How to File Personal Injury Claims

When a person suffices injuries such as wounds, bruises and mental disorders due to accidents, this is referred to as personal injury. Technically, personal injury is a legal term which means harm caused to an individual's physical body or emotional health. It pertains to a lawsuit filed by a person alleging that his injuries were a result of negligent conduct by another person.

Accidents are considered the most common cause of personal injury claims. These can be further classified into different types such as car accidents, truck accidents, aviation accidents, train accidents, motorcycle accidents, boat accidents, construction site accidents, offshore accidents, accidents at work, drowning and dog bites among many others.

Other types of accidents that are eligible for personal injury claims include those that occur in the medical and dental fields, at home, during holidays and in using defective products. If you feel you have been physically harmed or suffered psychological problems or illnesses as a result of an accident caused by another person and this led you to suffer financial difficulties due to inability to continue your work, then there's a cause for you to file a personal injury claim.

Around the world, approximately 1.2 million get killed in road accidents each year. According to the 2005 data of the National Center for Health Statistics, more than 43,000 people died from motor vehicle traffic accidents in the US during that year. In Great Britain, an average of 27,800 people were killed or seriously injured in road accidents in the year 2002 alone.

People injured in these road accidents can file criminal or civil lawsuits against the party that caused them personal injury. A criminal case can be filed against a driver found to have been acting unlawfully or under the influence of alcohol or negligent during the time the accident occurred. Other reasons covered under criminal charges include assault with a deadly weapon and murder in the US and driving without due care in the UK

A civil lawsuit may be filed for less serious offsets. In this case, the court's role will be to decide which party is at fault, the percentage of fault and the amount to paid in damages to the injured party. Typically, civil cases results in the payment of fines or it can also add points against the defendant's driver's license.

Immediately after the accident, it would be best to gather evidence by taking photographs of the area and what caused your injury. Writing down the details of the incident while you can still recall them is also a good thing to do. Get the names and addresses of witnesses as well if possible.

Consulting a personal injury lawyer is the next important step towards your pursuit for justice. Initially, you will need to look for an experienced attorney to help you with your desire to seek compensation for your personal injury or those suffered by your loved ones. Be sure to tell the lawyer upfront about what happened during the accident and the injuries you suffered as a result of that incident.

It is also essential that you inform your insurance company about the accident you encountered. The insurance firm normally shoulders your medical expenses during the treatment of your injuries.