow Tristin’s story go to and visit Tristin Greer.

Roy Lichtenstein – The American King of Pop Art Movement

If Elvis Presley was the king of Rock and Roll in the post-war America, definitely, Roy Fox Lichtenstein, or simply Roy Lichtenstein was the American king of Pop Art. He was an ordinary man with an extraordinary ability to transform chewing gum wrapper characters into salable art. He was an ordinary artist from an upper middle class family, blessed with an uncanny ability to convert comic strips into a gallery-worthy art.

Born in Pre-World War II America, on October 27, 1923, at Manhattan, New York City, Roy Lichtenstein was a dabbler in many ways. He often resorted to teaching and painting simultaneously to support himself. After finishing his public school in New York, he enrolled for Franklin School for Boys, Manhattan at the age of 12. After graduation, he enrolled with the Art Students League of New York, under the tutelage of the American painter, Reginald Marsh. Roy then migrated from New York to study Fine Arts and a studio course at the Ohio State University. His education here was interrupted, however, for three years (1943-46) during his service in the Army around the World War II. Once back, Lichtenstein joined the graduation program of Ohio State and even occasionally served as an art teacher for the subsequent decade. In 1949, the artist completed his M.F.A. from the Ohio State University, and the same year, he tied knot with Isabel Wilson.

In 1951, Roy Lichtenstein held his first solo exhibition at Carlebach Gallery, New York. The same year, the artist migrated to Cleveland for six years, working sometimes as a window decorator and sometimes as an artisan. During this phase, Lichtenstein’s paintings kept swinging between ‘Cubism’ and ‘Expressionism.’ In 1954, his first son was born, followed by the second in 1956. The artist returned to New York in 1957 and resumed teaching. At this time, ‘Abstract Expressionism’ marked his paintings. In 1958, he joined as a teacher at the State University of New York at Oswego. He started teaching at Rutgers University in 1960, where his romance with Proto-pop Imagery rekindled.

Roy Lichtenstein’s life in itself was unremarkable, almost bordering on the mundane, without any major tragedies or traumas as were associated with many of his calling. Even his skills were not something legendary. What set him apart, however, was his way of taking commercial art and putting it before viewers, as the advertisers wanted them to see. During 1961-65, Roy Lichtenstein indulged in the cartoon oriented Pop Art. He blew up the small boxes of DC comics into large prints, where the use of “Benday Dots,” first time in “Look Mickey (1961),” was distinctly noticeable. The same year (1961), an American art dealer, Leo Castelli, started exhibiting Roy’s works in his New York gallery, followed by the artist’s solo show there in 1962. Fame was Lichtenstein’s from here. Magna paints, thick borders, bold colors, and Benday Dots, became the identities of Roy’s works, such as in “Drowning Girl (1963).” In 1964, the artist took a break from teaching, in order to focus on his artistry. His marriage with Isabel was over in 1965, followed by his remarriage with Dorothy Herzka in 1968.

Alternating between ‘Pop Imagery’ and shameless kitsch promotion, Roy’s blown-up, larger than life “Whaam! (1963)” was an iconic commercial bull in the until date conservative gallery, China Shop. Lichtenstein made every American to no more consider the potential ‘Comic Art’ as lowbrow. He, in fact, made the world understand that the perspective of treating commercial art as “low,” was only indicative of insular thinking, rather than the narrow expression of the art form itself.

During his lifetime, Roy Lichtenstein was hailed as the torchbearer of modern ‘American Symbolism,’ who took art into the mainstream, out of the confines of its rigid high society definition. The artist borrowed heavily from comic strips, super heroes, and commercial icons, but managed to put them into meaningful concepts. His art works did not represent merely enlarged copies, but were also connotative of a different take on the American outlook towards its commercial icons. Roy Lichtenstein is known more for his sense of design, rather than for his sense of beauty. His style, and form of image placement, made the viewers see familiar objects in a new light – a light that made kitsch fashionable and fashion kitsch. During 1970s-80s, Roy started producing the sequels of his earlier works, such as “Artist’s Studio, Look Mickey (1973).” ‘Surrealism’ started reflecting in his works by late 1970s, such as in “Pow Wow (1979).”

His iconic sculptures, like “Head (1992),” screen prints, and the cover design for Universal Studios made him the undisputed king of the commercial art. Lichtenstein’s renditions made him the darling of the art galleries. On September 29, 1997, he succumbed to pneumonia, at Manhattan, New York City. Despite the lack of brilliance of an accomplished artist, Roy Lichtenstein will always be known as the icon, who made commercial art, avant-garde, a man turned comic books as fashionable as the Mona Lisa is.

Should a Groom Wear Lingerie? Useful Lingerie Ideas for Honeymoon

Whether it is a sweat pant, track pants or any other casual wear that you are carrying along, this is your time to showcase your grooming skills by matching them with your innerwear. You might not need lingerie while going to bed, but you surely need one while taking her out for dinner or an evening walk. Even when you are sleeping under a coconut tree, you definitely need to have some sexy cloth under.

Lingerie is among the simple things that make your wedding complete. If you are still asking, should a groom wear lingerie, the answer is yes. Lingerie, however, is suitable for honeymoon. You might consider wearing your regular underwear during the wedding reception, but make sure to pack a few of these pieces of clothing inside your honeymoon baggage.

How to wear lingerie-advice for grooms

Choose the right type. The type of lingerie you wear should reflect your wedding theme. This means that the color should be consistent with the wider theme. You can try to vary the colors so that you have different hues of the primary color.

Consider the season of the year that you are going for the honeymoon. For instance, search for lingerie that has hearts around the waist if it is during or approaching valentine. You can also get some red lingerie for valentine’s day. During Christmas, you can get lingerie that has the holiday symbols or name branded on it.

In addition, get heavier fabrics for cold seasons and light fabrics for the hot season. The fabric choice, is however, determined by your preferred destination. Different regions have different weather patterns, and this is why you should research first before buying your honeymoon lingerie. Ensure that your lingerie is suitable for the climate of your selected honeymoon destination.

Men are not good with shopping, so make sure that you invite her to select the designs she loves. Do not bore her with dull or cold colors; you both want to go back home a happy couple.

Pack some matching robes as this is your chance to impress the bride. The color clothes you wear as you move around should match the color of your lingerie. Men are generally known to be as choosey as women when it comes to color selection, but this time you better do it right. Consider what you want your bride to wear, and steal the same idea while packing your lingerie too. This will bring a balance in your dressing and also build your relationship.

Buy something you can wear later. It is good to think about the future. People love to keep their wedding day memories alive, and one of the best ways to do this is by keeping your clothing as well as images. You might want to take photos while in your boxers and bare chest, just to impress your bride. However, ensure that the lingerie you purchase for the honeymoon can last long enough. You can buy one for each day, but when you return home, wear it only on special occasions to remind your wife about that night after your wedding.

Kefir Health Benefits – The Complete Body Booster

The miraculous health grain known as kombucha, tibicos, and kifir in different parts of the world is slowly being rediscovered. Kefir-as most people know the white, grainy matrix of lipids, yeast, and bacteria- is the secret key to good health. The kefir health benefits include not only taking care of your insides but also your body’s external parts.

Known to have originated from the Caucasus region, people have believed that “possessing” kefir grains are a sign of wealth. People during those times must have taken the saying “health is wealth” to heart because they guard their supply of kefir grains with their lives. And because you only need a batch of kefir grains to last you a lifetime, there is no need to replenish your supply as fermented kefir grains keep on reproducing.

The word “kefir” is the most appropriate word to describe the miracle grain. Originating from the Turkish word kief-which means good feeling, the kefir health benefits will surely make you feel good inside and out. Kefir naturally has antibiotic and antifungal properties that treat familiar as well as rare diseases. It is unimaginable that something so simple-looking could be a weapon against sickness. From head to foot, not even sparing your brain from its benefits, kefir truly is the miracle cure.

Despite these properties, taking kefir has no side effects. Because of the active good bacteria and beneficial yeast, they can quickly destroy the destructive elements by quickly propagating. It also strengthens one’s immune system and is a natural strength-booster so there’s no need for you too spend too much on health supplements and energy drinks.

Most of the kefir health benefits could be credited to the mixture of calcium found from milk. The nutrients from the milk heighten the already strong effects of kefir itself. Drinking milk kefir nourishes your hair, treats gum diseases and strengthens your bones. Kefir prevents bone diseases such as osteoporosis. So if you’re worried about your crackling bones, make sure to try this wonder food and see the difference in a week’s span.

Kefir health benefits include taking care of your skin. Including kefir in your diet prevents acne, psoriasis and even wrinkles. Being a natural anti-oxidant, kefir keeps you young-looking and makes your skin glow with health.

Nothing spells beautiful more than being healthy and natural-looking. Just by taking your daily dose of kefir, you are keeping yourself away from those useless skin products that can sometimes damage your skin more.

Another one of the kefir health benefits is its brain-enhancement capability. As natural brain-food, kefir helps you break free from stress. While pumping up your brain, kefir also develops the usual functions of your brain such as reflexes, memory-retention and even your focus. This benefit works hand in hand with the five senses and leads you to be at your best. Kefir also helps cure depression, anxiety, and even the attention-related disorders. So if you want your mind to be in its optimal capability, drink your kefir daily.

If you’re worrying about your digestion and metabolism, there’s no need to worry. One of the kefir health benefits includes improving your digestion. If you’re constipated, regular intake of kefir cleanses your intestines and your stomach normalizing your bowel movements.

To weight-loss seekers, having kefir as part of your diet could make you shave unwanted weight faster. Because kefir has probiotics, it speeds up the your body’s metabolism letting your body burn more fats and calories even if you’re only spending your normal workout time. No more need to take dangerous weight-loss pills that could cause harmful side-effects. Just take kefir and in no time, your body will surely be fab!

To those who are worried about their heart’s health, kefir is also the solution. Kefir clears your blood vessels and regulates your blood pressure. When you drink kefir, you are not only equipping your immune system but also keeping your heart healthy.

Your lungs are not spared from the kefir health benefits. Taking kefir daily prevents respiratory diseases from the most common up to the complicated ones like tuberculosis. It also helps treat asthma and bronchitis.

If you are one of those people who have a busy lifestyle, these kefir health benefits are for you. Kefir is a natural stress-buster. Having cold a cold milk kefir or water kefir drink not only refreshes you but also detoxifies your body. Its natural properties are even better than the benefits boasted by certain kinds of teas. If you are an insomniac, you should also take kefir to assure you of a good night’s rest free of worries and anxiety. Enjoying your cold, soothing kefir is the key for your body to be at peace.

Kefir is considered to be the mysterious key to one’s good health. Kefir health benefits provide holistic defense for the body. In these modern times, most of us lead busy and stressful lives. There are many ways to live healthy but some are offering complicated ways to stay that way. However, with the simplicity of kefir, the only thing needed is to culture the grains and take it regularly like how you drink your milk or your coffee. It’s that simple. No need for measuring your food or taking mysterious “organic” medicines. Rediscovering this age-old secret helps us adapt to our current lifestyles while assuring us and our loved ones of wellbeing.

What Is An MAI Appraisal?

MAI appraisals are among the most sought after appraisals in the commercial real estate world. MAI stands for Member of the Appraisal Institute, a trade organization which monitors appraisers and holds them to a higher standard than appraisers who are merely licensed and do not belong to such an organization. There are other appraisal trade organizations active in the world of real estate. However, MAI is the best known, and thus the most popular.

Technically, there is no such thing as an “MAI appraisal.” There are only appraisals performed by an appraiser who has completed the MAI Appraisal Institutes class offerings, and holds this designation. However, it’s often much easier to refer to the appraisal itself as being certified than to hold to technicalities.

An appraiser who has earned the MAI designation is qualified to and experienced in the performance of both residential and commercial properties. Many other appraisers are only qualified for residential property. At one point, lenders were likely to require that an appraisal be done by an MAI certified appraiser, or a member of another trade organization. However, this has been unlawful since 1989, as there is not federal regulation of these organizations. Still, certified appraisals can increase the chances of a favorable lending situation, since the lender will feel more comfortable. An MAI certified appraisal offers lenders a reliability that allows them to be confident in their investment.

A commercial appraisal by an MAI certified appraiser can include many things. Generally, it will provide an overview of the community, neighborhood, and general area in which the property is situated, as well as a detailed description of the site and all buildings it contains. Zoning analysis, an analysis of the highest and best use for the property, and an in depth discussion of the property’s value from several different approaches will also be included. The appraiser may also make a recommendation of which valuation is most appropriate in his or her opinion.

Appraisers tend to be conservative in their estimates. However, this does not mean that one will receive a low appraisal. An MAI certified appraisal firm assumes liability if the appraisal is too high, and the property cannot be sold for the price they recommend. The firm also assumes liability if the price is too low and the property is sold for too little money. Because of this, appraisers have a vested interest in making sure that their estimates are in the middle range. Which sales an appraiser places the most emphasis on will depend in the type of market. In a rising market, emphasis will be placed on higher recent sales, and in a falling market, that emphasis will go to lower recent sales. A good appraiser is interested in giving clients the most accurate estimate possible.

Insurance – Natural Peril Exclusions – Flood

Flood is commonly covered by ARPI policies but, on occasions, some policies exclude it or, alternatively, provide the client with the option of extending the policy to cover it as an additional peril. The meaning of flood has been considered infrequently in the English courts and, the courts have first to consider the meaning of flood in the context of the policy as a whole. In the case Young v. Sun Alliance and London Insurance Ltd. [1976] 3 All ER 561, where the word “flood” was incorporated in a phrase with “storm and tempest”, it was held not to cover damage caused by three inches of water leaking into a bathroom from an underground spring-storm and tempest suggested a more violent event.

In the case of Computer & Systems Engineering Pic v. John Lelliott (Ilford) Limited and Others (The Times, 23 May 1989), during building operations at the assured’s premises, a metal purlin was dropped onto a sprinkler system pipe. The pipe was damaged, allowing water to escape which in turn damaged the property of the assured. The court was asked to decide whether or not the property owner was obliged to bear the risk of damage under clause 22C: 1 of the JCT Standard Form of Building Contract (1980 Edition) because the damage was not caused by “flood” or “bursting of pipes” within the definition of the clause 22. First, the court considered what an ordinary reasonable Englishman would say if asked “What was it that caused the damage?”. His answer would have been “the negligent dropping of the purlin which fractured the sprinkler pipe”;

As a result of the lack of direct case law, the court referred to the various insurance cases dealing with the term “flood’*. It relied upon Young v. Sun Alliance (above) and Commonwealth Smelting Limited v. Guardian Royal Exchange Assurance Limited [1986] 1 Lloyd’s Rep 121, as supporting the propositions that:

– flood should involve some natural phenomena or abnormal occurrence; and

– “bursting and overflowing” were to be construed intransitively, involving some interruption of a pipe from within. (In other words, without the assistance of extraneous factors.)

Therefore, the damage to the sprinkler system constituted neither a flood nor a bursting or overflowing of water from tanks, apparatus or pipes. The Court of Appeal confirmed the decision suggesting that the word “flood” suggested the invasion of property by a large volume of water caused by a rapid accumulation or sudden release of water from an external source, usually, but not necessarily, as the result of a natural phenomenon such as storm, tempest or downpour. Certainly, US authorities have not distinguished between man-made floods (such as the bursting of a dam) and floods resulting from natural perils.

Thus, as when considering the definition of any phrase within the context of ARPI, a court will:

– look at the context in which the word is found;

– enquire as to whether or not the word has any ordinary meaning in common parlance; and

– look at judicial precedent to see where the courts have previously been required to consider the word in a similar context.

Knee Pain and Chiropractic Care

When most people think about the types of pain that can be alleviated with chiropractic care, they tend to think about the head and neck. Knee pain, however, is becoming a more common complaint due to chronically poor posture and the eventual strain spinal misalignment can have on the leg joints. Knee pain is showing up more and more in people who work sedentary jobs and spend hours a day hunched over their desks and people who work manual labor and do not lift heavy loads properly.

Knee pain is often found in conjunction with back pain and can be caused both by sudden injury like stomping on the joint too hard or by incorrect posture. So what to do? While pain relievers may offer temporary relief for upper back pain, they fail to address to root of the problem and often lose potency after repeated doses. Chiropractic care can offer long-term solutions by targeting the problem areas and correcting the injury but also by preventing future harm.

The majority of knee pain is caused by muscular irritation and dysfunction in the joints. The reason the knee is prone to pain is that the nerves from the lower back and spine travel through the leg to the knee and the muscles and joints can become easily inflamed. A chiropractor can pinpoint which of these areas is causing the pain and proceed accordingly and safely. Your chiropractor will likely perform a physical exam and may use digital x-ray, MRI, or CAT scan to determine where your trauma is located and the areas being impacted.

Treatment for muscular irritation will often include a combination of massage therapy, stretching and strengthening exercises while the joint pain will require manual manipulation and stretching. A good chiropractor will also send you home with exercises and posture adjustments you can do on your own time in order to prevent further damage. A combination of chiropractic care and chiropractor supervised at home care could even keep you from expensive joint surgeries that would require a long healing time and set you on the road to long-term wellness.

If you suffer from chronic knee pain, it is time to visit a reputable chiropractor and address the issue before it worsens. A trip to the chiropractor can save you money and free you from pain you may have been dealing with for years! There’s no reason to wait when relief is in sight.

A Little Window to Significant Gemstone Remedies for Weak Planets

Gem therapy can be one of the best bets to propitiate the malefic planets and strengthen the beneficial planets in your horoscope chart. As per Vedic astrology, energized and attuned gemstones yield enough power to strengthen the beneficial planets and propitiate the malefic planets in an individual’s horoscope. However, it makes sense to consult an astrologer before actually using a particular gemstone. Here’s a little smattering on some precious gemstones and how these gemstones help curb the negative impacts created by weak, malefic or afflicted planets in one’s horoscope chart.


Ruby is the preferred astrological remedy to strengthen or propitiate Sun in one’s horoscope chart. Sun represents an individual’s soul, self-confidence, individuality, heart, blood circulation and eyesight. If afflicted, weak or malefic in one’s horoscope chart, Sun may bring in several issues including low self-esteem, poor eyesight, eye-inflammation, heart diseases, hemorrhage and lethargy. Energized Ruby gemstone is the birthstone for Leo sign and helps get rid of the ill-effects of afflicted, weak or malefic Sun. It is important to wear Ruby gemstone on a Sunday in the ring finger of the right hand.


Pearl is the preferred astrological remedy for Moon. Energized Pearls are used to strengthen a weak Moon in one’s astrology horoscope chart. Afflicted moon may cause turbulent relations, depression, menstrual problems, weight loss, and several health hazards related to lung and kidney. Energized pearl gemstone is the birthstone for Cancer sign and helps resolve issue created by weak, afflicted or malefic Moon in one’s horoscope chart. It must be worn on a Monday in the left or right hand on the ring finger.

Red Coral

Red Coral is the gemstone that proves to be helpful for strengthening Mars in one’s horoscope. If afflicted, Mars may become a reason for loss of vitality and energy, major injuries and several health issues. Energized Red Coral helps ward off the negative effects of Mars and brings good health, success and prosperity in one’s marital life. This precious gemstone must be worn on the index or ring finger of the right hand on a Tuesday.


Emerald is the gemstone useful for afflicted, weak or malefic Mercury. Planet mercury represents business, communication and intelligence according to Vedic Astrology. And if afflicted, Mercury may bring in nervous disorders, body allergies and communication related problems. Energized Emerald gemstone must be set in a gold ring and worn on the middle finger or the little finger of right hand on a Wednesday to get rid of the negative influences created by Mercury in one’s life.

Yellow Sapphire

Yellow Sapphire is the remedy for weak or malefic Jupiter. Planet Jupiter brings hope, optimism, good fortune and prosperity in one’s life. If afflicted or weak, Jupiter leads to several health hazards such as liver related diseases, dyspepsia, abscess, pancreatic disorders and cerebral congestion. Energized Yellow Sapphire gemstone set in a gold ring and worn on the index or ring finger of the right hand on a Tuesday helps get rid of issues created by afflicted or weak, Jupiter.


Diamond is the astrological remedy for Planet Venus that signifies beauty, love and artistic skills. If afflicted, or malefic, Venus leads to epilepsy, impotency, rheumatism and other sexual diseases. Ill-effects of Venus can be tackled by wearing energized Diamond gemstone set in a silver ring on the middle finger, index or ring finger of the right hand on a Tuesday.

Blue sapphire

Blue sapphire is the remedy for afflicted Saturn which signifies our duties and salvation. If Saturn is weak, malefic or afflicted in one’s horoscope, the person suffers from heart related ailments, asthma, leprosy and lack of peace. To curb the ill-effects of Saturn, one must wear energized Blue sapphire gemstone in a silver ring on the middle finger on a Saturday.


Hessonite is the remedy for weak or malefic Rahu as per Vedic astrology. Shadow Planet, Rahu can cause Cancer, fears, phobias, critical illnesses and contagious diseases, if afflicted, weak or malefic in one’s horoscope chart. Natives with weak Rahu must do well to wear energized Hessonite set in gold ring in the middle finger of the right or the left hand on a Saturday or Wednesday.

Cat’s Eye

Cat’s Eye is the best astrological remedy to get rid of the ill effects of the Shadow Planet -Ketu. A weak or afflicted Ketu in one’s horoscope can cause mental diseases, cancer, paralysis, digestive complications, skin problems, and allergies. In order to get rid of the ill-effects of weak or afflicted Ketu, one must wear energized Cat’s Eye gemstone set in a gold ring on the index finger of the right hand on a Thursday.

Top Three Herbs For David Wolfe

David “Avocado” Wolfe, is considered by his peers to be one of the worlds’ leading authority on nutrition. David Wolfe is the author of many nutrition books such as Amazing grace, Naked Chocolate, Eating For Beauty and the Sunfood Diet Success System. This is David Wolfe and he shares with us three of the needed raw organic foods that we need to have in our household.

First on the list is garlic. Garlic is diaphoretic, diuretic, expectorant and a stimulant. It has many marvellous effects and healing powers and possesses stimulant and stomachic properties in addition to its other benefits.

As an antiseptic, garlic has already been recognized as it was used in the war to control the suppuration in wounds. Its raw juice is expressed, diluted with water and where put on swabs of sterilized Sphagnum moss which are then applied to the wound. Due to this treatment during the war, lives of thousands of men have been saved by its use.

It is also applied in ointments and lotions to disperse hard swelling. Pounded and employed as a poultice for scrofulous sores and is is also said to prevent anthrax in cattle.Its other benefits include prevention of common cold and flu, assist in the management of high cholesterol levels, an effective natural mosquito repellent, a natural antibiotic, and a powerful antioxidant.

Then second on David Wolfe’s list is Echinacea. Echinacea is a purple coneflower and is best know herb for stimulating the immune system. Thousands of Europeans and Americans use echinacea against colds, flu,minor infections and other major and minor ailments. Echinacea, a native American herb has a very impressive record in laboratories and clinical research as it is currently being used for treating infectious diseases.

The primary uses of echinacea are as follows. For treatment against colds,cough,flu and other respiratory conditions, enlarged lymph glands, sore throat, urinary tract infections, other minor infections, combat herpes and candida, for wounds, skin regeneration and skin infections, psoriasis, eczema and inflammatory skin conditions.

Echinacea increases the non specific activities of the immune system which means that it stimulates the overall activity of the cells that are responsible for fighting all kinds of infections. Echinacea makes our own immune cells more active in attacking bacteria, viruses and abnormal cells including cancer cells.

Third on David Wolfe suggested herbs to have is the lomatium herb. Lomatium herb is native to North America and is used medicinally for infections. The herb has been used by many tribes of Native America to treat infections particularly those that affect the lungs. It was particularly used in the southwestern United States during the influenza pandemic of 1917 with reportedly good results. Lomatium herb also has antiviral effect and anti-bacterial remedy.

So that is just about it with David Wolfe and his herbs. Hope this one has help you on how to have a healthy life the raw organic way. Have a good day!

How To Cut Your Risk Of Type 2 Diabetes

If you have a history of type 2 diabetes in your family or you think that your health is headed in the wrong direction for one reason or another, then it’s important to do something about it now. Carry on reading to discover how you can drastically reduce your chances of type 2 diabetes to make for a happier and healthier you.

Change your diet

You’ve probably heard this a million times, but the things that you are putting into your body can either increase or decrease your chances of getting diabetes. Losing some extra pounds (IF you are overweight) is really important but changing the types of food that you are eating is important no matter what your weight is. Keep an eye on your portion size, as a rule of thumb a meal should be about the size of your fist. Experiment in the kitchen and introduce better foods into your diet. You should be eating lots of fruits, vegetables and protein such as chicken, fish, eggs and seeds. Avoid processed/take out food as much as possible although the odd treat is fine.

You should make sure that you are drinking plenty of water, sugary drinks are not recommended. Not only will water fill you up so it will stop you overeating, H20 can do wonders for your overall health. By making the mentioned dietary chances, before very long you will notice a difference to your energy levels AND your waistline. You will be making your body healthier and will be reducing your likelihood of getting serious health conditions including type 2 diabetes.

Get your body moving

Another step in the right direction is to increase the amount of exercise that you do because this can also help to stabilize your blood sugar levels. You do not need to do anything drastic like run a marathon or even join a gym. There are so many workouts that can be done from the comfort of your own home, YouTube has a whole bunch of fun workouts that require no equipment at all. Even a daily walk around your block will make a difference to your general health and will help you lose weight.

Cut down on alcohol

If you are a heavy drinker, you are much more likely to develop diabetes and that has a lot to do with the high sugar content that many alcoholic drinks have. Try and HALF the amount of units you currently drink and then go from there. When you do decide to drink, try and stick with spirits with a low calorie mixer as much as possible. It’s all about healthy balance in your life and that is going to make a difference if you really put the effort in.

Too Fat To Dive? Scuba Diving Safety and Scuba Equipment Concerns for Overweight or Obese Divers

Is it Safe for Overweight or Obese People to go Scuba Diving?

Are you a bit chunky? Maybe you’ve gotten a little bit husky since your last dive. Possibly you’re just outright overweight or even borderline categorically obese. No matter the extent of your present girth you’re asking yourself “Am I Too FAT To Dive?”

So, how fat is too fat when it comes to scuba diving? Should you be concerned about your safety?

Scuba diving is an activity which can be enjoyed by nearly everyone. With proper supervision young children can learn to dive and most people who are in reasonably good health will be able to continue diving well into their senior years, there is no age requirement for scuba diving.

There is also no weight requirement for scuba diving. That being said, just because there is no weight requirement or specific overweight limit doesn’t mean that weight isn’t a factor. There are a few things which will need consideration if you are to dive safely as an overweight diver.


Some people are “fat but fit”, meaning that their weight places them in an overweight category but their relative fitness is comparable to the average fitness of more ideal weight individuals. If you feel that you are fit, even though you are considered to be overweight, then it is most likely that you will have little difficulty scuba diving, with the exception of possible equipment issues related to your size.

If you’re overweight and also out of shape, then you have a bigger problem, a bigger problem than your weight that is. It’s most likely that you aren’t “too fat to scuba dive”, but rather “too out of shape to scuba dive”.

Safety Concerns

Being out of shape can be a create serious safety concerns for divers. First of all, lack of endurance will eventually lead to fatigue. Diving in a state of fatigue could cause you to make poor decisions and will almost certainly result in a state of panic. When you’re breathing hard on the regulator, struggling to meet your oxygen demands, the thought of suffocating brings about a natural state of panic. Breathing easily and naturally is critical to remaining calm while underwater, so anything which results in labored breathing should be viewed as a safety problem.

Air consumption is another concern. Everyone utilizes oxygen at relatively different rates. However, compared to a smaller more fit version of yourself, you will without exception use your air at a faster rate the larger you are and the more out of shape you are. While increased air consumption by itself isn’t necessarily a safety concern, depending on the depths of your dives (With shallower dives being more of a concern) it does increase the chance that you could end up in an out of air situation.

So what should you do if you’re too fat, or too out of shape? In this case it would be best not to fret too much about your weight initially, instead concentrate on improving your overall fitness as it will have a much larger impact on your ability to scuba dive. Cardiovascular fitness should be the area to focus your efforts as this will have the greatest effect on air consumption and general comfort while scuba diving. Look for a simple scuba workout combined with nearly any form of cardio to help you move into the “fat but fit” category.


Maneuverability can be an issue if you’re an overweight scuba diver due to excess fat or even if you happen to have the musculature of an NFL player.

Are you able to put scuba fins on yourself? If your regulator pops out of your mouth will you be able to reach behind, find the correct hose, and then retrieve the regulator without assistance? If you had to ditch your gear would you be able to remove your BCD on your own? These are questions which you need to answer honestly for yourself, then address any deficiencies.

It’s critical to be sure that you can perform all of the necessary scuba skills. This may mean that additional practice is required on your part, or it may mean modifications to your equipment. Remember, it most likely won’t be just your own life at risk if you’re unable to perform, your dive partner needs to be able to rely on your skills as well.


OK, so you’ve decided that you’re not too fat to scuba dive, but that doesn’t mean you’re ready to go. Most scuba equipment is designed for average size divers. This means that the decision between renting your scuba gear and purchasing your scuba gear is even more critical if you’re above average in size. Also there are concerns when it comes to weight and buoyancy challenges you will likely face.

Essiac Tea Side Effects: Is It Safe to Use Essiac Tea for Detox and Cancer Treatment?

Essiac tea was introduced during the 1920s, and since then has been quite popular for treating cancer, and a host of other illnesses and diseases. Initially the promotion of essiac tea was done by Rene Caisse, a nurse in Canada, who claimed the formula was given to her by one of her patients. The recipe was supposed to have originated from a medicine man of the Ojibwa tribe. This herbal formulation is now sold commercially, but is not without side effects, even though it contains only natural ingredients. Here are essiac tea side effects that are possible.


People, who take essiac tea along with their food, complain of indigestion. The solution would be to take the tea when the stomach is empty, and not during or immediately after a meal. Indigestion is also noticed in individuals, who already have a waste build-up inside their body. As the tea is known to eliminate toxins, it can cause discomfort in the digestive tract or stomach, while it is acting.

To remedy this side effect, stop taking the herbal tea for a couple of days, or wait until the condition starts improving. Treatment can be resumed with a smaller dosage, and then increasing it gradually to the normal amount. For instance, when an ounce of tea results in indigestion, decrease it to half in the beginning, and then increase it later.

Urinating Often

The tea mainly helps in detoxification, and hence prompts the system to eliminate the toxins, by passing more urine. Most users have experienced this, and is considered quite a common side effect. Even though this is a positive effect, it can cause dehydration, and therefore it is important to drink more water for replenishing lost fluids.

Pimple Formation

Certain people start to get pimples, because of the tea’s detoxification process. This condition does not last long, and will stop once the system is cleaned up, and will ultimately result in a better skin tone and complexion.

Kidney Problems

Sheep sorrel and rhubarb, the two ingredients of essiac tea, has oxalic acid, which is a compound, and is quite harmless in small doses. However, for people already having kidney problems, this compound could combine with calcium, and cause kidney stones. Drinking the tea in excess can also cause poisoning.

Upset Stomach and Diarrhea

People who take drink essiac tea in excess without proper water intake can suffer from stomach upsets. The detoxification that happens due to the tea will increase the digestive process for eliminating bodily wastes. Adequate amount of water is required to help in this process, as toxins are diluted by the water, and the excretion goes about smoothly. Less water will cause an upset stomach and discomfort.

This side effect can be eliminated or minimized by taking water daily, a minimum of six glasses, especially during the intake of essiac tea.

Fortunately, the body gets acclimatized to the tea, and system of digestion will soon recover to its former state.


In certain individuals, essiac tea’s herbs cause moderate to mild allergic reactions, which includes, rashes, runny nose and eyes, and itching. These are quite similar to hay fever symptoms, and hence determination of an allergy becomes quite easy.

Such a side effect can be managed by lessening the dose for some time. This is mainly to get the body accustomed to the tea. Later increase the dosage gradually, until there are no more symptoms. For some people, the intake of this tea will have to stop for some time, and then restarted in small doses.

Symptoms of Flu

The tea’s detoxification process can cause cold and cough in some people, which is similar to symptoms of other methods of detoxification. People who can tolerate such symptoms should continue with the dosage and they will disappear in time.


Diabetics who are dependent on insulin should exercise caution in the dosage of their essiac tea, and monitor their levels of blood sugar regularly. Certain ingredients are known to react with bodily processes that produce glucose and insulin.

Are Essiac Tea Side Effects Dangerous?

Most Essiac tea side effects are mild, but be cautious during the treatment period. Also note, effects can vary between individuals. The tea is also not advisable for women who are pregnant or nursing, as it can cause contractions in the uterus.