How Prostate Cancer Becomes Lethal

How did prostate cancers become so lethal? By doing nothing.

Prostate cancer takes up to 20 years to develop into metastatic cancer, which also happens to be the cause of death in 90% of people who develop prostate cancer. Hopefully, modern medicine has found a cure for prostate cancer, but only if it is found early. Which could be a problem, especially since the cancer symptoms are only present at the advanced stage of the cancer development. A regular check up every year when you pass forty will do the trick. The doctor will test your prostate serum antigen level in your blood, have a prostate probe and if the two first tests are positive, he will do a biopsy. But why bother, if there is no smoke, there are probably no fires. Anyway it is your life you playing with. I know, I am being a little sarcastic here, but ignoring it won’t make it go away.

Take action, because your body is fighting for you, but has a greater chance to win only if you help him along the way. Studies report, that causes for growth in cancer are dependent on angiogenesis, which is the build of new blood vessels sprouting from preexisting one. This process is responsible for bringing nutrients to the growing tumor. Your body fights cancer by controlling the environment around the cancer cells. This environment is composed of extracellular matrix, a complex structure comprising of different proteins which are crucial in evolution of multicellular organisms and also influences cell behavior. Some of these proteins are identified to be against angiogenesis and against cancer proliferation, which then acts as a prison cell around the tumor. However, these cancer prison walls are remodeled by the cancer cells during tumor growth and generates new signals, particularly at blood vessels cells. With time, all the cancer prison proteins are eliminated by the tumor cells and there is not barrier or walls left to protect you. Cancer cells can spread at will to other parts in your body: bone, gust, you name it. Then, it will experiment cancer pain which is not really pleasant.

It’s important to see your doctor on a regular base when you are past the age of 40. But more important, you can make action right now by adding special food to your daily diet.

Did you know that there are foods you can eat to prevent cancer?

All About Cerebral Palsy


Cerebral Palsy is a term describing a condition where a trauma caused to the brain adversely affects the motor skills of a child. CEREBRAL refers to the BRAIN; and PALSY is “Lack of required muscle control”. Putting it together it is “Lack of muscle coordination caused by trauma to the Brain”.


It may be said that CP is a condition caused by injury to the brain or nerves during, before or shortly after the delivery of the child. It may be result of some injury or disease caused during the first three years of childhood.


CP may be classified into four categories:

o Spastic-. Caused due to muscle stiffness which makes reaching or walking difficult.

o Athetoid (or dyskinetic)- Caused due some lack of balance in walking and also muscle tics.

o Ataxic – This includes balance disorder and some difficulty in perception of depth.

o Mixed- Children with mixed CP have both the muscle stiffness of spastic cerebral palsy and lack of balance in movement of athetoid cerebral palsy.


o Delayed developmental milestones

o Persistence of infant like reflexes

o Abnormality of muscle tone

o Abnormality of movements

o Deformities of bone structure.

o Mental retardation

o Seizures

o Problems of speech


Brain damage any time in the first three years of life may cause acquired CP. Damages such as Brain infection (e.g. Meningitis) and Head injury(such as a fall),and other causes such as genetic disorder, blood clot etc..

CONGENITAL CP occurs at birth. Common Causes are infections during pregnancy, infantile jaundice, Rh incompatibility, shortage of oxygen in brain , trauma to head at the time of labor and delivery, and stroke .Babies with low birth weight have more chances of developing CP.


At present no cure for CP is available. But a proper and methodical treatment does help to improvement the condition and helps the child to attain his/ her potential. Physical therapy, occupational therapy, medicine, surgery, braces etc are some of the treatment and therapies that may help. An early and continuous treatment of CP may lessen the chances of other disabilities and problems that may be caused by the condition.


The actual cause of CP may not always be known.

Taking following precautions may help:

o Seek proper prenatal care

o Avoid cigarettes, alcohol, and unnecessary use of drugs during pregnancy

o Testing for measles immunity before pregnancy

o Routine vaccinations of baby

o Preventing head injuries

How To Know It Is Meningitis

Meningitis can be described as the process whereby the meninges, which is the covering of the brain and spinal cord, swells, due to an attack by bacteria of a virus.

It is therefore important to identify these meningitis symptoms, as it is a deadly disease, in order to seek timely medical attention, without too much delay. There are different symptoms in different patients, of meningitis, although the general ones are: high temperatures, on the heels of which come nausea, vomiting and hyper painful headaches. Fever is another of the meningitis symptoms, which might appear with an influx of rashes to the skin. It is not unusual for a patient to suffer convulsions, strong and sharp back pains, accompanied by acute tension of the neck muscles. In infants, a bulging fontanel, which is usually accompanied by vomiting and frequent bouts of screaming in pain.

Whenever one exhibits these meningitis symptoms, it is advisable to seek medical advice as soon as possible to enable diagnosis, and if need be, prompt treatment.

At its onset, meningitis usually starts with fever, weakness in the whole body, muscular pain, which is usually characterized by pathogens, that include rashes, running noses, pneumonia, inflamed salivary glands, and a bowel disorder that brings about vomiting.

Of all the meningitis symptoms, the most visible one is an acute headache that acts up as if it were growing in size. This type of headache is too severe that adult patients, being unable to help themselves, have been known to cry out loud and whimper, while infants and children cry ceaselessly. It is so unfortunate tom the sufferers, as despite the acute headache, they soon start feeling nauseous, and proceed to vomit, which could go on for hours on end, but at intervals.

Patients with meningitis symptoms have been known to experience increased sensitivity to the skin, which is brought about by any type of change in the posture of the body, from a stimulus, that might be either audio or visual.

Because of the body mass ratio, an adult patient's condition tends to deteriorate so fast that alarming changes can be noticed in as little as 24 hrs. However, the overall condition of younger patients gets worse at a faster rate than in their older counterparts.

At this point, adolescent and adult patients become confused, easily irritable and are prone to go into a sleeping stupor, if not a coma. These patients go on to develop edema of the brain, which prevents blood from flowing to the brain. This may cause the patient to suffer a stroke, which might, or might not be inclusive of paralysis.

Treatment of meningitis symptoms depends on how early it is diagnosed, as if it is done late, it becomes possible for the damage to be irreversible, especially to the brain. In severe cases, patients die.

Even so, meningitis symptoms, if checked and treated early, are curable, although not completely, as some patients may end up with convulsions, for which they have to undergo long periods of treatment.

Can a Health Issue Be a Bully Too? Here Is How Epilepsy Acts Like One and Tips to Combat It

Bullies are not always people. Bullies can be health issues and other life challenging situations. I recently saw an article that begged the question, "Is epilepsy a bully?"

Yes! Epilepsy is a bully! Epilepsy has bullied me into a corner where I am dependent on others and their schedules. Epilepsy has caused me to be frustrated half the time and sometimes asking that "why me?" question which only spirals me down into a self pity pit.

I had my accident when I was working for a company way out east, about a 45 minute drive from my house. It was a long commute, but I really could not complain. I was having a tough time finding a job when everyone else was having a tough time finding a job. I guess I chose to graduate from college at the wrong time in US history. Oh well.

I was on my way home from work when I had a seizure on the highway. I was very lucky. I was not hurt, nor did I hit anyone. Instead of being afraid for my life, I was afraid I would lose my job. That seizure left me with no car, no license and thus no way to get into the office. How is that not being bullied !? But it went a step further. A coworker of mine upset me with her comments about being unable to drive. So now I was dealing with two bullies; one where I had no control over, and the other was an intimidating lady who childishly picked on me.

I thought about finding a job closer to home, but again, not a lot of companies were hiring. Whether I was trying to get to my current job, or a job down the street, it was a long bus ride. I figured I mind as well stick with this company so long that they would allow me to work from home. My manager had no problem with me working from home, but I wanted to show my boss that I was dedicated and was working. So I figured out a way to get into the office. It was not ideal, but that is what being bullied is like. You accommodate the opposing party so as to make them happy, versus making yourself happy.

In order to get to the office, I took two buses and a cab. That may seem excessive, but it really was not. The buses connected within five minutes of one another and the cab ride was quick and cheap. Unfortunately, this route into work was short lived as it was becoming too long of a day for me. Stress and lack of sleep are triggers for my seizures. This rough commute was just adding to the problem.

The buses were still an option to get me close to the office, but not there all the way. Once again, I was worried I would lose my job. Another coworker of mine offered her help, and went completely out of her way to come pick me up! She helped me make that 45 minute commute into the office twice, sometimes three times a week. Her help made me see that not all people were laughing at me. It was just that one coworker.

But that one coworker and seizure after seizure still got to me. I was clueless how I was going to combat these two different, but equal, epilepsy bullies. I've now done my research. When faced with challenging situations or people we have options.

Face your bully head on! I tried running from epilepsy. The problem with running away from a health issue, is that it is still an issue. You can not run away from a disease or disorder that needs a pill every day. It is easier to wake up every morning, look down at the pills in my hand, and seize the day. Get it?

Avoid it, there is no harm no foul in doing so. It was a blessing is disguise that I was able to work from home part of the week. Not going into the office on a regular basis allowed me to not have to deal with that mean coworker. While I would have loved to give her a piece of my mind, it was not worth losing my job over telling her off. I was already worried about losing my job anyways from the standpoint of not being able to drive there every day.

Karma really is a bitch. That mean coworker went to follow her dream and it fired right back at her. She failed. I like to think that it was the universe using that as payback for her nasty comments about me being unable to drive.

The best way to stand up to a bully or intimidating situation is to accept it and let go. Do not get me wrong, this is by far the hardest way to stand up to a bully. Accepting that I have been restricted from driving has taken me years! My only regret is that I should have accepted that fact a long time ago. It's time to let go. That does not necessarily mean giving up, it just means to stop dwelling on it. I have to keep reminding myself that there is the Tesla Model S to look forward to!

Stroke: What You Need to Know and Do

A stroke is a medical emergency and can cause permanent neurological damage or death. Stroke is the leading cause of disability in the United States, and it is also the no. 4 cause of death in the US It occurs when a blood vessel that carries oxygen and nutrients to the brain is either blocked by a clot or bursts. When that happens, part of the brain can not get the blood and oxygen it needs. Without blood or oxygen brain cells die, and the part or function of the body it controls is affected. This is why a stroke can cause paralysis, affect language and vision, and other disability problems and death.

African Americans have almost twice the risk of first-ever stroke and higher death rates for stroke compared with whites according to both the American Heart Association and the American Stroke Association. They also tell us that high blood pressure is the most important modifiable risk factor of stroke, and that the prevalence of high blood pressure in African Americans in the United States is the highest in the world. There is good news and hope for Black Americans because high blood pressure is a controllable risk factor for stroke. If you are a Black American reading this you need to know your blood pressure numbers and discuss your risk for stroke with your physician.

Other modifiable risks are poor diet, tobacco smoking, high cholesterol, physical inactivity and obesity. Poor diet – eg a diet high in saturated fat, trans-fat and cholesterol can raise blood cholesterol levels. Diets high in sodium (salt) can contribute to increased blood pressure. Diets with excess calories contribute to obesity. Researchers tell us that a diet containing five or more servings of fruits and vegetables per day may reduce the risk of stroke.

Physical inactivity and obesity – if you are inactive and obese you increase your risk of high blood pressure, high blood cholesterol, diabetes, heart disease and stroke. Take a brisk walk, take the stairs, and do whatever you can to make your life more active. The Move! Try to get a total of at least 30 minutes of activity on most or all days. These controllable risk factors, if left unchanged, can increase your risk for a stroke with its potential to cause serious or permanent neurological damage or loss of life.

Today a stroke does not have to lead to disability or death. The key is to recognize a stroke and get to the hospital immediately. If you or someone near you shows the warning signs of a stroke, call 9-1-1 immediately.

FAST. is made available by the American Heart Association and the American Stroke Association, and is an easy way to remember the sudden signs of stroke. When you see these signs, you'll know that you need to call 9-1-1 for help right away.

FAST is made ​​available by the American Heart Association and the American Stroke Association, and is an easy way to remember the sudden signs of stroke. When you see these signs, you'll know that you need to call 9-1-1 for help right away.


F ace Drooping

Does one side of the face droop or is it numb? Ask the person to smile.

A rm Weakness

Is one arm weak or numb? Ask the person to raise both arms. Does one drift downward?

S peech Difficulty

Is speech slurred, are they unable to speak, are they hard to understand?

Ask the person to repeat a simple sentence, like "the sky is blue."

Is the sentence repeated correctly?

T ime to call 911

If the person shows any of these symptoms, even if the symptoms go away, call 9-1-1 and get them to the hospital immediately.

Early Signs Of Autism In Children

According to the Mayo clinic, it is estimated that three to six of every 1,000 children have autism, a brain disorder that causes many developmental problems. This disorder affects more boys than girls, and specialists have yet to pinpoint the cause.

Though there is no definitive "cure" for autism, more and more treatment therapies are becoming available. Experts say that the earlier autism is detected, the better chance a child has of countering the disorder.

Most children with autism develop normally the first few months, or even the first few years. Then they begin to show early signs of the disorder – signs that can be easily recognized, if you know what to look for.

There are three main components of autism: behavioral issues, language deficits, and poor social skills development. Each component comes with its own early signs of troubles.

Behavioral Issues:

  1. He may exhibit repetitive physical motion such as rocking, spinning, or head banging.
  2. Children with autism often depend on routine and rituals, such as touching a door knob several times before opening a door, or counting steps. A disruption of his routine is met with frustration and temper tantrums.
  3. He may lack the ability to pay attention to some things, but become fascinated by others.
  4. Though he may ignore most of the toys in the toy room, the tiniest detail, such a lever or knob on one toy may claim his attention for long periods of time.
  5. Children with autism seem to be unusually sensitive to sound, light and touch.

Language Deficits:

  1. Though all children acquire language at a different pace, children with autism begin to speak even later than most.
  2. A child exhibiting signs of autism may learn words or phrases, but then forget them and be unable to use them again.
  3. A singsong, or robotic voice often accompanies an autistic child's attempt to communicate, and he will often avoid looking you in the eyes as he speaks.
  4. Back and forth banter is difficult and often impossible for the autistic child. He seems to have trouble following a conversation, and coming up with an appropriate reply.

Poor Social Skills Development:

  1. Autistic children play mostly alone, ignoring other children in the room.
  2. He may seem as if he's having trouble hearing – he may ignore you when you speak to him, or not answer when his name is called.
  3. Children with autism are easily over-stimulated and usually do not enjoy cuddling or other physical affection.
  4. He may have no regard for the feelings of his peers, or be unable to show compassion or empathy

Parents often note that their child seems to "backslide" developmentally. They may originally start to gain new vocabulary and begin learning to play with peers and interact with others, but then, almost overnight, they forget new words they've learned, and become more and more withdrawn. What seemed like a normal dislike of loud noises suddenly seems over-sensitive.

If you feel that your child is exhibiting some of the above symptoms, consult your doctor for a diagnosis. Behavioral therapy and drugs are available, and in some cases show remarkable rates of success. Experts agree that early intervention is key.

Causes of Low Libido in Women

Low libido is a common problem for women , surveys have suggested that up to 40% of women have low libido. It is the condition of having a decreased or even no sexual desire. A women can suffer from low libido at any time in her life and there are many factors that can cause this.

In most cases the woman has no real desire to have sex and they are not sexually aroused by the idea of ​​love-making. This can impact mental wellness as well as relationships.

There are many factors that can cause women's libido to decrease. The most common libido killers are stress, children, relationship problems, physical injuries or lack of physical ability and illness.

  • Illnesses can play a big role when it comes to low libido. Obviously no one really feels very attractive when they have the flu, but more serious illnesses can affect mental wellbeing and physical abilities.
  • Many prescription medications such as anti-depressants and blood pressure drugs are known to have side effects on sex drive. The Pill for example alters your body's hormonal balance, so this could be affecting your desire for sex.
  • Consuming too much alcohol and taking recreational drugs can have a direct impact on libido but also cause long term health issues.
  • Lack of exercise and unhealthy diet can affect hormone and energy levels. Eating healthy provides the proper nutrients for hormones and metabolism, while exercise is good for circulation and the production of "feel good" such as seratonin chemicals in our brain.
  • Exhaustion can really suppress any interest in sex. The daily responsibilities and multiple roles women often assume can leave them tired and physically drained of energy by the end of the day or night. Try and find time to relax with your partner an hour or two before bed if you want more intimacy.
  • Changes in hormone levels can also cause low libido. This is particularly true for certain times in a woman's life such as pregnancy and menopause.
  • Your mental health is an important factor. Psychological issues such as depression, stress, anxiety, low self-esteem or mental illness can all contribute to low libido.

The good news is that Loss of sexual desire can usually be easily overcome and finding out the cause is a good start. Be honest with yourself and your partner and talk about how you can help each other have a happy and healthy life with a fulfilling and enjoyable sex life.

Major Causes of Road Accidents

There is nothing new about road accidents. During the recent festive holidays in Malaysia, the 3 main causes of road accidents have been pin-pointed. The 3 causes will be discussed in detail below.

The first major cause is sleepy drivers. Drivers who are driving on a long distance trip tend to fall asleep when driving. The long driving hours would most certainly take a toll on the driver's concentration while on the road.

To avoid accidents due to this cause, drivers should plan several short stops during the long trip. Make regular stops for either a caffeine boost or short naps to keep concentration at a high.

During this time of the year, heavy downpours are to be expected. During a heavy rain, a driver's range of visibility is greatly reduced. Whenever the vehicle in front makes an emergency brake, drivers should be able to react in time.

Due to the rain, the driver behind might not be able to notice and react accordingly. Therefore, rivers should reduce speed and take caution to avoid such accidents especially when driving in a heavy rain.

No matter often we've been told to drive safely, there are errant drivers out there who seem to always be in a rush. Though the speed limit is set at 110km / h, these drivers could be seen speeding at speeds higher than permitted. No amount of summonses could keep these drivers at bay, endangering other drivers on the road.

Drivers should avoid these major causes of road accident and learn to appreciate life.

All Natural Home Remedies For Faster Hair Growth

The truth about your hair – No matter your hair type, you will shed some hair on a daily basis. It is normal to lose a between 30 to 75 hair strands daily. However, it is also normal for your hair to grow. Hair should grow about 1/4 – 1/2 inches a month. If you begin to lose patches of hair or begin noticing that your hair is not growing at all, or at a snail’s pace, this is not normal.

How can your grow your hair and stop hair loss?

Hair loss and slow hair growth can be caused by a number of factors including genetics, hormone imbalances, nutrient deficiencies such as B vitamins, which are essential for hair health; too much or too little protein, chronic stress, alcohol intake, substance abuse, lack of sleep; prescribed medications, damaging hair styling techniques, scalp infections, and chemically laden hair care products.

While there are many miracle hair loss and hair growth cures on the market, be careful. Many products have serious side effects that only exacerbate or facilitate health problems. Likewise, many of those same products provide minimal results that are present only during use of the product. Try to avoid these. Help for slow hair growth and hair loss is available that won’t cost you your health.

What Can You Do?

Here are few natural remedies and a great all natural product, which contains most of these natural nutrients that have proven to effectively stop hair loss and stimulate hair growth.

Fenugreek, Black Beans, Coconut, and Lemon Juice: These items pack a powerful punch against hair loss and balding. Fenugreek is even touted as a natural hair regrowth herb. Coconut is one of the few oils that actually contains protein easily absorbable into the hair strands, and thus, is one of the few oils that strengthen the hair follicle. Lemon Juice and Black beans are great for managing the porosity, health, and shine of the hair. They also reduce hair shedding and breaking, a common cause for hair loss when genetics is not the main contributor. How to use them all? Wash your hair with the paste of cooked black beans and fenugreek powder, three times a week. Combine the paste with 5 tablespoons of pure coconut milk and tablespoon of lemon juice. Massage well into the scalp. Allow to sit on hair for 3-5 minutes wash and rinse with natural shampoo.

Castor Oil and Amla: Most soaps and shampoos have chemicals, so use amla as a substitute. Avoid sulfates, parabens, unfamiliar compounds, and silicones. How do you know your shampoo contains these things? If any words in the ingredient listing end in glycol, “cone”, or “ben”—you’ve got them and they are not only bad for your hair, but also bad for your health. Stay away. Shampoo with amla and massage your scalp with castor oil. Both are wonderful for increased hair growth.

If you can’t afford to purchase all the ingredients necessary to make agreat hair growth tonic or don’t have the time to mix your own batch of coconut, castor, amla, lemon juice, and fenugreek, you can also purchase Beauty 4 Ashes Christian Health & Beauty’s Super Gro Shampoo. This shampoo is all natural and contains all of the hair growth stimulating nutrients mentioned above, but also have some additional perks. Be mindful that their products do contain essential oils and should not be applied to a scalp with infections of sores. Their products might appear to be a little pricey, but they are all natural and actually worth it.

The results of one research study showed that the natural nutrients in the shampoo and the essential oils of ylang ylang, rosemary, and tea tree combined, when applied on the areas of hair loss stimulated hair growth. This double blind, placebo-controlled study enrolled 84 people who massaged either these essential oils into their scalps in a carrier oil or used the shampoo each night for seven months. Results showed that 94% of people in the treatment group had new hair growth compared to only 15% in the control group, which used a synthetic based hair growth that contained only rosemary, amla, a DHT blocker, and ylang ylang. Several reviews also rank the Super Gro Shampoo pretty high. You can find it online at

Afro-American Hair Loss Problem

In 1970s to 1980s, there is a popular hairstyle that known as the afro or big hair style. This came from the fact that black people or the Afro-American populations have tightly curly hair. The hair style extends the hair bigger than the head. In the 20th century, very few people sport that curly hair and Afro-Americans embraced straight hair with much effort.

In consonance with their effort to wear their hair differently, came the problem of Afro-American hair loss. Because of the different growth pattern among African Americans, treatment of hair loss became a little bit difficult.

There is an old notion that Afro-American hair grows slowly than any other race. This is however untrue, Afro-American hair grows in a speed just like any other race. However, because of the tight curls, it seems that it grows slower. Additionally, because of the curly hair strands, nutrients do not flow naturally and this causes damage on the hair shaft. Breakage therefore happens more often.

Hair loss is a major problem for some Afro-American people and this article is meant to help them avoid hair loss that will eventually lead to baldness.

Before we begin, let me remind you that the same causes of hair loss and total baldness in other races also affect Afro-Americans.

Causes of hair loss

o Styling and over processing
o Severe stress
o Thyroid Problems
o Vitamin and nutrient deficiency
o Hereditary
o Drug such as those for the treatment of depression, blood problems and arthritis

Treatment of medical problems such as thyroid and blood problems may reverse hair loss. This is because proper blood circulation will lead to healthy blood coming to the hair follicles. Hair loss may therefore be reversed.

Avoiding stress will likewise help avoid hair loss among Afro-Americans.

Let us move to the first item that causes hair los, styling and over processing.

Afro-American people tend to style move frequent and more varied. Styles like tight braids, weaves, extensions are common among Afro-Americans. Hair processing such as perming, straitening, bleaching and coloring is also commonly done by African Americans. This therefore causes too much stress and chemicals in their hair. Often, it causes hair loss.

Of course, knowing what is damaging to your hair and reversing it may be helpful. However, what if you do not want to stop hair styling and hair processing often?

You may therefore hid some of the following advice or consult you hair professional on his advice how you will go about wearing your hair differently without experiencing severe hair loss.

Tips to avoid Afro-American hair loss

o Wash you hair regularly. This will avoid dirt clogging the hair follicles.

o Use conditioner after you shampoo, this will help avoid frizziness.

o Moisturize your hair, as I am mentioned earlier, natural moisture escapes the hair shaft because of tight curls. It is therefore necessary that you use hair moisturizers regularly.

o Eat a well-balanced diet.

o Use soft brush, it may take longer to fix your hair because of the curls but you need to be patient if you do not want hair loss problems.

Proper care for your health and general well-being will manifest in your hair, styling and processing may be done conscientiously to avoid Afro-American hair loss.

Afro-American hair loss, or any races hair loss for that matter, may be avoided if proper care is provided to the hair and the scalp.

Federal Laws That Regulate Group Health Insurance In America

The Consolidated Omnibus Budget Reconciliation Act, also known as COBRA, was enacted in 1985 to extend group health coverage to former employees and their families for up to 18 or 36 months after termination of employment. An employer group must consist of at least 20 employees. The COBRA premium rate remains the same as the group rate, but the terminated employee pays more because there is no longer an employer contribution. Qualifying for COBRA occurs when the employee, spouse, or dependent child becomes ineligible for coverage under the group insurance. Examples include family coverage after the death of a covered employee, termination of employment or reduction of hours under full-time status, Medicare eligibility, legal separation spousal coverage, child ineligibility on the group plan, or if the employer declares bankruptcy and employment ends. Employee termination resulting from misconduct does not qualify under COBRA.

A qualified beneficiary is considered to be anyone covered under the group policy the day before the qualifying event occurs and normally includes the employee, spouse, and dependent children. Written eligibility notification must be given to employees and spouse or other dependents by the employer when the group plan becomes eligible for COBRA or when a qualifying event occurs. A 60-day period is allowed to elect COBRA coverage, after which the employee is no longer eligible.

The purpose of continuation coverage is to provide time for the terminated employee to either apply for new coverage under a new group plan or apply individually (or become eligible for Medicare). A maximum of 18 months is allowed if employment was terminated or hours were reduced to less than full-time status while all other qualifying events allow for 36 months of continual coverage. COBRA coverage ends when a disqualifying event occurs such as failure to pay premium, Medicare entitlement, or once new insurance is issued.

The Omnibus Budget Reconciliation Act, also known as OBRA, was enacted in 1989, and it extends COBRA continuation benefits from 18 months to 29 months for disabled employees at the time of the qualifying event or who become disabled during the first 60 days of COBRA coverage . It also clarified Medicare entitlement versus eligibility to ensure that the individual is covered by Medicare before being considered a disqualifying event.

The Health Insurance Portability and Accountability Act, also known as HIPAA, was enacted July 1, 1997, it provides both for the portability of group insurance from one employer to another or from an employer sponsored policy to an individual policy if becoming self-employed. There are several common components to HIPAA. One component is that a new employer must offer continual coverage to a new employee if the employee is switching from a previous employer's coverage (if previously covered for at least the last 18 months). Insurance portability is mandated for 63 days between jobs, to allow ample time for an employee to switch coverages. Individual insurance through self-employment is considered portable from group insurance. Also, pre-existing condition exclusions for anyone seeking medical advice in the last 6 months can only apply for the first 12 months of a new plan and does not apply to newborn care, adopted children, or existing pregnancy as of the effective date of the policy.

The Employee Retirement and Income Security Act, also known as ERISA, was enacted in 1974, and it protects group insurance participants against insurer and employer misconduct by requiring strict record keeping and reporting of all health plan transactions, benefits, amendments, claims, denials, and certificates of participation. Administrative records must be maintained with the Department of Labor and financial reports must be filed annually with the IRS.

The Age Discrimination in Employment Act, also known as AEDA, was enacted in 1967 and applies to employer groups of 20 or more employees. The ADEA's protections apply to both employees and job applicants age 40 and older from employment discrimination based on age.

The Tax Equity and Fiscal Responsibility Act, also known as TEFRA, was enacted in 1982 and applies to employer groups of 20 or more employees. It protects employees and their spouses between ages 65 – 69 from discrimination in group life insurance from only being offered to key employees, such as executives or select top-tiered employees, and not the entire group. It requires older employees to receive the same coverage as younger employees.

Finally, the Americans with Disabilities Act, also known as ADA, was enacted in 1990 and applies to employer groups of 15 or more employees. It protects qualified individuals with disabilities in job application procedures, hiring, firing, advancement, compensation, and all other facets of employment. It also requires disabled employees to be given equal access to the group's health care coverage and can not limit or exclude group health coverage for deafness, AIDS, cancer, major disease, or general disability.

How to Fix Stuttering

Many people around the world, both young and old, struggle with stuttering. Most of these stutterers will more than likely avoid conversations with anyone for fear of embarrassing themselves. Often times they will avoid people altogether and not interact with anyone. They don’t know how to fix stuttering so they become hermits.

Though it is a huge problem with many people, it is possible to learn how to fix stuttering. In fact, it is highly likely to completely cure stuttering all together with just a few simple techniques. Imagine a life free of fear and embarrassment. I would like to take a moment and show you three of the most popular ways to fix stuttering.

Speech Therapy

Speech therapy has become a huge industry over the years. Practitioners claim they can fix stuttering through psychology and counseling. Although therapy cannot guarantee that you will fix your speech problem, there have been reports from many stutterers claiming that it does in fact work.

Like most therapy around the world, speech therapy can put a real hurt on the wallet. Most of these speech therapists charge by the hour and most of the prices are a couple of hundred dollars. When you are trying to cure stuttering with therapy it may take a couple of weeks or some months to even come close to fixing the problem. To make the expense worse, many times speech therapist can’t even fix stuttering. So you spend all this money for nothing.


when learning how to fix stuttering, visualization may be the only cure you need. This technique uses a more positive approach than others. All you do is visualize that you don’t stutter. You clear your mind from the stress that surrounds you and tell yourself that you do not have a speech impediment. Begin to think of what you want to say before you actually say it. The idea behind visualization is to convince yourself that you do not have a stutter.

Visualization can work but you have to have a lot of self confidence and the right guidance for it to be effective, and most stutterers don’t have any confidence so learning how to fix stuttering becomes a problem.


one of the most popular treatments for stuttering is hypnotherapy. First you need to find a therapist that has a good track record. Basically, what these therapist due is they hypnotize the stutterer and tell them not to stutter anymore. There is not too much that I can say in regards to hypnotherapy other than people around the world use this to fix stuttering. Be sure to search for a good therapist or you will spend a lot of your money for nothing.

If you want to learn how to fix stuttering, speech therapy, visualization, and hypnotherapy can put you on the road to recovery. These techniques, if done correctly, can fix your stuttering issue. You can now go through life without having to feel embarrassed or ridiculed. Enjoy your life free from stuttering!

Design Styles – Traditional

Not so very long ago, Traditional style conjured up visions of grandmother's house, with pristine carpets and impossibly uncomfortable furniture. I am happy to say that is no longer the case. Traditional style now is more pared down and clean lined than ever before.

Traditional style spans a broad range of cultures and time periods, and can include everything from opulent and ornate to spare and simple. The ties that bind them to Traditional style are the familiarity of silhouette and use of architectural details. Often homes with traditional style are older and have an abundance of architectural details such as elaborate or chunky moldings, arches, columns, intricate tile or wood floor patterns, beams, built in cabinetry, etc. The shapes are familiar because the have a historical influence. Much of the furnishings and textiles are called "traditional" because the shapes and patterns have been used for a long time.

Updated Traditional style is not fussy or stale, instead it is welcoming and more casual. Think of it as the little black dress of design; always appropriate, looks stunning, feels fabulous, and goes with everything. Different eras can be mixed with ease, just be sure to choose one element such as a wood tone or amount of embellishments to unify.

Here are a few ideas to help create Traditional style:

-Colors- Develop a consistent theme based on color. Neutral colors are often used on walls and large upholstery pieces. Pops of color can come in artwork and accessories. Color palettes are often muted to show off other elements in the room like a great piece of art or a stunning rug. An all white palette is popular because it can lend both opulence and minimalism depending on the application. Balance is a key consideration when choosing. Bright bold colors are welcome as long as they offset by neutral tones.

-Furnishings- Furnishings in Traditional style have a familiar shape- almost iconic and recognizable to most people. The wing back chair is one such example and though it is often updated and reinterpreted, it is mostly at home in traditional décor. Upholstery pieces are often neutral and comfortable, less fussy than in years past. Antiques, reproductions, and contemporary pieces can be mixed for a relaxed elegance. Rich wood tones and painted pieces are common. Even a bit of funky color may have a home on an accent table, perking up the room.

-Textiles- Luxurious fabrics are welcome in Traditional style including but not limited to silk, cashmere, velvet, and mohair. Other more humble fabrics such as linen and cotton are found as well. In real life not many of us can get away with a sofa upholstered in silk or other high maintenance fabrics, but that does not mean they can not be used in low traffic areas like curtains or a pillow. Start with a pivotal fabric then mix other patterns from the same color family. Layering of pattern and texture will give interest to the space. Florals, damasks, paisleys, and even geometrics are popular patterns. Rugs are very popular because usually a traditional home would have hard floors- either wood or tile. Colorful Persian rugs are a great pick as well as tone on tone designs.

-Artwork- Artwork introduces color, texture, mood, and personality. It is often helpful to choose a color palette and room arrangements from a great piece of art. If it is not in your budget to purchase a large statement piece of art, you can create impact in other ways. Group similar images in matched frames to add a graphic punch.

-Putting It all together- The key to a great space is how the pieces are put together. To give the eye a resting place, be sure to have a focal point. It grounds the room and everything can be placed in relation to it. Focal points can be a fireplace, artwork, or even a piece of furniture such as a bed or sofa. Use symmetry to keep the space feeling balanced. For instance, you might have two chairs on either side of a fireplace. The do not need to be exactly the same, but they should be of similar proportions.

Design should be fun, and be about what you like. So do not be afraid, the new Traditional style is beautiful and comfortable. Go for it!

Dyslexic Test – Questions & Answers


There are so many questions that are being asked about a dyslexic test. Testing is a real source of interest or concern to lots of people. It is hardly surprising really when you consider how beneficial a clear diagnosis of dyslexia will be to those that are affected. In response to that, I have decided to write another article in which I provide more answers to everybody’s basic concerns! I really hope that the questions that are answered in this article are the same questions that you have whizzing through your mind.

1. What Happens in a Dyslexia Test?

For the purposes of this answer we will presume that you are taking it in front of a psychologist, although there are alternatives. The test will take anywhere between four and six hours. Ideally you will complete the test in one day- but again, you might have options. There will be lots of breaks within this time. A dyslexic test is actually a series of smaller separate tests that assess a wide range of your abilities.

2. Is there a Free Internet Test?

Put simply, yes there are free tests on the Internet. However, these will not be able to diagnose you but can only highlight dyslexia as a possibility. These tests are very short and so they cannot be taken too seriously.

3. What Support Can My Child with Dyslexia Receive in Exams?

Children, with an official diagnosis of dyslexia (and with an official statement detailing these needs) are entitled to extra support in exams. For some children, this may mean extra time and for other children it might entail having a scribe- an adult who a child dictates to in an exam.

4. I am an adult. I think I am dyslexic- should I get tested?

I think this depends how you are coping with your difficulties. If you have devised ways to lessen their impact and you are managing OK, then perhaps there is no reason to have an official diagnosis. If however, your life is incredibly tough because of these difficulties, then a diagnosis is essential as it will help you emotionally and practically.

5. I am an adult. I have just been diagnosed with dyslexia. Should my employer help me?

In both the USA and the UK employers are duty bound to provide additional support to people with dyslexia. It is an essential part of each country’s disability laws. It helps if you have been honest about your dyslexia from the time that you joined the firm or the time that you were diagnosed with it. Employers need to support employees with dyslexia because otherwise they are breaking the law but also, it is only with additional support that you can carry out your work duties satisfactorily.

6. I have just been diagnosed with borderline dyslexia. What does it mean?

As a result of a dyslexic test, you have been shown to have a very mild form of dyslexia. You might just confuse two letters in your reading or spelling (instead of confusing ten). The good news is that with relatively little extra work on your part, you should be able to overcome the difficulties that you face. The diagnosis has helped you because it has pinpointed your exact difficulties.

7. What happens after a diagnosis of dyslexia?

You are entitled to more support. This is particularly true for children. A diagnosis should provide a fairly detailed list of your specific difficulties. Legally, if there is consensus, these difficulties need to supported. Otherwise you have no chance of fulfilling your potential and that is not in the best interest of the school or the state (if you are a child) or your employer (if you are an adult.)

Getting Paid With Google AdSense

Google AdSense can be the best income source for website or blog owners though it takes serious efforts in drawing high numbers of visitors. The basic concept of online marketing is just the same with having offline business in which clients have to be familiar with brands' names and they will keep using the products or services when they are satisfying. When a website or a blog can get higher traffic, then there will be greater chances for visitors to click the advertisements by Google AdSense. The number of clicks can determine the amount of dollars that website or blog owners will get.

The challenge does not stop here. Website owners or bloggers have to compete among millions of internet users who also have the same aim, getting money through Google AdSense. Obviously, some theories always emphasize on quality content materials on the websites or blogs. Not only the material contents should be unique and in high quality, but they should be updated regularly. Though it sounds easy, not many website owners or bloggers have more time to write articles. Some of them do not know how to write well with proper keywords usage. If this becomes a major problem, hiring professional writers is the best solution.

When we pay close attention on how Google AdSense works, it can be similar with how affiliate marketing works. Once we sign in, then we agree to promote all available products and services by Google through our blogs or websites. As we have promote those links, then Google will launch commission whenever online visitors buy the product or service through the placing ads on our blogs or websites. We can do it much easier when we have floods of traffic on our websites so that there are higher chances for visitors in clicking the ads.

Most of the ads relate a lot with the niches of our blogs or websites and the chance is that those visitors will click the ads when they are interested with the products. Though the number of traffic does not directly relate to the numbers of click, at least our websites are popular enough among online visitors. This is especially when we make several efforts like having many backlinks through social media websites and article directories. Yet, it is important to keep your blogs or websites updated regularly by submitting articles regularly with very updated and interesting contents.

This is one of the best methods in gaining income through Google AdSense and increasing your website popularity at the same time.