Preparing for Times of Disaster

Whether you live in the western united states and have suffered fires and drought, or the eastern coast and endured hurricanes and flooding, chances are you may experience one or more natural disasters in your lifetime. Being prepared won’t take away the trial, but it will help you to recover as well as sustain you…

Differences Between Damask, Brocade, and Jacquard

Often times, uneducated individuals use the terms damask, brocade, and Jacquard interchangeably with one another. It can often confuse those who are unfamiliar with the world of fabrics. Jacquard is a decorative or woven pattern that is created by using a Jacquard attachment on a loom. The attachment resembles the punch card on a piano.…

History Of The Guava

The early Spanish explorers of the 1500’s found Strawberry Guava, ‘Acca sellowiana O.,’ growing as a native tree in America, where they were firmly established from Mexico southward to Peru. History records that Seminole Indians were growing guava trees in Northern Florida in 1816. Strawberry Guava, ‘Acca sellowiana O.,’ can grow into trees 25 feet…

What Is A Payor Rider For Life Insurance?

Life insurance products can be confusing, but very important when protecting your families future and your personal estate. Attached to each life insurance policy are riders, options, exclusions, provisions and waivers. A rider is a separate document that “rides” or attaches to the main life insurance policy that gives special provisions that provide benefits or…